Comparison

Budget Tracker vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Tracker

This app provides a clear, real-time view of your disposable income after accounting for all bills and recurring expenses. It intelligently adjusts your budget based on your actual income, not just your bank balance, helping you avoid surprises and understand your spending habits.

Highlights
  • Real-time 'left to spend' calculation
  • Automatic bill and recurring expense deduction
  • Income-adaptive budgeting
  • Planned expenses timeline
  • Spending trend analysis
  • One-tap expense entry
  • Private, on-device data storage
Features
Read full description

What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. NO BANK CONNECTION. STILL AUTOMATIC. Brim never connects to your bank. Set up an Apple Pay automation once, and every tap to pay logs itself as an expense - no manual entry, ever. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. ASK SIRI AI Ask Siri what's left in your budget, or for any category, like "Ask Brim what I have left for Coffee Shops." Ask Siri to add a transaction, hands free. Search your transactions right from Spotlight. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. YOUR ACCOUNTS, OVER TIME See your balance for every account or just one, from a week to all time. Touch the chart to read any day, and Apple Intelligence sums up what's on screen in one sentence. Add the Accounts widget, or ask Siri for your balance. WORKS WHILE YOU'RE NOT LOOKING • 9 Home Screen widgets, plus Lock Screen widgets • Browse what's ahead in the new Upcoming calendar • A reminder before a recurring payment goes out • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms

About

Subscription Tracker

Features
Read full description

A forgotten subscription turns up in the bank statement — months later. Eluna Subs reads that statement on your phone and finds the recurring charges your list is missing. No bank connection, no account, no ads. Eluna Subs remembers what renews and when, and tells you before the money leaves — not after. It never connects to a bank, never asks you to register, and works with the network switched off. NO LIMITS, NO PAID TIER As many subscriptions as you have, as many categories as you need, and the app lock included. Nothing here is sold by the item. A tip unlocks nothing, because everything is already open. REMINDERS THAT ACTUALLY ARRIVE Choose how many days ahead and at what time. A separate screen checks whether the system will really deliver them and names what to fix — the complaint every app in this category collects. BEFORE A TRIAL TURNS INTO A CHARGE Mark a trial, see the day it converts, and hear about it while cancelling is still free. ADDING TAKES SECONDS {SERVICES} services, each with its own mark, searchable in your own alphabet. {CANCEL_LINKS} of them carry the official cancellation link, so "how do I stop this" is one tap instead of a search. BRING IN WHAT YOU ALREADY PAY FOR • A bank statement, CSV or PDF: recurring charges are found on the device, with no bank connection. • A screenshot of your App Store subscriptions: read on the device, because store charges reach a statement as a single merged line that nobody can split. THE MONEY SIDE Monthly and yearly totals, a calendar of what is coming, spending by category, and a budget that warns you when subscriptions cross it. Any currency, with rates you can refresh or correct by hand. YOUR COPY, YOUR CLOUD An encrypted backup in your own iCloud, opened only by your password and recovery code. Or an encrypted file, or plain CSV, JSON and a calendar export — all of it yours to move. PRIVATE BY DEFAULT One screen lists every request the app is able to make and how to switch each one off. There is no "other" category: what is not named there, the app does not do. No account, no ads, no paywall — nothing is locked away. Free. A tip is welcome and unlocks nothing, because everything is already open. 61 languages with full right-to-left support, iPhone and iPad layouts, ten app icons, light and dark themes.

Screenshots

Budget Tracker4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Budget Tracker at every 11 days against Subscription Tracker's every 3 weeks. Subscription Tracker's advantage is iOS requirement (14.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $4.99 per month and Subscription Tracker sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Tracker ships an update every 11 days, Subscription Tracker every 3 weeks. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Budget Tracker versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterBudget TrackerSubscription Tracker
PriceFreeFree
Rating3.4 (5 ratings) — better—
Positive reviews62.5% of reviews—
Number of ratings5 — better—
Update frequencyEvery 11 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.614.0 — better
Further details — not scored
Size150 MB51 MB
Age rating4+4+
DeveloperLazare KolebkaSerhii Vakulenchyk

In-app purchases

3 purchases

Budget Tracker

Subscriptions2
  • Brim Pro$4.991 Month
  • Brim Pro7 Days trial$39.991 Year
One-time1
  • Brim Pro Lifetime$59.99
3 purchases

Subscription Tracker

One-time3
  • Coffee$1.99
  • Snack$4.99
  • Generous Tip$9.99

Questions

Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Do Budget Tracker or Subscription Tracker have ads?
Neither Budget Tracker nor Subscription Tracker shows ads.
Which is updated more often, Budget Tracker or Subscription Tracker?
Budget Tracker ships an update every 11 days, and Subscription Tracker every 3 weeks. Most recently, Budget Tracker was updated on October 30, 2026 and Subscription Tracker on October 25, 2026.

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