Comparison

PennySave vs Hanimani

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PennySave

Features
Read full description

Snap a receipt and PennySave fills in the amount, date, merchant and category. Share one budget with your partner and see every expense the moment it's added. No bank login needed, and your first month of Premium is free. NEW: WORKS OFFLINE No signal on the train or abroad? Keep going. Add, edit and delete payments, categories, accounts and budgets without a connection. Everything is saved on your phone and syncs when you're back online, including with the people you share an account with. Receipt scanning and invites still need a connection. SCAN RECEIPTS IN SECONDS (PREMIUM) Take a photo or pick one from your library. The transaction opens right away and fills in as the receipt is read. Prefer typing? Log any expense in two taps, free and unlimited. BUDGET TOGETHER, YOUR OWN WAY (PREMIUM) Invite your partner, family or roommate to a shared account with a link. Their transactions appear live. Each of you can file shared expenses under your own categories without changing the other person's view. BUDGETS THAT KEEP YOU ON TRACK Set a weekly, monthly, quarterly or yearly limit across one or more accounts and see at a glance whether you're on track. Split a budget into limits per category, keep one private, or share it with everyone on the account. With Premium, get alerted at 80%, when a budget goes over, or when a category passes its limit. KNOW WHERE YOUR MONEY GOES One monthly total across all your accounts, with recent transactions right below, plus your income, expenses and net for every month. Premium adds monthly AI reports that point out spending patterns and give your month a health check. BUILT FOR EVERYDAY LIFE - Home Screen and Lock Screen widgets, with a one-tap add - Accounts in any currency, including USD, EUR, GBP and HKD - Your own categories, with searchable icons - Notifications you control - VoiceOver support - English, Spanish, French, German and Italian FREE AND PREMIUM Free, always: accounts in any currency, budgets, your own categories, and unlimited manual entries with monthly income, expenses and net. Premium (first month free for new subscribers): receipt scanning, shared accounts, budget alerts and monthly AI reports. The subscription renews automatically; cancel any time in your App Store settings. FAQ Do I need to connect my bank? No. You add expenses by photo or by hand. Can my partner see my personal accounts? Only the accounts you choose to share. Does it work without internet? Yes. Changes are saved on your phone and sync when you're back online. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pennysave.ai/privacy-policy

About

Hanimani

Manage your personal finances with this app, offering detailed transaction tracking, budgeting tools, and account management. It supports multiple currencies and offers an AI financial advisor for personalized insights. Family sharing and real-time sync are also available.

Highlights
  • Track expenses, income, and transfers
  • Set up recurring payments and savings goals
  • Manage multiple account types and currencies
  • Create budgets with spending limits
  • Share finances with family members
  • AI Financial Advisor for personalized insights
Features
Read full description

Take control of your money with Hanimani — the smart personal finance app for families and individuals who want clarity, not complexity. TRACK EVERY TRANSACTION • Add expenses, income, transfers, and debts in seconds • Split one transaction across multiple categories • Set up recurring payments — never miss a bill • Track who owes you and who you owe, in any currency PLAN AHEAD • See upcoming payments: today, tomorrow, this week • Set savings goals with progress tracking • Schedule planned transactions in advance • Get notified before bills are due MANAGE YOUR ACCOUNTS • 10 account types: cash, card, bank, crypto, investments, deposits, credits, e-wallets, precious metals, and more • Multi-currency with live exchange rates • Track deposits with interest accrual • Credit loans with repayment schedules STAY ON BUDGET • Set monthly spending limits per category • Visual analytics: charts by day, week, month, or year • Expense breakdown by category with history • AI Financial Advisor (Premium) — personalized insights based on your real data BUILT FOR FAMILIES • Share finances with family members or business partners • Multiple workspaces with role-based access (owner, admin, member) • Real-time sync across all devices 8 LANGUAGES SUPPORTED English, Russian, German, French, Spanish, Turkish, Chinese (Traditional), Portuguese FREE TO START • Up to 3 accounts, 50 transactions/month, 1 savings goal — completely free • Premium: unlimited everything + AI advisor + custom categories + recurring transactions • 30-day free trial — no credit card required Download Hanimani and make every dollar count. Terms of Use: https://hanimani.app/en/terms Privacy Policy: https://hanimani.app/en/privacy

Screenshots

PennySave4 screens
Hanimani4 screens

Verdict

The call

The clearest difference is iOS requirement: Hanimani at 15.0 against PennySave's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PennySave sells 1 in-app purchase, starting at $4.99 per month and Hanimani sells 9 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. Both last shipped on November 5, 2026.

Scorecard1 real difference · 9 level
PennySave versus Hanimani: the parameters behind the verdict, then further details
ParameterPennySaveHanimani
PriceFreeFree
Rating—1.0 (1 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—1 — better
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPod — better
Requires iOS26.015.0 — better
Further details — not scored
Size21 MB38 MB
Age rating4+4+
DeveloperMykhaylo ZhylevychBogdan Portenko

In-app purchases

1 purchases

PennySave

Subscriptions1
  • Premium1 Month trial$4.991 Month
9 purchases

Hanimani

Subscriptions8
  • Active Monthly$2.991 Month
  • Premium Monthly$4.991 Month
  • Pro Active Monthly$5.991 Month
Show 5 more
  • Pro Active MAX Monthly$11.991 Month
  • Active Yearly$19.991 Year
  • Pro Active Yearly$49.991 Year
  • Premium Yearly$49.991 Year
  • Pro Active MAX Yearly$99.991 Year
One-time1
  • Premium Forever$99.99

Questions

Is PennySave free?
PennySave is free to download, with in-app purchases available.
Is Hanimani free?
Hanimani is free to download, with in-app purchases available.
Do PennySave or Hanimani have ads?
Neither PennySave nor Hanimani shows ads.
Which is updated more often, PennySave or Hanimani?
PennySave ships an update weekly, and Hanimani weekly. Most recently, PennySave was updated on November 5, 2026 and Hanimani on November 5, 2026.

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