Comparison

Wealth Path vs Alterac Worth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealth Path

Features
Read full description

Wealth Path is a powerful net worth tracker that helps you understand where you stand today and where your money could take you tomorrow — without ever asking for a bank login. Add your assets and debts manually, track your personal wealth, and see the dates that matter: when you could retire early, become debt free, achieve financial freedom, or reach your next major milestone. NET WORTH TRACKER, NOT A BUDGET APP Build a complete picture of your finances with an asset tracker, debt tracker and wealth tracker designed around long-term progress. Track savings, investments, real estate, crypto, vehicles, pensions and more across 12 asset categories. Log value changes, build your history and explore interactive charts showing assets, debts and total net worth. The net worth calculator brings everything together into a personal balance sheet that you control. PLAN FOR FINANCIAL INDEPENDENCE Turn financial planning into a measurable path forward. Use the FIRE calculator to estimate your financial independence date based on your own assumptions. Explore Coast FIRE, required savings rates, portfolio milestones and Worth by Age. The financial independence calculator helps you explore when work could become optional, while the retirement planner shows how your current path could lead toward early retirement. Change expected returns, inflation rates and tax assumptions to understand what could help you retire early and reach financial freedom sooner. SEE YOUR DEBT-FREE DATE Use the debt payoff calculator to project when loans and mortgages could be eliminated. Your debt tracker keeps liabilities visible, while month-by-month amortization projections show how balances could change over time. Model additional payments with the debt payoff calculator and see how they could bring your debt free date closer. TRACK THE WEALTH YOU'RE BUILDING Your asset tracker makes it easy to monitor what you own. Your wealth tracker shows how those assets contribute to your financial progress, while the net worth calculator keeps the bigger picture visible. Whether you're pursuing early retirement or simply building personal wealth, Wealth Path helps you understand whether you're moving in the right direction. 150+ CURRENCIES, ONE NET WORTH Track assets in more than 150 currencies with live exchange rates and see one consolidated net worth. It's built for expats, immigrants, remote workers and anyone managing personal wealth across countries. NO BANK LOGIN REQUIRED Wealth Path never asks for banking credentials. Nothing is scraped or sold, and there are no ads. Update your values manually and your history, asset tracker, debt tracker and projections update with them. MORE THAN A WEALTH TRACKER Ask the AI Financial Assistant questions about your numbers, import CSV or JSON data, export PDF reports and receive milestone alerts. Use the FIRE calculator, retirement planner and financial independence calculator to explore your path toward financial freedom. Combine powerful financial planning with projections that help you understand when you could retire early or become debt free. START FREE Track up to 10 assets and 5 debts with charts, history and headline projection results. Upgrade to Pro for unlimited assets and debts, complete projections, multi-currency support, AI chat, imports and PDF exports. Wealth Path – Net Worth Tracker gives you the tools to track personal wealth, plan early retirement and turn your financial future into something you can actually see. Wealth Path is a personal tracking and calculation tool, not financial advice. All projections are estimates based on assumptions you provide and do not guarantee future results. Terms of Use: https://www.wealthpath.pro/terms Privacy Policy: https://www.wealthpath.pro/privacy

About

Alterac Worth

Track your financial progress by adding assets and debts to visualize your net worth over time. Generate AI-powered reports, projections, and set goals to understand your financial journey better.

Highlights
  • AI Net Worth Reviews
  • Net Worth Projections
  • Goal Setting
  • Asset and Liability Tracking
  • Annual PDF Reports
  • Customizable Charts and Statistics
  • Home Screen Widgets
Read full description

Alterac Worth is a net worth tracker built to help you understand your financial progress over time. Add your assets, debts, and notes, then turn your history into charts, statistics, projections, goals, achievements, AI reviews, and annual reports. It is designed for people who want the benefits of a personal finance spreadsheet without having to maintain one. Track your net worth regularly, review how it changes, and see a clearer picture of where you stand. *** AI-powered insight *** Users can generate an AI Net Worth Review that analyzes their entry history and turns the numbers into an easy-to-read report. Use it to spot momentum, understand recent changes, and get practical next steps based on the data you have entered. *** Why it feels better *** • See your full financial picture - track assets, liabilities, and total net worth in one place • Understand your progress - charts and statistics help you see growth, volatility, and trends • Plan ahead - projection tools estimate where your net worth could be in the future • Work toward goals - set a target net worth amount and track progress over time • Group related accounts - use asset and liability tags for categories like Investments, Debt, Cash, or Real Estate • Stay motivated - achievements reward consistency, recovery, growth streaks, goals, backups, and milestones • Keep your data useful - import history, export backups, and monitor backup health *** Track what matters *** Each entry can include: • Entry date • Optional notes • Assets, such as cash, investments, home equity, vehicles, or custom categories • Liabilities, such as loans, credit cards, mortgage debt, or custom categories You can make a quick simple entry or add detailed assets and liabilities when you want deeper charts and reports. *** Insights beyond the basics *** Alterac Worth helps you understand your numbers from multiple angles: • Net worth change over time • Asset and liability breakdowns • Tag-based charts • Advanced statistics • Average and compound growth rates • Standard deviation • R-squared trend fit • Entry-to-entry change • Asset mix over time • Interactive chart values Users can also generate annual PDF reports with yearly highlights, net worth movement, achievements, goals, and detailed asset and liability context. *** System features *** Use Home Screen widgets, Lock Screen widgets, Shortcuts, Siri, Spotlight, and quick actions to keep Alterac Worth close to your everyday workflow. *** Free and Premium *** Alterac Worth includes free net worth tracking for up to 12 entries. Upgrade to Premium to unlock: • AI net worth reviews • Annual PDF reports • Net worth projections • Advanced statistics • Projection confidence with R-squared • Unlimited net worth entries • Asset and liability tracking charts • Asset and liability tags • Tag-based charts • Entry-to-entry change charts • Asset mix charts • Interactive chart values • Default chart date ranges • Custom Home sections • Import history • Export backups • Backup health tracking • Premium achievements • A 7-day free trial Premium is available as a monthly or yearly subscription. *** Who it is for *** • People who track net worth monthly or quarterly • Spreadsheet users who want something simpler on their phone • Anyone working toward financial independence • People paying down debt and building assets • Anyone who wants to understand their financial trend over time *** Legal *** Terms of Use: https://alteracsoftware.com/alterac-worth/terms-of-use Privacy Policy: https://alteracsoftware.com/alterac-worth/privacy-policy EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Wealth Path4 screens
Alterac Worth4 screens

Verdict

The call

The clearest difference is ads: Alterac Worth at none against Wealth Path's shown. Alterac Worth also leads on update cadence (every 6 days vs fortnightly). Wealth Path's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.5). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealth Path sells 2 in-app purchases, starting at $5.99 per month and Alterac Worth sells 2 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Wealth Path ships an update fortnightly, Alterac Worth every 6 days. The most recent releases landed on October 1, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
Wealth Path versus Alterac Worth: the parameters behind the verdict, then further details
ParameterWealth PathAlterac Worth
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyFortnightlyEvery 6 days — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.5
Further details — not scored
Size137 MB7 MB
Age rating4+4+
DeveloperHORATIU IOAN CONDREAAlterac Software LLC

In-app purchases

2 purchases

Wealth Path

Subscriptions2
  • Wealth Path Pro Monthly7 Days trial$5.991 Month
  • Wealth Path Pro Yearly7 Days trial$39.991 Year
2 purchases

Alterac Worth

Subscriptions2
  • Premium Monthly7 Days trial$8.991 Month
  • Premium Yearly7 Days trial$79.991 Year

Questions

Is Wealth Path free?
Wealth Path is free to download, with in-app purchases available.
Is Alterac Worth free?
Alterac Worth is free to download, with in-app purchases available.
Do Wealth Path or Alterac Worth have ads?
Wealth Path shows ads; Alterac Worth does not.
Which is updated more often, Wealth Path or Alterac Worth?
Wealth Path ships an update fortnightly, and Alterac Worth every 6 days. Most recently, Wealth Path was updated on October 1, 2026 and Alterac Worth on October 8, 2026.

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