Comparison

SpendMind vs Track It

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendMind

Effortlessly track your spending by simply speaking. This AI-powered app automatically extracts expense details, categorizes them, and provides insightful financial overviews. Manage bills, subscriptions, and recurring payments with ease.

Highlights
  • Voice-powered expense logging
  • AI-extracted amount, category, date
  • Automatic expense categorization
  • Recurring expense tracking
  • Home screen widget for quick overview
  • iCloud sync across devices
  • Encrypted and private data storage
Features
Read full description

Track expenses by just speaking. SpendMind uses AI to instantly extract the amount, category, and date from your voice — no typing, no fuss. Perfect for busy professionals, freelancers, and anyone serious about their finances. ——— WHY SPENDMIND? ——— Voice-Powered Logging - Just say "Spent $12 on coffee today" and SpendMind does the rest. AI extracts every detail instantly. Smart Categories & Insights - Automatically organise spending into categories like Food, Transport, Health, and more — with beautiful charts to see where your money goes. Recurring Expenses - Set up subscriptions and recurring bills once. SpendMind tracks them automatically every cycle. Home Screen Widget - Check your spending at a glance — right from your home screen, without opening the app. iCloud Sync - Your data syncs seamlessly across iPhone, iPad, and Mac. Always up-to-date, everywhere. Encrypted & Private - Your financial data is encrypted and stored securely. No account required. Export Anytime - Export your expenses as CSV for accounting, tax time, or your own analysis. ——— WHAT YOU CAN TRACK ——— • Daily Expenses — groceries, meals, coffee, transport • Bills & Utilities — electricity, water, internet, phone • Subscriptions — streaming, apps, memberships • Health & Fitness — gym, medicines, doctor visits • Business Expenses — equipment, coworking, travel • Recurring Payments — rent, insurance, loans ——— HOW IT WORKS ——— 1. Tap the microphone and speak your expense naturally 2. AI extracts the amount, category, and date 3. Review, confirm, and you're done — in seconds ——— FREE TRIAL & PREMIUM ——— SpendMind is free to try. Premium unlocks voice-powered expense entry, recurring automation, advanced analytics, and iCloud sync across all devices. Manage your subscription anytime in your Apple ID settings. Contact us: support@spendmind.co Privacy Policy: https://www.spendmind.co/privacy-policy Terms of Use: https://www.spendmind.co/terms-and-conditions Track smarter. Spend mindfully.

About

Track It

Effortlessly manage your spending, track bills, and understand your finances with this intuitive expense tracker and budget planner. Gain control over your money through smart insights and simple logging.

Highlights
  • Fast expense tracking
  • Monthly budget monitoring
  • Recurring bill management
  • Spending insights and reports
  • Home screen widgets
  • Data export to CSV
  • App lock for privacy
Features
Read full description

Track It is a simple expense tracker and budget planner designed to help you manage spending, track recurring bills, and understand your personal finances without clutter. Track daily expenses in seconds, monitor your monthly budget, manage subscriptions and recurring expenses, and view smart spending insights that help you stay in control of your money. Whether you are looking for an expense manager, spending tracker, bill tracker, or budget app, Track It gives you a fast and lightweight way to build better financial habits. Track expenses faster • Add expenses quickly with categories, notes, payment methods, and dates • Built for fast daily expense tracking with a clean and focused experience • Stay consistent with simple expense logging that takes only seconds Stay on top of your budget • Set monthly budgets and track spending progress • View your safe-to-spend amount anytime • Spot overspending early and improve your budgeting habits Understand your spending • View spending insights, category breakdowns, and monthly reports • Analyze spending patterns with clean charts and summaries • Understand where your money goes with smarter financial insights Manage recurring bills and subscriptions • Track recurring expenses including rent, subscriptions, EMIs, utility bills, and repeat payments • Get visibility into upcoming bills and payment schedules • Stay organized with recurring expense tracking and reminders Home Screen widgets • Check expenses, budgets, recurring bills, and spending summaries directly from your Home Screen • Monitor your finances quickly without opening the app Export and protect your data • Export expense history to CSV for backup and spreadsheet analysis • Keep your financial data organized and accessible Track It Premium includes • iCloud sync across devices • Advanced spending insights and monthly reports • CSV export • Unlimited expense entries • App lock for extra privacy Track It is designed to be fast, lightweight, and easy to use every day. No clutter. No complicated finance tools. Just simple expense tracking, budgeting, and recurring bill management that helps you stay in control of your spending. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://right-tanker-35d.notion.site/Track-It-Privacy-Policy-2b22378461d580538d29f25e3daabd67

Screenshots

SpendMind4 screens
Track It4 screens

Verdict

The call

SpendMind and Track It are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendMind sells 2 in-app purchases, starting at $9.99 per month and Track It sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendMind ships an update every 2 weeks, Track It every 10 days. The most recent releases landed on October 16, 2026 and October 9, 2026 respectively.

ScorecardNo meaningful differences
SpendMind versus Track It: the parameters behind the verdict, then further details
ParameterSpendMindTrack It
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews—100.0% of reviews
Number of ratings1 — better—
Update frequencyEvery 2 weeksEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.0
Further details — not scored
Size32 MB13 MB
Age rating4+4+
DeveloperWajahat HassanDhruv Pujara

Customer experience

SpendMind

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Track It

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

SpendMind

Subscriptions2
  • Pro Monthly3 Days trial$9.991 Month
  • Pro Yearly7 Days trial$69.991 Year
2 purchases

Track It

Subscriptions2
  • Track It Premium Monthly7 Days trial$0.991 Month
  • Track It Premium Yearly7 Days trial$9.991 Year

Questions

Is SpendMind free?
SpendMind is free to download, with in-app purchases available.
Is Track It free?
Track It is free to download, with in-app purchases available.
Do SpendMind or Track It have ads?
Neither SpendMind nor Track It shows ads.
Which is updated more often, SpendMind or Track It?
SpendMind ships an update every 2 weeks, and Track It every 10 days. Most recently, SpendMind was updated on October 16, 2026 and Track It on October 9, 2026.

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