SpendMind vs Kasso
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendMind
Effortlessly track your spending by simply speaking. This AI-powered app automatically extracts expense details, categorizes them, and provides insightful financial overviews. Manage bills, subscriptions, and recurring payments with ease.
- Voice-powered expense logging
- AI-extracted amount, category, date
- Automatic expense categorization
- Recurring expense tracking
- Home screen widget for quick overview
- iCloud sync across devices
- Encrypted and private data storage
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Track expenses by just speaking. SpendMind uses AI to instantly extract the amount, category, and date from your voice — no typing, no fuss. Perfect for busy professionals, freelancers, and anyone serious about their finances. ——— WHY SPENDMIND? ——— Voice-Powered Logging - Just say "Spent $12 on coffee today" and SpendMind does the rest. AI extracts every detail instantly. Smart Categories & Insights - Automatically organise spending into categories like Food, Transport, Health, and more — with beautiful charts to see where your money goes. Recurring Expenses - Set up subscriptions and recurring bills once. SpendMind tracks them automatically every cycle. Home Screen Widget - Check your spending at a glance — right from your home screen, without opening the app. iCloud Sync - Your data syncs seamlessly across iPhone, iPad, and Mac. Always up-to-date, everywhere. Encrypted & Private - Your financial data is encrypted and stored securely. No account required. Export Anytime - Export your expenses as CSV for accounting, tax time, or your own analysis. ——— WHAT YOU CAN TRACK ——— • Daily Expenses — groceries, meals, coffee, transport • Bills & Utilities — electricity, water, internet, phone • Subscriptions — streaming, apps, memberships • Health & Fitness — gym, medicines, doctor visits • Business Expenses — equipment, coworking, travel • Recurring Payments — rent, insurance, loans ——— HOW IT WORKS ——— 1. Tap the microphone and speak your expense naturally 2. AI extracts the amount, category, and date 3. Review, confirm, and you're done — in seconds ——— FREE TRIAL & PREMIUM ——— SpendMind is free to try. Premium unlocks voice-powered expense entry, recurring automation, advanced analytics, and iCloud sync across all devices. Manage your subscription anytime in your Apple ID settings. Contact us: support@spendmind.co Privacy Policy: https://www.spendmind.co/privacy-policy Terms of Use: https://www.spendmind.co/terms-and-conditions Track smarter. Spend mindfully.
Kasso
Effortlessly track your expenses by speaking, typing, or snapping photos of receipts. This app prioritizes your privacy by processing all financial data directly on your device, ensuring your spending details never leave your phone. Get instant insights into your spending habits with customizable dashboards and budget alerts.
- Expense tracking via chat, voice, or receipt photos
- On-device data processing for maximum privacy
- AI-powered spending analysis and insights
- Monthly dashboards and category breakdowns
- Budgeting and goal setting with multi-currency support
- End-to-end encrypted backups
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Track every expense by just talking to it. Type "Coffee 4.50," say it out loud, or snap a photo of a receipt — Kasso sorts it in a second. And your money data never leaves your phone. PRIVATE BY DESIGN Every transaction is encrypted on your device with AES-256. Our servers never see your spending — not the amounts, not the merchants, not a single purchase. No bank linking. No tracking. No ads. No selling your data. Ever. THREE WAYS TO LOG, ZERO FRICTION - Chat: type "Lunch 12" and it's done - Voice: speak naturally in 15 languages - Photo: snap any receipt and the AI pulls out the merchant, items, prices, and total JUST ASK "How much did I spend on food this month?" Ask in plain words and get an instant answer. Your questions run on-device — only the text ever leaves your phone. SEE WHERE IT GOES - Monthly dashboards and category breakdowns - Spending trends and budget alerts - 35 currencies with automatic exchange rates - Budgets and goals in any currency - All calculated on your device NEVER LOSE YOUR DATA End-to-end encrypted backups to iCloud or Google Drive. Restore on any device with your backup key. FREE TO START 20 transactions and 50 AI requests a month, all core features, and basic analytics — no card required. KASSO PRO — $4.99/month or $39.99/year (save 33%) 7-day free trial for new users. - Unlimited transactions and AI requests with a faster AI engine - Photo receipt scanning - Voice input - Multi-currency - Encrypted cloud backups Money tracking that finally respects your privacy. Try Kasso today. Subscriptions are billed to your Apple ID. Your subscription auto-renews unless turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy Policy: https://kasso.app/privacy Terms of Use: https://kasso.app/terms Support: hello@kasso.app
Screenshots
Verdict
The clearest difference is in-app purchases: Kasso at none against SpendMind's 2. Kasso also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendMind sells 2 in-app purchases, starting at $9.99 per month. Kasso asks for nothing beyond the download.
SpendMind ships an update every 2 weeks, Kasso weekly. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.
| Parameter | SpendMind | Kasso |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 32 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Wajahat Hassan | Andrei Ivashchenko |
Customer experience
SpendMind
Kasso
In-app purchases
SpendMind
- Pro Monthly3 Days trial$9.991 Month
- Pro Yearly7 Days trial$69.991 Year
Kasso
No in-app purchases









