Comparison

QARZDAFTAR vs Ayva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QARZDAFTAR

Manage debts, payments, and settlements with contacts and organizations. Record transactions, generate reports, and keep your finances organized. Suitable for personal use and small businesses.

Highlights
  • Track debts and payments
  • Mutual settlements support
  • Organization-based accounting
  • Contact management
  • Debtor reports and analytics
  • Export documents to PDF
  • Data backup and restore
Features
Read full description

QARZDAFTAR is a simple and reliable app for tracking debts, payments, and settlements with contacts and organizations. Manage your financial relationships, record transactions, and generate reports in one place quickly and easily. Key Features Track debts and payments Support mutual settlements between parties Manage records by organizations Work with contacts Generate debtor reports Create reconciliation statements Export documents to PDF Back up and restore your data Convenient alphabetical sorting Fast search and navigation Russian language support AI voice assistant for debt and turnover information QARZDAFTAR is suitable for both personal use and small businesses. Keep your finances organized and under control. Your data is protected with secure backup functionality. Simple. Reliable. Under control. Terms of Use https://x1cbuilding.uz/QARZDAFTAR/terms.html Privacy Policy https://x1cbuilding.uz/QARZDAFTAR/privacy.html

About

Ayva

Features
Read full description

Ayva помогает оформить лимит на покупки и управлять договорами рассрочки прямо со смартфона. Приложение развивается для рынков Узбекистана и Таджикистана и объединяет ключевые финансовые сценарии в одном интерфейсе. С Ayva вы можете: • входить по номеру телефона и SMS-коду; • проходить верификацию личности (паспорт + подтверждение лица); • узнавать доступный лимит после рассмотрения заявки; • отслеживать активные договоры, график и историю; • сканировать QR-код для быстрого перехода к договору; • добавлять и управлять банковскими картами; • пользоваться FAQ, публичной офертой и контактами поддержки. Почему это удобно: • интерфейс на русском и узбекском языках; • понятный путь от регистрации до контроля договоров; • все важные данные по лимиту и рассрочке в одном приложении. Ayva — удобный финансовый помощник на каждый день. Доступность функций и условий зависит от страны, партнера и результатов верификации.

Screenshots

QARZDAFTAR4 screens
Ayva3 screens

Verdict

The call

The clearest difference is in-app purchases: Ayva at none against QARZDAFTAR's 4. Ayva also leads on iOS requirement (15.5 vs 18.0). QARZDAFTAR's advantage is update cadence (every 10 days vs every 4 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. QARZDAFTAR sells 4 in-app purchases, starting at $0.99 per month. Ayva asks for nothing beyond the download.

UpkeepUpdate frequency

QARZDAFTAR ships an update every 10 days, Ayva every 4 weeks. Both last shipped on November 5, 2026.

Scorecard3 real differences · 7 level
QARZDAFTAR versus Ayva: the parameters behind the verdict, then further details
ParameterQARZDAFTARAyva
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 10 days — betterEvery 4 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.5 — better
Further details — not scored
Size8 MB189 MB
Age rating4+17+
DeveloperShokhruz KhalikovUDEVS, MASULIYATI CHEKLANGAN JAMIYATI

In-app purchases

4 purchases

QARZDAFTAR

Subscriptions2
  • QARZDAFTAR Basic Monthly$0.991 Month
  • QARZDAFTAR Basic Yearly$9.991 Year
One-time2
  • Organization Slot$2.99
  • Organization Slot$4.99
None

Ayva

No in-app purchases

Questions

Is QARZDAFTAR free?
QARZDAFTAR is free to download, with in-app purchases available.
Is Ayva free?
Ayva is free to download, with no in-app purchases.
Do QARZDAFTAR or Ayva have ads?
Neither QARZDAFTAR nor Ayva shows ads.
Which is updated more often, QARZDAFTAR or Ayva?
QARZDAFTAR ships an update every 10 days, and Ayva every 4 weeks. Most recently, QARZDAFTAR was updated on November 5, 2026 and Ayva on November 5, 2026.

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