QARZDAFTAR vs Ayva
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
QARZDAFTAR
Manage debts, payments, and settlements with contacts and organizations. Record transactions, generate reports, and keep your finances organized. Suitable for personal use and small businesses.
- Track debts and payments
- Mutual settlements support
- Organization-based accounting
- Contact management
- Debtor reports and analytics
- Export documents to PDF
- Data backup and restore
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QARZDAFTAR is a simple and reliable app for tracking debts, payments, and settlements with contacts and organizations. Manage your financial relationships, record transactions, and generate reports in one place quickly and easily. Key Features Track debts and payments Support mutual settlements between parties Manage records by organizations Work with contacts Generate debtor reports Create reconciliation statements Export documents to PDF Back up and restore your data Convenient alphabetical sorting Fast search and navigation Russian language support AI voice assistant for debt and turnover information QARZDAFTAR is suitable for both personal use and small businesses. Keep your finances organized and under control. Your data is protected with secure backup functionality. Simple. Reliable. Under control. Terms of Use https://x1cbuilding.uz/QARZDAFTAR/terms.html Privacy Policy https://x1cbuilding.uz/QARZDAFTAR/privacy.html
Ayva
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Ayva помогает оформить лимит на покупки и управлять договорами рассрочки прямо со смартфона. Приложение развивается для рынков Узбекистана и Таджикистана и объединяет ключевые финансовые сценарии в одном интерфейсе. С Ayva вы можете: • входить по номеру телефона и SMS-коду; • проходить верификацию личности (паспорт + подтверждение лица); • узнавать доступный лимит после рассмотрения заявки; • отслеживать активные договоры, график и историю; • сканировать QR-код для быстрого перехода к договору; • добавлять и управлять банковскими картами; • пользоваться FAQ, публичной офертой и контактами поддержки. Почему это удобно: • интерфейс на русском и узбекском языках; • понятный путь от регистрации до контроля договоров; • все важные данные по лимиту и рассрочке в одном приложении. Ayva — удобный финансовый помощник на каждый день. Доступность функций и условий зависит от страны, партнера и результатов верификации.
Screenshots
Verdict
The clearest difference is in-app purchases: Ayva at none against QARZDAFTAR's 4. Ayva also leads on iOS requirement (15.5 vs 18.0). QARZDAFTAR's advantage is update cadence (every 10 days vs every 4 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. QARZDAFTAR sells 4 in-app purchases, starting at $0.99 per month. Ayva asks for nothing beyond the download.
QARZDAFTAR ships an update every 10 days, Ayva every 4 weeks. Both last shipped on November 5, 2026.
| Parameter | QARZDAFTAR | Ayva |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 10 days — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 8 MB | 189 MB |
| Age rating | 4+ | 17+ |
| Developer | Shokhruz Khalikov | UDEVS, MASULIYATI CHEKLANGAN JAMIYATI |
In-app purchases
QARZDAFTAR
- QARZDAFTAR Basic Monthly$0.991 Month
- QARZDAFTAR Basic Yearly$9.991 Year
- Organization Slot$2.99
- Organization Slot$4.99
Ayva
No in-app purchases









