Comparison

ChequeMate vs Commonwealths

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

ChequeMate

Features
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Managing cheques shouldn’t be complicated. ChequeMate helps you record, track, and organize all your issued and received cheques in one clean, secure, and intuitive app β€” designed especially for users who deal with post-dated cheques and payment schedules. Whether you’re an individual, freelancer, or business owner, ChequeMate gives you a clear picture of what’s due, what’s cleared, and what needs your attention next. What’s New in This Version: β€’ A fresh, streamlined redesign for faster entry and clearer insights β€’ Smarter cheque capture with a new Scan Document mode (VisionKit) for crisp, edge-detected scans β€’ Faster, more accurate OCR to autofill payee, amount, date, and memo β€’ Smoother uploads and improved performance when handling large images β€’ More responsive UI and numerous bug fixes Key Features: β—‰ Smart Cheque Tracking Add issued or received cheques in seconds. Record amounts, parties, dates, statuses, notes, and attachments β€” all neatly organized. Now with improved autofill from enhanced OCR. β—‰ Never Miss a Due Date Set reminders for upcoming cheque deposits or clearances through customizable notifications. Stay on top of post-dated cheques with clearer timelines and alerts. β—‰ Scan & Save Cheques Instantly Use your camera or the new β€œScan Document” mode to capture cheque images with edge detection for crisp results. Store them securely in the cloud for quick reference. β—‰ Party Management Create and manage individuals or businesses you frequently transact with. Keep their details and cheque history in one place for easy follow-up. β—‰ Categories & Tags Organize cheques using tags for faster filtering and better visibility of your financial commitments. Find what you need at a glance. β—‰ Secure, Private & Encrypted Your data is synced safely using industry-standard security practices. Optional biometric lock (Face ID / Touch ID) adds an extra layer of protection. Built with privacy in mind. β—‰ Multi-Device Sync Sign in with Apple or Google to securely sync your data across devices. Pick up where you left off, anywhere. β—‰ Full History & Search Quickly find any cheque by date, party, amount, tag, or status β€” even months later. Enjoy faster search and smoother navigation. Why ChequeMate? Many users rely on spreadsheets, photos, or notebooks to keep track of post-dated cheques. ChequeMate brings everything together in one elegant, trustworthy app β€” without being a banking, payment, or financial advisory service. It is a personal record-keeping tool designed to help you stay organized, informed, and stress-free. Your Data, Your Control You can export your information anytime and delete your account directly from the app. ChequeMate follows Apple’s latest privacy and data deletion guidelines. Start managing your cheques the smarter way.

About

Commonwealths

Features
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People know they should invest regularly. But turning that knowledge into consistent action is hard. Commonwealths was built to close that gap β€” to help you build the rhythm of investing. Investing isn’t about timing the market. It’s about showing up every month, with purpose. Commonwealths turns your investment routine into a mindful, trackable habit. Your plans, trades, income, and reflections β€” all in one place, synced securely across your devices. Investing is not just about growing money β€” it’s about shaping discipline. Main Features: - Trade Log: Record buy/sell transactions with dates, prices, and notes - Income Tracker: Manage dividends, interest, and realized gains in one timeline - Planner: Schedule upcoming investments or payouts - Cloud Sync (Premium): Backup and sync seamlessly between various devices - Portfolio Overview: Visualize holdings, cost basis, and allocation with charts - Offline Mode: Use all core features without login; your data stays private - Privacy-First Design: No ads, no tracking, your data is yours Whether you're logging your first stock purchase or managing a multi-asset portfolio, Commonwealths helps you think like an investor, not a trader. Premium Subscription: Upgrade to Premium to enable cloud sync and multi-device access for just $4.99/month. All other features remain free and fully available offline. Build habits, track progress, and grow your financial legacy - with Commonwealths. β€” β€” β€” Terms of Use (EULA): https://commonwealths.app/terms Privacy Policy: https://commonwealths.app/privacy β€” β€” β€”

Screenshots

ChequeMate4 screens
Commonwealths4 screens

Verdict

The call

The clearest difference is in-app purchases: ChequeMate at none against Commonwealths's 1. Commonwealths's advantage is update cadence (every 4 days vs every 2 weeks) and iOS requirement (15.1 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Commonwealths sells 1 in-app purchase, starting at $4.99 per month. ChequeMate asks for nothing beyond the download.

UpkeepUpdate frequency

ChequeMate ships an update every 2 weeks, Commonwealths every 4 days. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.

Scorecard3 real differences Β· 3 level
ChequeMate versus Commonwealths: the parameters behind the verdict, then further details
ParameterChequeMateCommonwealths
PriceFreeFree
Update frequencyEvery 2 weeksEvery 4 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS17.615.1 β€” better
Further details β€” not scored
Size22 MB26 MB
Age rating4+4+
DeveloperTaha BroachwalaSungyeob Lim

In-app purchases

None

ChequeMate

No in-app purchases

1 purchases

Commonwealths

Subscriptions1
  • Premium: Cloud Sync(Monthly)$4.991 Month

Questions

Is ChequeMate free?
ChequeMate is free to download, with no in-app purchases.
Is Commonwealths free?
Commonwealths is free to download, with in-app purchases available.
Do ChequeMate or Commonwealths have ads?
Neither ChequeMate nor Commonwealths shows ads.
Which is updated more often, ChequeMate or Commonwealths?
ChequeMate ships an update every 2 weeks, and Commonwealths every 4 days. Most recently, ChequeMate was updated on September 30, 2026 and Commonwealths on October 1, 2026.

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