Comparison

Offshore Budgeting vs mohka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Offshore Budgeting

A private financial workspace that helps you understand your money without connecting to a bank or sharing data. It offers a structured way to plan income and expenses, visualize finances over time, and customize categories for clarity.

Highlights
  • Private financial workspace
  • Offline functionality
  • Optional iCloud sync
  • Plan income and expenses
  • Visualize finances over time
  • Customizable categories and presets
  • Spreadsheet-like clarity without friction
Read full description

Offshore is a private financial workspace designed to help you understand your money without connecting to a bank or sharing your data. Everything runs locally on your device, with optional iCloud sync across iPhone, iPad, and Mac. No accounts. No logins. No data collection. Offshore focuses on clarity, not automation. It gives you a structured place to think through income, expenses, and financial decisions in a way that feels intentional and calm. Plan with Intention: Offshore separates planned costs from everyday spending, helping you clearly see fixed commitments alongside variable expenses. Presets make it easy to reuse common patterns while keeping each period flexible and realistic. Instead of burying numbers in categories, Offshore shows how every decision affects what remains available to save, spend, or adjust. See Your Finances Over Time: Financial periods can be organized daily, weekly, monthly, quarterly, or annually. The income calendar helps you visualize when money arrives, what has been received, and how timing impacts your overall picture. This approach makes it easier to reason about cash flow instead of reacting to totals after the fact. Adapt It to How You Think: Customize cards, categories, and presets to match how you reason about money. Offshore stays lightweight and personal, offering structure without clutter. Key metrics can be pinned, reordered, and reviewed from the Home screen as your priorities change. Clear Like a Spreadsheet, Without the Friction: Offshore captures the clarity people love about spreadsheets while removing the overhead. As entries change, totals update automatically so you can see the full picture at a glance. Private by Design: Your data stays on your device. Offshore works fully offline, with optional iCloud sync for those who want continuity across devices. Your finances remain personal, secure, and fully under your control. Who Offshore is For: * People who want clarity without automation * Spreadsheet thinkers who want something calmer * Individuals, families, and small teams tracking finances privately * Anyone who prefers understanding their money over handing it to a service * No subscriptions. No accounts. Just your data, your way.

About

mohka

Features
Read full description

mohka: the profit tracker built FOR Etsy sellers — time to ditch the spreadsheet. You didn't start your Etsy shop just to stare at numbers all day. Running a small business on Etsy should feel rewarding, not confusing and time consuming. mohka brings your profit tracking, sales history, and business analytics together in one clean, easy-to-use app built specifically for Etsy sellers. Features: - Profit Calculator - Instantly see how much you'll earn (or lose) on any product with the press of a button. Enter your product details, tap play, and mohka handles every Etsy fee for you — no more guessing or manual math before creating your listing. • See your revenue, profit and/or loss after all Etsy fees are deducted • Add a discount or target a specific tax rate - Products - Add your products once to use repeatedly with a single tap of your finger when recording sales • Save time by avoiding repetitive product entries • Simple product-saving system • Add product name, price, costs, and a SKU - Sales - Record every sale as it happens and build a clear picture of your business over time. • Log sales quickly with your pre-saved product details • Track order totals, shipping, and costs per sale • Review detailed metrics before saving to ensure accuracy • Every sale stored as a permanent record • Perform partial or full refunds, or cancellations with the option to recover any product loss - Analytics - Understand your business at a glance with powerful insights drawn from your sales history. Trying to complete your tax return with a confusing and busy spreadsheet will be a thing of the past. • Use your analytics to breeze through tax returns • Visualize your monthly and yearly earnings at-a-glance 2 subscription offers are available within this app: • mohka pro - monthly - subscription ($6.99 USD) Duration: 1 Month • mohka pro - annually - subscription ($59.99 USD) Duration: 12 Months

Screenshots

Offshore Budgeting4 screens
mohka4 screens

Verdict

The call

The clearest difference is in-app purchases: Offshore Budgeting at none against mohka's 2. Offshore Budgeting also leads on update cadence (every 8 days vs every 3 months) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. mohka sells 2 in-app purchases, starting at $6.99 per month. Offshore Budgeting asks for nothing beyond the download.

UpkeepUpdate frequency

Offshore Budgeting ships an update every 8 days, mohka every 3 months. The most recent releases landed on October 14, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 5 level
Offshore Budgeting versus mohka: the parameters behind the verdict, then further details
ParameterOffshore Budgetingmohka
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 8 days — betterEvery 3 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS18.6 — better26.1
Further details — not scored
Size259 MB25 MB
Age rating12+4+
DeveloperMichael BrownJohn Newman

In-app purchases

None

Offshore Budgeting

No in-app purchases

2 purchases

mohka

Subscriptions2
  • mohka pro monthly14 Days trial$6.991 Month
  • mohka pro annually14 Days trial$59.991 Year

Questions

Is Offshore Budgeting free?
Offshore Budgeting is free to download, with no in-app purchases.
Is mohka free?
mohka is free to download, with in-app purchases available.
Do Offshore Budgeting or mohka have ads?
Neither Offshore Budgeting nor mohka shows ads.
Which is updated more often, Offshore Budgeting or mohka?
Offshore Budgeting ships an update every 8 days, and mohka every 3 months. Most recently, Offshore Budgeting was updated on October 14, 2026 and mohka on October 25, 2026.

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