compounds vs SavingMan

複利計算を簡単に行えるアプリです。 【主な機能】 • 初期投資額、年利率、運用期間を設定して複利計算 • 月間積立額の設定で積立投資の計算も可能 • 計算結果の保存・管理機能 • 直感的なUIで誰でも簡単に使用可能 • 計算履歴の確認・編集・削除 【こんな方におすすめ】 • 投資を始めたい方 • 老後資金の準備を考えている方 • 複利の効果を確認したい方 • 資産運用のシミュレーションをしたい方 • 積立投資の計画を立てたい方 【使用例】 • 老後資金の準備計画 • 教育資金の積立計画 • 投資信託の運用シミュレーション • 定期預金との比較検討 複利の力で資産を増やしましょう！

SavingMan helps individuals and families manage term deposits, CDs, and Treasury securities from deposit and interest payments through maturity, withdrawal, or renewal. • Complete records: Keep principal, currency, bank, rate or APY, term, deposit and maturity dates, interest schedule, family member, and notes together, with exact large-amount display. • Maturity and interest reminders: Track interest paid at maturity, monthly, quarterly, semiannually, or annually. Control interest reminders separately, then snooze a notification or open the matching record. • Clear earnings: Review estimated interest and the next 12 months of principal and interest cash flow. Optional interest-tax estimates separate pre-tax interest, estimated tax, and after-tax interest. Multi-currency summaries can use ECB reference rates. • Guided withdrawal and renewal: Preview an early or maturity withdrawal before saving it, handle full or partial amounts, and confirm new dates, terms, rates, and interest schedules when the bank changes renewal terms. • Traceable and correctable: Review all disposition history, the contract before each action, and the renewed contract. The latest eligible action can be undone safely inside the app. • Private and recoverable: Core data stays on your device. On Apple platforms, private iCloud sync keeps iPhone and Mac records aligned. Complete JSON backup is free. The macOS app adds a desktop sidebar, search, keyboard workflows, and light or dark appearance. SavingMan Pro unlocks unlimited records, CSV import/export, iCloud, calendar tools, the full Earnings Center, interest-tax estimates, and a separate earnings window. SavingMan does not connect to bank accounts or execute deposits, withdrawals, or investments. Interest, tax, exchange-rate, and withdrawal results are estimates based on your entries; confirm final amounts with the bank, issuer, and applicable local rules.