Comparison

CashaApp vs Fintech SmartPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

CashaApp

Casha - AI Financial Assistant

SmartPay

About

CashaApp

Features

Read full description

Meet Casha, your smart personal finance companion designed to make money management simple, intuitive, and insightful. With Casha, you can track your expenses, analyze your spending habits, and stay in control of your financial goals — all in one clean, easy-to-use app.

About

Fintech SmartPay

Features

Read full description

Description: Smart Pay is a comprehensive financial management app designed to help you manage your finances efficiently. Key features include: Account Management: Track your family and child balances. Localization: Available in multiple languages for a global audience. Notifications: Stay updated with real-time alerts. NFC Support: Use NFC for seamless interactions. Whether you're managing personal finances or family accounts, Smart Pay is your go-to solution.

Screenshots

CashaApp4 screens

Fintech SmartPay4 screens

Verdict

The call

The clearest difference is in-app purchases: Fintech SmartPay at none against CashaApp's 6. CashaApp's advantage is update cadence (every 3 weeks vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CashaApp sells 5 in-app purchases, starting at $0.99 per 7 days. Fintech SmartPay asks for nothing beyond the download.

UpkeepUpdate frequency

CashaApp ships an update every 3 weeks, Fintech SmartPay every 4 months. The most recent releases landed on October 13, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 4 level

CashaApp versus Fintech SmartPay: the parameters behind the verdict, then further details
Parameter	CashaApp	Fintech SmartPay
Price	Free	Free
Update frequency	Every 3 weeks — better	Every 4 months
Ads	No	No
In-app purchases	Yes	No — better
Devices	iPhone, iPad, iPod — better	iPhone, iPad
Requires iOS	15.0 — better	16.6
Further details — not scored
Size	21 MB	44 MB
Age rating	4+	4+
Developer	Aries Prasetiyo	Fintech SmartPay

In-app purchases

5 purchases

CashaApp

Subscriptions3

Weekly$0.997 Days
Monthly$1.991 Month
Yearly$19.991 Year

One-time2

Casha Premium Lifetime2 variants$24.99
Lifetime$59.99

None

Fintech SmartPay

No in-app purchases

Questions

Is CashaApp free?

CashaApp is free to download, with in-app purchases available.

Is Fintech SmartPay free?

Fintech SmartPay is free to download, with no in-app purchases.

Do CashaApp or Fintech SmartPay have ads?

Neither CashaApp nor Fintech SmartPay shows ads.

Which is updated more often, CashaApp or Fintech SmartPay?

CashaApp ships an update every 3 weeks, and Fintech SmartPay every 4 months. Most recently, CashaApp was updated on October 13, 2026 and Fintech SmartPay on October 6, 2026.