Comparison

Fintech SmartPay vs Finyo

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Fintech SmartPay

Features
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Description: Smart Pay is a comprehensive financial management app designed to help you manage your finances efficiently. Key features include: Account Management: Track your family and child balances. Localization: Available in multiple languages for a global audience. Notifications: Stay updated with real-time alerts. NFC Support: Use NFC for seamless interactions. Whether you're managing personal finances or family accounts, Smart Pay is your go-to solution.

About

Finyo

Features
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Tired of overly complex finance apps with endless charts and stressful notifications? Finyo is designed for one thing: making daily expense tracking a fast, simple, and lasting habit. LOG IN 10 SECONDS Open the app, enter the amount, and you're done. No unnecessary steps or slow load times. We remember your last used category and account automatically. DAILY SAVING STREAK Build a consistent daily logging habit. Track your active streak days and stay motivated without guilt or pressure. CALM WEEKLY INSIGHTS Understand where your money goes with clean, stress-free weekly summaries. No red alerts or aggressive warnings. MINDFUL BUDGETS & GOALS Set smooth monthly category budgets and track your long-term savings goals with ease. 100% PRIVATE & LOCAL-FIRST Your financial data stays securely on your device. No forced accounts, no third-party servers, and no monthly subscriptions. Download Finyo today and take control of your money in less than 10 seconds a day!

Screenshots

Fintech SmartPay4 screens
Finyo4 screens

Verdict

The call

The clearest difference is update cadence: Finyo at monthly against Fintech SmartPay's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Fintech SmartPay ships an update every 4 months, Finyo monthly. The most recent releases landed on September 19, 2026 and September 10, 2026 respectively.

Scorecard1 real difference Β· 5 level
Fintech SmartPay versus Finyo: the parameters behind the verdict, then further details
ParameterFintech SmartPayFinyo
PriceFreeFree
Update frequencyEvery 4 monthsMonthly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad β€” betteriPhone
Requires iOS16.616.6
Further details β€” not scored
Size44 MB45 MB
Age rating4+4+
DeveloperFintech SmartPaySantiago Mattiauda

In-app purchases

None

Fintech SmartPay

No in-app purchases

None

Finyo

No in-app purchases

Questions

Is Fintech SmartPay free?
Fintech SmartPay is free to download, with no in-app purchases.
Is Finyo free?
Finyo is free to download, with no in-app purchases.
Do Fintech SmartPay or Finyo have ads?
Neither Fintech SmartPay nor Finyo shows ads.
Which is updated more often, Fintech SmartPay or Finyo?
Fintech SmartPay ships an update every 4 months, and Finyo monthly. Most recently, Fintech SmartPay was updated on September 19, 2026 and Finyo on September 10, 2026.

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