Fintech SmartPay vs Finyo
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Fintech SmartPay
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Description: Smart Pay is a comprehensive financial management app designed to help you manage your finances efficiently. Key features include: Account Management: Track your family and child balances. Localization: Available in multiple languages for a global audience. Notifications: Stay updated with real-time alerts. NFC Support: Use NFC for seamless interactions. Whether you're managing personal finances or family accounts, Smart Pay is your go-to solution.
Finyo
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Tired of overly complex finance apps with endless charts and stressful notifications? Finyo is designed for one thing: making daily expense tracking a fast, simple, and lasting habit. LOG IN 10 SECONDS Open the app, enter the amount, and you're done. No unnecessary steps or slow load times. We remember your last used category and account automatically. DAILY SAVING STREAK Build a consistent daily logging habit. Track your active streak days and stay motivated without guilt or pressure. CALM WEEKLY INSIGHTS Understand where your money goes with clean, stress-free weekly summaries. No red alerts or aggressive warnings. MINDFUL BUDGETS & GOALS Set smooth monthly category budgets and track your long-term savings goals with ease. 100% PRIVATE & LOCAL-FIRST Your financial data stays securely on your device. No forced accounts, no third-party servers, and no monthly subscriptions. Download Finyo today and take control of your money in less than 10 seconds a day!
Screenshots
Verdict
The clearest difference is update cadence: Finyo at monthly against Fintech SmartPay's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fintech SmartPay ships an update every 4 months, Finyo monthly. The most recent releases landed on September 19, 2026 and September 10, 2026 respectively.
| Parameter | Fintech SmartPay | Finyo |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Monthly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 16.6 | 16.6 |
| Further details β not scored | ||
| Size | 44 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Fintech SmartPay | Santiago Mattiauda |
In-app purchases
Fintech SmartPay
No in-app purchases
Finyo
No in-app purchases





