Finl vs Materiality Calculator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finl
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Finl is a minimalist expense tracker with an intuitive, clutter-free interface. Track expenses manually or set budgets to monitor spending across multiple currencies with live exchange rates. Smart categorization, charts, and insights help you understand your finances at a glance. With Finl Pro, unlock AI-powered features including receipt scanning, voice entry, and price detection. Privacy-first design, no ads, no complexity—just clean expense tracking.
Materiality Calculator
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Simulieren Sie Wesentlichkeitsgrenzen nach direkt auf Ihrem iPhone, die perfekte Pocket Version für schnelle Berechnungen unterwegs. WICHTIG: Diese App dient ausschliesslich der Simulation. Sie ersetzt keine professionelle Beratung oder Prüfung. FEATURES Simulation durch ein Arithmetisches Mittel aus 4 Bezugsgrößen Automatische Toleranzwesentlichkeit Intelligenter Umgang mit negativen Werten PDF Export (PRO) Szenario Vergleich (PRO) Anpassbare Prozentsätze (PRO) Offline-fähig Deutsch und Englisch EUR und USD Negative Werte werden automatisch erkannt und ausgeschlossen. PRO VERSION (Einmalzahlung, kein Abo) Unbegrenzte Berechnungen speichern PDF-Export fuer Dokumentation Szenario-Vergleich (Side by Side) Anpassbare Prozentsätze Alle Updates inklusive imulate materiality thresholds based on IDW standards directly on your iPhone - the perfect pocket version for quick calculations on the go. IMPORTANT: This app is for simulation only. It does not replace professional advice or audit procedures. FEATURES Simulation based on arithmetic mean of 4 benchmarks Automatic performance materiality Smart handling of negative values PDF export (PRO) Scenario comparison (PRO) Adjustable percentages (PRO) Offline capable German and English EUR and USD CALCULATION Total Assets: 2 percent Revenue: 1.5 percent EBT: 6 percent Equity: 2.8 percent Negative values are automatically detected and excluded. PRO VERSION (One-time payment, no subscription) Save unlimited calculations PDF export for documentation Scenario comparison (side-by-side) Adjustable IDW percentages All future updates included POCKET VERSION Always with you - no laptop or Excel needed. Faster than a calculator, more elegant than a notes app. FOR WHOM Auditors and Tax Advisors Controllers and Finance Experts Students and Career Starters Anyone who wants to simulate materiality LEARNING TOOL Perfect for understanding the materiality concept - test different scenarios and see immediate results. DEVELOPED BY Dr. Frank Otto - Certified Public Auditor and Tax Advisor with over 20 years of experience. 100 PERCENT PRIVACY All data stays locally on your iPhone. No cloud, no tracking, GDPR compliant. MADE IN GERMANY
Screenshots
Verdict
The clearest difference is update cadence: Finl at every 9 days against Materiality Calculator's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finl sells 2 in-app purchases, starting at $2.49 per month and Materiality Calculator sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Finl ships an update every 9 days, Materiality Calculator every 6 weeks. Both last shipped on October 6, 2026.
| Parameter | Finl | Materiality Calculator |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.6 — better | 18.6 |
| Further details — not scored | ||
| Size | 18 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | TSUNG JUI HSIEH | Frank Otto |
In-app purchases
Finl
- Finl Pro Monthly$2.491 Month
- Finl Pro Yearly$24.991 Year
Materiality Calculator
- Pro Version$3.99









