Comparison

Finl vs Medpy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finl

Features
Read full description

Finl is a minimalist expense tracker with an intuitive, clutter-free interface. Track expenses manually or set budgets to monitor spending across multiple currencies with live exchange rates. Smart categorization, charts, and insights help you understand your finances at a glance. With Finl Pro, unlock AI-powered features including receipt scanning, voice entry, and price detection. Privacy-first design, no ads, no complexity—just clean expense tracking.

About

Medpy

This app helps you master your money using the zero-based budgeting method. It allows you to allocate every dollar into spending categories and track expenses in real-time, providing visual reports and alerts to prevent overspending.

Highlights
  • Zero-Based Budgeting
  • Daily Spending Limits
  • Overspending Alerts
  • Rollover Support
  • Visual Reports
  • Complete Privacy
  • Export & Backup
Features
Read full description

Medpy - Master Your Money with Zero-Based Budgeting Take control of your finances with Medpy, a simple yet powerful budgeting app that brings the proven envelope budgeting method to your iPhone. WHO IT’S FOR: Perfect for anyone who wants to stop wondering where their money goes. Whether you’re paying off debt, saving for goals, or simply want better spending awareness, Medpy helps you allocate every dollar with purpose. WHAT PROBLEM IT SOLVES: Traditional budgeting apps are complicated and overwhelming. Medpy uses the time-tested envelope method in a digital format—you divide your monthly income into spending categories (envelopes) and track expenses in real-time. The zero-based approach ensures every dollar has a job, eliminating mystery spending and helping you live within your means. KEY FEATURES: * Zero-Based Budgeting: Assign all income until “unassigned” reaches zero * Daily Spending Limits: See exactly how much you can spend today * Smart Overspending Alerts: Visual warnings when envelopes run low or negative * Rollover Support: Automatically carry unused funds to next month * Visual Reports: Charts showing budget vs actual spending patterns * Complete Privacy: All data stays on your device, no account required * Export & Backup: Share your budget data anytime IDEAL FOR: * Monthly bill planning and household budgeting * Tracking discretionary spending * Managing irregular expenses * Couples coordinating shared finances * Anyone transitioning from cash envelopes to digital tracking Download Medpy and transform how you manage money—one envelope at a time.

Screenshots

Finl4 screens
Medpy4 screens

Verdict

The call

The clearest difference is in-app purchases: Medpy at none against Finl's 2. Medpy also leads on iOS requirement (15.6 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finl sells 2 in-app purchases, starting at $2.49 per month. Medpy asks for nothing beyond the download.

Scorecard2 real differences · 7 level
Finl versus Medpy: the parameters behind the verdict, then further details
ParameterFinlMedpy
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 9 days—
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.6 — better
Further details — not scored
Size18 MB2 MB
Age rating4+4+
DeveloperTSUNG JUI HSIEHYasemin Dos

In-app purchases

2 purchases

Finl

Subscriptions2
  • Finl Pro Monthly$2.491 Month
  • Finl Pro Yearly$24.991 Year
None

Medpy

No in-app purchases

Questions

Is Finl free?
Finl is free to download, with in-app purchases available.
Is Medpy free?
Medpy is free to download, with no in-app purchases.
Do Finl or Medpy have ads?
Neither Finl nor Medpy shows ads.

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