Comparison

SurePay Mobile vs FlowWise

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SurePay Mobile

Features
Read full description

A fast, safe, convenient way to view, manage and pay your bills from anywhere at any time. A secure online service for all your bill payment needs. SurePay is an Electronic Bill Presentment and Payment service, connecting billers and customers for an efficient and effective way to pay bills. Download today to: - View your bill balances - Set bill due reminders - Schedule your bill payments - Pay your bill - Review your payment history

About

FlowWise

Features
Read full description

FlowWise turns your M-Pesa activity into a real budget โ€” without you typing a single transaction. HOW IT WORKS The moment an M-Pesa SMS arrives, FlowWise reads it, extracts the amount, merchant, and category, and logs it automatically. No manual entry, no spreadsheets โ€” just an accurate picture of your money as it happens. BUILT FOR HOW KENYANS ACTUALLY SPEND - M-Pesa auto-logging โ€” zero typing, every transaction captured the moment it lands - Budgets that work โ€” weekly, monthly, or yearly limits per category, with alerts before you overspend - AI financial coach โ€” ask anything about your money and get personalised advice powered by Claude - Debt tracker โ€” see what Fuliza, bank loans, and SACCOs actually cost you, and plan your payoff - Savings goals โ€” set targets and track progress toward what matters: rent, school fees, a phone, land - Bills calendar โ€” never miss rent or KPLC again - Group budgets โ€” split and track spending with your Chama, family, or roommates - Financial Health Score โ€” a single number that tells you where you stand and what to fix YOUR DATA, YOUR STORY All financial data is encrypted in transit and at rest. FlowWise never sells your information, and you're always in control of what gets tracked. Start free โ€” upgrade anytime for unlimited transactions, AI chats, and group budgets. Terms of Use (EULA): https://www.flowwise.co.ke/terms Privacy Policy: https://www.flowwise.co.ke/privacy

Screenshots

SurePay Mobile4 screens
FlowWise3 screens

Verdict

The call

The clearest difference is in-app purchases: SurePay Mobile at none against FlowWise's 4. FlowWise's advantage is iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. FlowWise sells 4 in-app purchases, starting at $0.99 per month. SurePay Mobile asks for nothing beyond the download.

Scorecard2 real differences ยท 4 level
SurePay Mobile versus FlowWise: the parameters behind the verdict, then further details
ParameterSurePay MobileFlowWise
PriceFreeFree
Update frequencyโ€”Fortnightly
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS18.015.1 โ€” better
Further details โ€” not scored
Size37 MB42 MB
Age rating4+4+
DeveloperSurePay Holdings LimitedWise Mutuku

In-app purchases

None

SurePay Mobile

No in-app purchases

4 purchases

FlowWise

Subscriptions4
  • Premium - Monthly1 Month trial$0.991 Month
  • Basic -Monthly1 Month trial$0.991 Month
  • Basic - Yearly1 Year trial$11.991 Year
Show 1 more
  • Premium - Yearly1 Year trial$14.991 Year

Questions

Is SurePay Mobile free?
SurePay Mobile is free to download, with no in-app purchases.
Is FlowWise free?
FlowWise is free to download, with in-app purchases available.
Do SurePay Mobile or FlowWise have ads?
Neither SurePay Mobile nor FlowWise shows ads.

Other comparisons