Cozy Funds vs Cancel & Track Subscriptions
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cozy Funds
This app offers a peaceful and supportive way to manage your finances. It securely connects to your bank accounts for automated transaction syncing, providing clear visual insights into your spending and budget progress without any advertisements.
- Automated transaction syncing
- Visual spending insights
- Flexible budget creation
- Unified net worth view
- Ad-free experience
- Transaction filtering
Read full descriptionHide full description
We understand that managing money can often feel heavy, judgmental, or even a bit overwhelming. We built CozyFunds to be a different kind of space: a calm, supportive financial sanctuary where you can check in with your world without the usual stress. Whether you are looking for clarity after a busy month or simply want a more peaceful way to view your progress, CozyFunds is here to help you breathe a little easier. A Gentle Start to Tracking - Automated Simplicity: Securely gather your checking and credit accounts in one place, removing the friction and weight of manual entry. - Hands-Off Syncing: Your transaction history is updated automatically, allowing the app to do the heavy lifting while you focus on what matters. - Privacy at the Core: We use secure, bank-level connections to sync your accounts. Your login credentials are encrypted and never stored on our servers, ensuring your data remains private and protected. Clarity for Your Daily Life - Your Home Dashboard: Receive a quiet, helpful snapshot of your income, spending trends, and pinned budget goals the moment you open the app. - Visual Insights: Turn complex numbers into peaceful donut charts and stacked bar breakdowns that show you the "why" behind your spending. - Flexible Date Ranges: Easily toggle between "Month Mode" or set custom date ranges to understand your history on your own terms. - Transaction Explorer: Use refined filters for category and amount ranges to organize your history and find exactly what you need without the clutter. Budgets That Understand You - Space to Breathe: Create budgets that reflect your real life. Map specific categories to your goals and set recurring options that work for your unique rhythm. - Live Progress: Stay informed with budget totals that can update automatically as you spend, giving you an accurate view of your remaining funds. - Detailed Controls: Link or unlink specific transactions to your budgets and force-sync data to ensure your view is always accurate. A Clean, Ad-Free Space - Focus on What Matters: CozyFunds is completely free of third-party advertisements. We believe your financial sanctuary should be a place of focus and peace, not a place for distractions or promoted products. Total Visibility, Total Peace - Unified Wallet View: See your total net worth at a glance, with a clear breakdown of your available cash versus your credit debt. - Account Health: Monitor the connection status of your institutions and edit account nicknames to make your dashboard feel more personal. - Reminders & Tasks: Use the notification center to pin important financial tasks or manage reminders so you can clear them from your mental to-do list. CozyFunds Membership: Experience the full potential of your sanctuary with a simple monthly or yearly Premium membership. Premium Membership Unlocks: - Auto-Syncing Budgets: Experience fully automated tracking where your spending totals update themselves based on your selected categories. - Unlimited Institutions: Link every checking and credit account you manage across all supported institutions. - Infinite Budgets: Create as many custom categories and goals as you need to feel balanced. - Full Historical Access: Look beyond the standard window to explore long-term trends and your complete financial history. Peace of Mind Transitions: If your subscription ends, we provide a 3-day grace period to help you transition. After this time, premium features will be securely disconnected or removed to protect your data. We will send you gentle notifications throughout this process so you are always informed and in control. Privacy & Terms - Privacy Policy: https://cozyfundsapp.com/privacy-policy - Terms of Service: https://cozyfundsapp.com/terms-of-service Disclaimer: CozyFunds is a tracking and budgeting tool. It does not provide investment advice. Stop the noise. Start your sanctuary. Stay cozy.
Cancel & Track Subscriptions
Read full descriptionHide full description
SubTrackly: Subscription Manager & Refund Tracker SubTrackly is a subscription management app that requires an active paid subscription to access all features. It helps you track subscriptions, monitor renewals, manage recurring payments, and organize your financial commitments in one place. IMPORTANT: An active paid subscription is required to use SubTrackly. Managing multiple subscriptions across different services can be difficult. SubTrackly provides a centralized dashboard to help you stay organized and informed about your recurring expenses. FEATURES: • Subscription Tracking Track all active subscriptions and recurring payments in one dashboard. • Renewal Reminders Get notifications before upcoming billing dates. • Refund Request Tracking Track refund requests and cancellation processes. • Refund Status Monitoring Monitor refund progress for cancelled services. • Spending Analytics View weekly, monthly, and yearly spending insights. • Budget Management Set and track personal spending goals. • Expense Organization Categorize subscriptions for better visibility. • Refund History Logs View past cancellations and refund history. • Custom Notifications Adjust reminder settings based on your preferences. • Minimalist Design Clean and simple interface focused on financial clarity. SubTrackly is available through an auto-renewable subscription. Download SubTrackly and manage your subscriptions more efficiently. Legal Information Terms of Use: https://subtrackly-terms.vercel.app Privacy Policy: https://subtrackly-privacy.vercel.app For support, contact us at support@subtrackly.app
Screenshots
Verdict
Cozy Funds and Cancel & Track Subscriptions are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cozy Funds sells 3 in-app purchases, starting at $2.99 per 7 days and Cancel & Track Subscriptions sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Cozy Funds ships an update every 3 days, Cancel & Track Subscriptions every 4 days. The most recent releases landed on October 30, 2026 and November 2, 2026 respectively.
| Parameter | Cozy Funds | Cancel & Track Subscriptions |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 days — better | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 49 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Anslem Ubaka | BEYZANUR CAYRAT |
In-app purchases
Cozy Funds
- Weekly Subscription$2.997 Days
- Monthly Subscription7 Days trial$9.991 Month
- Yearly Subscription7 Days trial$79.991 Year
Cancel & Track Subscriptions
- premium3 Days trial$2.997 Days
- premium3 Days trial$14.991 Month
- premium7 Days trial$19.991 Year
Questions
Is Cozy Funds free?
Is Cancel & Track Subscriptions free?
Do Cozy Funds or Cancel & Track Subscriptions have ads?
Which is updated more often, Cozy Funds or Cancel & Track Subscriptions?
Other comparisons















