Cozy Funds vs ExpenseFlow

We understand that managing money can often feel heavy, judgmental, or even a bit overwhelming. We built CozyFunds to be a different kind of space: a calm, supportive financial sanctuary where you can check in with your world without the usual stress. Whether you are looking for clarity after a busy month or simply want a more peaceful way to view your progress, CozyFunds is here to help you breathe a little easier. A Gentle Start to Tracking - Automated Simplicity: Securely gather your checking and credit accounts in one place, removing the friction and weight of manual entry. - Hands-Off Syncing: Your transaction history is updated automatically, allowing the app to do the heavy lifting while you focus on what matters. - Privacy at the Core: We use secure, bank-level connections to sync your accounts. Your login credentials are encrypted and never stored on our servers, ensuring your data remains private and protected. Clarity for Your Daily Life - Your Home Dashboard: Receive a quiet, helpful snapshot of your income, spending trends, and pinned budget goals the moment you open the app. - Visual Insights: Turn complex numbers into peaceful donut charts and stacked bar breakdowns that show you the "why" behind your spending. - Flexible Date Ranges: Easily toggle between "Month Mode" or set custom date ranges to understand your history on your own terms. - Transaction Explorer: Use refined filters for category and amount ranges to organize your history and find exactly what you need without the clutter. Budgets That Understand You - Space to Breathe: Create budgets that reflect your real life. Map specific categories to your goals and set recurring options that work for your unique rhythm. - Live Progress: Stay informed with budget totals that can update automatically as you spend, giving you an accurate view of your remaining funds. - Detailed Controls: Link or unlink specific transactions to your budgets and force-sync data to ensure your view is always accurate. A Clean, Ad-Free Space - Focus on What Matters: CozyFunds is completely free of third-party advertisements. We believe your financial sanctuary should be a place of focus and peace, not a place for distractions or promoted products. Total Visibility, Total Peace - Unified Wallet View: See your total net worth at a glance, with a clear breakdown of your available cash versus your credit debt. - Account Health: Monitor the connection status of your institutions and edit account nicknames to make your dashboard feel more personal. - Reminders & Tasks: Use the notification center to pin important financial tasks or manage reminders so you can clear them from your mental to-do list. CozyFunds Membership: Experience the full potential of your sanctuary with a simple monthly or yearly Premium membership. Premium Membership Unlocks: - Auto-Syncing Budgets: Experience fully automated tracking where your spending totals update themselves based on your selected categories. - Unlimited Institutions: Link every checking and credit account you manage across all supported institutions. - Infinite Budgets: Create as many custom categories and goals as you need to feel balanced. - Full Historical Access: Look beyond the standard window to explore long-term trends and your complete financial history. Peace of Mind Transitions: If your subscription ends, we provide a 3-day grace period to help you transition. After this time, premium features will be securely disconnected or removed to protect your data. We will send you gentle notifications throughout this process so you are always informed and in control. Privacy & Terms - Privacy Policy: https://cozyfundsapp.com/privacy-policy - Terms of Service: https://cozyfundsapp.com/terms-of-service Disclaimer: CozyFunds is a tracking and budgeting tool. It does not provide investment advice. Stop the noise. Start your sanctuary. Stay cozy.

ExpenseFlow is the fastest way for freelancers, contractors and self-employed professionals to scan receipts, track business expenses and mileage, and be ready for tax season — all in one simple app. SCAN ANY RECEIPT IN SECONDS Point your camera at a receipt. ExpenseFlow straightens it and reads the merchant, total, date and even the card used (like "Visa •••• 5643"). Review the details, tap Save — done. Upload receipts from Photos, too. KNOW WHERE EVERY DOLLAR GOES See this week, month, quarter or year at a glance. A clear chart breaks spending down by category, by client project or by payment method, and compares it with the previous period. Set a monthly budget and watch how much is left. LOG BUSINESS MILES AT IRS RATES Record trips in seconds. ExpenseFlow applies the IRS standard mileage rate for the trip date automatically — including the 2026 mid-year change from 72.5¢ to 76¢ per mile — or use your own custom rate. TAX TIME, SORTED Every receipt is mapped to its Schedule C line. The Tax Summary shows potential deductions by tax line plus your vehicle deduction, ready to export as a PDF for you or your accountant. TAX-READY EXPORTS Export everything as a clean PDF report or a CSV that opens in Excel, Numbers or Google Sheets. FIND ANY RECEIPT INSTANTLY Search by vendor, category, project or notes, filter by category, or find receipts straight from iPhone Spotlight search. Start a scan from Siri or the Shortcuts app. PRIVATE BY DESIGN No account. No ads. Your receipts and photos stay on your device. EXPENSEFLOW PRO The free plan includes 2 receipts. Upgrade to Pro for: • Unlimited receipt scans • PDF & CSV exports • IRS mileage log • Schedule C tax summary Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Privacy Policy: https://sites.google.com/view/expenseflow/privacy-policy Terms of Use: https://sites.google.com/view/expenseflow/terms-of-use ExpenseFlow organizes your records and estimates potential deductions; it doesn't give tax advice. Confirm deductions with a tax professional.