Comparison

Budget Tracker vs Ambagan PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Tracker

Effortlessly track expenses, manage subscriptions, and stay within budget using AI-powered receipt scanning. This private finance manager offers multi-currency support and shared bill features without requiring bank logins.

Highlights
  • AI-powered receipt scanning
  • Expense and income tracking
  • Subscription and bill management
  • Budgeting and savings goals
  • Multi-currency support
  • Shared bills and projects
  • Offline functionality
Features
Read full description

Track every expense, stay on budget and see each subscription before it renews. Walletee is a private budget tracker for real life: multiple wallets, any currency, receipts and shared bills, with no bank login needed. Snap a receipt and AI fills in the amount, merchant, date, category and wallet for you. Or scan it on your device, offline. ANALYZE RECEIPTS WITH AI • Take or pick a photo of a receipt, an invoice or a payment screen from your bank app, and Walletee fills in the expense • Reads receipts in many languages and suggests the right wallet and category • Prefer to stay on device? Scan receipt works offline • Add up to 5 receipts at once, share one from any app, or start a scan from the app icon • Your receipt photo isn't used to train AI, and you can turn AI receipt analysis off anytime in Settings TRACK EVERY EXPENSE IN SECONDS • Log expenses, income and transfers in a few taps, or save templates for the ones you repeat • Transfers show as one item with fees included; tap to see both wallets side by side • Record refunds and receipt items so every balance stays exact • Pick dates fast with the new calendar • Search your History and filter by wallet, type or category SUBSCRIPTIONS & BILLS • Every subscription in one place: next billing date and how much each one has cost you so far • Billing cycles from weekly to yearly, or your own • Bill reminders 2 days before a subscription renews • Credit card bills: card balance, what to pay now and when it's due • Split big purchases into installments BUDGETS, SAFE TO SPEND & SAVINGS GOALS • Set budgets and get alerts at 80% and 100% • Safe to Spend shows what you can spend, with your savings goals set aside • Create savings goals and watch your progress MULTI-CURRENCY, DONE RIGHT • Spend in any currency and keep the amount your bank actually charged • Daily exchange rates and one base currency for every report • Made for travel, expats and anyone paid in more than one currency SPLIT BILLS, LOANS & PROJECTS • Split a bill equally, by amount, %, shares or by item, with tax, tip and discount • Projects for trips, households and events, shared with the people involved • See who owes whom and settle up in a tap • Loan and repayment details show what's owed now, in each currency CLEAR ANALYTICS & WIDGETS • Charts by category, category group or wallet, for any date range • A dashboard you arrange: Balance, Earned vs Spent, Currency Rates, Safe to Spend • Home Screen widgets for spending by category, budget progress and quick add PRIVATE BY DESIGN • Local-first: your data lives on your device • Log expenses, budget and scan receipts offline. AI analysis, sync and backup need a connection • Optional Sign in with Apple or Google to back up and sync across your devices • Light and Dark mode, available in 20 languages Walletee is free to download. Premium, as a monthly or yearly subscription or a one-time Lifetime purchase, unlocks everything: unlimited wallets and budgets, full analytics history, filters and more AI scans each month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/wallet-finance-tracker/

About

Ambagan PH

Features
Read full description

Ambagan is an expense app built for friends, families, and barkada — and now for you on your own. Split shared bills without the awkward math, and track your personal spending in the same place. WHY AMBAGAN • Split any way you want — equally, by percentage, or with fully custom amounts. Multiple people chipped in for one expense? Ambagan breaks down each person's share automatically. • Always know where you stand — your net balance across every group sits right on the home screen. Tap any friend to see exactly what you owe each other. • Settle up with proof — request, approve, or reject settlements with proof-of-payment photos, and bulk-settle across all your groups at once. • Works offline — the moment you need to record something is exactly the moment you have no signal. Log it right there; Ambagan saves it locally and syncs the second you reconnect. • Join in seconds — share a group invite link or QR code and friends just scan to join. TRACK YOUR OWN SPENDING • Books — personal ledgers like Daily, Japan Trip, or Household, separate from any group. • Budgets — a cap that resets monthly or covers the whole book, showing paid and pending spend. Free for everyone. • Mark an expense paid or pending, so upcoming bills don't look like money already gone. • Link a book to a trip group to see what the trip really cost you. • Recurring personal expenses that post themselves (Pro). NEW WAYS TO LOG • Scan a receipt into a group or a book and let Ambagan fill in the details. • Set recurring expenses that post themselves (Pro). • Log in the local currency when you travel, and budget in another (Pro). • Sign in fast with Google or Apple. FREE & PRO Ambagan is free to download. Free users can log up to 5 expenses a day, with a separate daily allowance for personal expenses — and budgets are free for everyone. Pro removes the caps and unlocks the full feature set: multi-currency, recurring expenses, drafts, and spending analytics — available monthly, yearly, or as a 2-week plan for short trips. Whether it's a trip, a household, a regular night out, or just your own week — split it fairly, settle it cleanly. Learn more at https://lhestermonroyo.github.io/ambagan/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Tracker4 screens
Ambagan PH4 screens

Verdict

The call

Budget Tracker and Ambagan PH are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Tracker sells 4 in-app purchases, starting at $2.99 per month and Ambagan PH sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Tracker ships an update every 5 days, Ambagan PH every 9 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
Budget Tracker versus Ambagan PH: the parameters behind the verdict, then further details
ParameterBudget TrackerAmbagan PH
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 5 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.4
Further details — not scored
Size121 MB98 MB
Age rating4+4+
DeveloperSerhii HrynLhester John Monroyo

In-app purchases

4 purchases

Budget Tracker

Subscriptions3
  • Wallet Premium Monthly3 Days trial$2.991 Month
  • Wallet Premium Yearly3 Days trial$17.991 Year
  • Family$29.991 Year
One-time1
  • Wallet Premium Lifetime$49.99
3 purchases

Ambagan PH

Subscriptions2
  • Ambagan Pro – Monthly$1.991 Month
  • Ambagan Pro – Yearly$12.991 Year
One-time1
  • Ambagan Pro – 2 Weeks$1.99

Questions

Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Is Ambagan PH free?
Ambagan PH is free to download, with in-app purchases available.
Do Budget Tracker or Ambagan PH have ads?
Neither Budget Tracker nor Ambagan PH shows ads.
Which is updated more often, Budget Tracker or Ambagan PH?
Budget Tracker ships an update every 5 days, and Ambagan PH every 9 days. Most recently, Budget Tracker was updated on November 5, 2026 and Ambagan PH on October 31, 2026.

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