Comparison

Budget Tracker vs Ambagan PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Tracker

Easily log expenses, income, and transfers to manage your finances. Organize transactions with categories and keep multiple accounts separate for a clear overview of your spending habits.

Highlights
  • Fast transaction logging
  • Multiple wallet management
  • Customizable categories and groups
  • Clear financial summaries
  • Search and filter transactions
  • Privacy-focused data organization
Features
Read full description

Stay on top of your money with Wallet: Finance Tracker. Log expenses, income, and transfers in seconds, organize everything with categories and category groups, and keep multiple wallets neatly separated. A focused dashboard shows where your money goes - by month, year, or any custom date range you choose. Why you’ll like it - Fast transaction logging: add expenses, income, or wallet-to-wallet transfers in a few taps. - Multiple wallets: separate cash, bank accounts, cards, or travel funds - archive wallets you no longer use, without losing history. - Categories & groups: keep transactions tidy with flexible categories (e.g., Groceries, Dining Out) organized under groups (e.g., Food). - Clear summaries: see totals and trends by category and wallet for month, year, or any custom start/end date. - Search & filter: quickly find transactions by text, category, wallet, or type. - Privacy by design: your data organization stays in your control. Perfect for Everyday spending tracking, side-hustlers separating accounts, and anyone who wants a clean, structured view of cash flow without the clutter. Tip Archive old wallets (like a finished trip fund) to keep your list clean while preserving your transaction history. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/wallet-finance-tracker/

About

Ambagan PH

Features
Read full description

Ambagan is an expense app built for friends, families, and barkada — and now for you on your own. Split shared bills without the awkward math, and track your personal spending in the same place. WHY AMBAGAN • Split any way you want — equally, by percentage, or with fully custom amounts. Multiple people chipped in for one expense? Ambagan breaks down each person's share automatically. • Always know where you stand — your net balance across every group sits right on the home screen. Tap any friend to see exactly what you owe each other. • Settle up with proof — request, approve, or reject settlements with proof-of-payment photos, and bulk-settle across all your groups at once. • Works offline — the moment you need to record something is exactly the moment you have no signal. Log it right there; Ambagan saves it locally and syncs the second you reconnect. • Join in seconds — share a group invite link or QR code and friends just scan to join. TRACK YOUR OWN SPENDING • Books — personal ledgers like Daily, Japan Trip, or Household, separate from any group. • Budgets — a cap that resets monthly or covers the whole book, showing paid and pending spend. Free for everyone. • Mark an expense paid or pending, so upcoming bills don't look like money already gone. • Link a book to a trip group to see what the trip really cost you. • Recurring personal expenses that post themselves (Pro). NEW WAYS TO LOG • Scan a receipt into a group or a book and let Ambagan fill in the details. • Set recurring expenses that post themselves (Pro). • Log in the local currency when you travel, and budget in another (Pro). • Sign in fast with Google or Apple. FREE & PRO Ambagan is free to download. Free users can log up to 5 expenses a day, with a separate daily allowance for personal expenses — and budgets are free for everyone. Pro removes the caps and unlocks the full feature set: multi-currency, recurring expenses, drafts, and spending analytics — available monthly, yearly, or as a 2-week plan for short trips. Whether it's a trip, a household, a regular night out, or just your own week — split it fairly, settle it cleanly. Learn more at https://lhestermonroyo.github.io/ambagan/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Tracker4 screens
Ambagan PH4 screens

Verdict

The call

The clearest difference is update cadence: Budget Tracker at every 4 days against Ambagan PH's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $1.99 per month and Ambagan PH sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Tracker ships an update every 4 days, Ambagan PH every 9 days. The most recent releases landed on September 13, 2026 and September 18, 2026 respectively.

Scorecard1 real difference · 8 level
Budget Tracker versus Ambagan PH: the parameters behind the verdict, then further details
ParameterBudget TrackerAmbagan PH
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 4 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.416.4
Further details — not scored
Size111 MB98 MB
Age rating4+4+
DeveloperSerhii HrynLhester John Monroyo

In-app purchases

3 purchases

Budget Tracker

Subscriptions2
  • Wallet Premium Monthly7 Days trial$1.991 Month
  • Wallet Premium Yearly7 Days trial$17.991 Year
One-time1
  • Wallet Premium Lifetime$49.99
3 purchases

Ambagan PH

Subscriptions2
  • Ambagan Pro – Monthly$1.991 Month
  • Ambagan Pro – Yearly$12.991 Year
One-time1
  • Ambagan Pro – 2 Weeks$1.99

Questions

Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Is Ambagan PH free?
Ambagan PH is free to download, with in-app purchases available.
Do Budget Tracker or Ambagan PH have ads?
Neither Budget Tracker nor Ambagan PH shows ads.
Which is updated more often, Budget Tracker or Ambagan PH?
Budget Tracker ships an update every 4 days, and Ambagan PH every 9 days. Most recently, Budget Tracker was updated on September 13, 2026 and Ambagan PH on September 18, 2026.

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