Budget Tracker vs Ambagan PH
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Tracker
Easily log expenses, income, and transfers to manage your finances. Organize transactions with categories and keep multiple accounts separate for a clear overview of your spending habits.
- Fast transaction logging
- Multiple wallet management
- Customizable categories and groups
- Clear financial summaries
- Search and filter transactions
- Privacy-focused data organization
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Stay on top of your money with Wallet: Finance Tracker. Log expenses, income, and transfers in seconds, organize everything with categories and category groups, and keep multiple wallets neatly separated. A focused dashboard shows where your money goes - by month, year, or any custom date range you choose. Why you’ll like it - Fast transaction logging: add expenses, income, or wallet-to-wallet transfers in a few taps. - Multiple wallets: separate cash, bank accounts, cards, or travel funds - archive wallets you no longer use, without losing history. - Categories & groups: keep transactions tidy with flexible categories (e.g., Groceries, Dining Out) organized under groups (e.g., Food). - Clear summaries: see totals and trends by category and wallet for month, year, or any custom start/end date. - Search & filter: quickly find transactions by text, category, wallet, or type. - Privacy by design: your data organization stays in your control. Perfect for Everyday spending tracking, side-hustlers separating accounts, and anyone who wants a clean, structured view of cash flow without the clutter. Tip Archive old wallets (like a finished trip fund) to keep your list clean while preserving your transaction history. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/wallet-finance-tracker/
Ambagan PH
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Ambagan is an expense app built for friends, families, and barkada — and now for you on your own. Split shared bills without the awkward math, and track your personal spending in the same place. WHY AMBAGAN • Split any way you want — equally, by percentage, or with fully custom amounts. Multiple people chipped in for one expense? Ambagan breaks down each person's share automatically. • Always know where you stand — your net balance across every group sits right on the home screen. Tap any friend to see exactly what you owe each other. • Settle up with proof — request, approve, or reject settlements with proof-of-payment photos, and bulk-settle across all your groups at once. • Works offline — the moment you need to record something is exactly the moment you have no signal. Log it right there; Ambagan saves it locally and syncs the second you reconnect. • Join in seconds — share a group invite link or QR code and friends just scan to join. TRACK YOUR OWN SPENDING • Books — personal ledgers like Daily, Japan Trip, or Household, separate from any group. • Budgets — a cap that resets monthly or covers the whole book, showing paid and pending spend. Free for everyone. • Mark an expense paid or pending, so upcoming bills don't look like money already gone. • Link a book to a trip group to see what the trip really cost you. • Recurring personal expenses that post themselves (Pro). NEW WAYS TO LOG • Scan a receipt into a group or a book and let Ambagan fill in the details. • Set recurring expenses that post themselves (Pro). • Log in the local currency when you travel, and budget in another (Pro). • Sign in fast with Google or Apple. FREE & PRO Ambagan is free to download. Free users can log up to 5 expenses a day, with a separate daily allowance for personal expenses — and budgets are free for everyone. Pro removes the caps and unlocks the full feature set: multi-currency, recurring expenses, drafts, and spending analytics — available monthly, yearly, or as a 2-week plan for short trips. Whether it's a trip, a household, a regular night out, or just your own week — split it fairly, settle it cleanly. Learn more at https://lhestermonroyo.github.io/ambagan/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Budget Tracker at every 4 days against Ambagan PH's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $1.99 per month and Ambagan PH sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Tracker ships an update every 4 days, Ambagan PH every 9 days. The most recent releases landed on September 13, 2026 and September 18, 2026 respectively.
| Parameter | Budget Tracker | Ambagan PH |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 4 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 111 MB | 98 MB |
| Age rating | 4+ | 4+ |
| Developer | Serhii Hryn | Lhester John Monroyo |
In-app purchases
Budget Tracker
- Wallet Premium Monthly7 Days trial$1.991 Month
- Wallet Premium Yearly7 Days trial$17.991 Year
- Wallet Premium Lifetime$49.99
Ambagan PH
- Ambagan Pro – Monthly$1.991 Month
- Ambagan Pro – Yearly$12.991 Year
- Ambagan Pro – 2 Weeks$1.99









