Budget Tracker vs Mortgage Payoff Visualizer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Tracker
Easily log expenses, income, and transfers to manage your finances. Organize transactions with categories and keep multiple accounts separate for a clear overview of your spending habits.
- Fast transaction logging
- Multiple wallet management
- Customizable categories and groups
- Clear financial summaries
- Search and filter transactions
- Privacy-focused data organization
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Track every expense, stay on budget and see each subscription before it renews. Walletee is a private budget tracker for real life: multiple wallets, any currency, receipts and shared bills, with no bank login needed. Snap a receipt and AI fills in the amount, merchant, date, category and wallet for you. Or scan it on your device, offline. ANALYZE RECEIPTS WITH AI • Take or pick a photo of a receipt, an invoice or a payment screen from your bank app, and Walletee fills in the expense • Reads receipts in many languages and suggests the right wallet and category • Prefer to stay on device? Scan receipt works offline • Add up to 5 receipts at once, share one from any app, or start a scan from the app icon • Your receipt photo isn't used to train AI, and you can turn AI receipt analysis off anytime in Settings TRACK EVERY EXPENSE IN SECONDS • Log expenses, income and transfers in a few taps, or save templates for the ones you repeat • Transfers show as one item with fees included; tap to see both wallets side by side • Record refunds and receipt items so every balance stays exact • Pick dates fast with the new calendar • Search your History and filter by wallet, type or category SUBSCRIPTIONS & BILLS • Every subscription in one place: next billing date and how much each one has cost you so far • Billing cycles from weekly to yearly, or your own • Bill reminders 2 days before a subscription renews • Credit card bills: card balance, what to pay now and when it's due • Split big purchases into installments BUDGETS, SAFE TO SPEND & SAVINGS GOALS • Set budgets and get alerts at 80% and 100% • Safe to Spend shows what you can spend, with your savings goals set aside • Create savings goals and watch your progress MULTI-CURRENCY, DONE RIGHT • Spend in any currency and keep the amount your bank actually charged • Daily exchange rates and one base currency for every report • Made for travel, expats and anyone paid in more than one currency SPLIT BILLS, LOANS & PROJECTS • Split a bill equally, by amount, %, shares or by item, with tax, tip and discount • Projects for trips, households and events, shared with the people involved • See who owes whom and settle up in a tap • Loan and repayment details show what's owed now, in each currency CLEAR ANALYTICS & WIDGETS • Charts by category, category group or wallet, for any date range • A dashboard you arrange: Balance, Earned vs Spent, Currency Rates, Safe to Spend • Home Screen widgets for spending by category, budget progress and quick add PRIVATE BY DESIGN • Local-first: your data lives on your device • Log expenses, budget and scan receipts offline. AI analysis, sync and backup need a connection • Optional Sign in with Apple or Google to back up and sync across your devices • Light and Dark mode, available in 20 languages Walletee is free to download. Premium, as a monthly or yearly subscription or a one-time Lifetime purchase, unlocks everything: unlimited wallets and budgets, full analytics history, filters and more AI scans each month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/wallet-finance-tracker/
Mortgage Payoff Visualizer
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Your mortgage, as a home that builds itself. Paying down a mortgage is years of invisible progress. This turns it into something you can watch: every scheduled payment lays one real piece — a brick, then a roof tile, then part of the garden — until the whole house is yours. A 25-year monthly mortgage is 300 of them. • Every payment lays a piece — 300 of them over a typical mortgage • See where each payment really goes: how much is interest, how much is your home, and how that flips over the years • Interest paid so far, and interest still to come • A renewal countdown that flags your term 120 days out, when you can start locking a new rate • A slider to see what paying a little extra does to your years and your interest • Lump sums, renewing at a new rate, and an honest "if you sold today" that subtracts agent commission and closing costs — not just your balance • Mortgage wisdom: 21 things worth knowing, from prepayment privileges to how break penalties are really calculated • A living scene — the crew works, your trees grow with your equity, and the sky follows the real time of day Built for Canadian mortgages (semi-annual compounding), with amortization, payment frequency, lump sums and extra payments. Works anywhere, in 20 currencies. No account. No ads. Nothing leaves your phone — there is no server, and nothing to sign up for. Free for 7 days, then a single one-time unlock. No subscription, ever. Part of Appopolis — a little city of small, focused apps.
Screenshots
Verdict
Budget Tracker and Mortgage Payoff Visualizer are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Tracker sells 4 in-app purchases, starting at $2.99 per month and Mortgage Payoff Visualizer sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | Budget Tracker | Mortgage Payoff Visualizer |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 5 days | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 121 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Serhii Hryn | RAGHAV MODGIL |
In-app purchases
Budget Tracker
- Wallet Premium Monthly3 Days trial$2.991 Month
- Wallet Premium Yearly3 Days trial$17.991 Year
- Family$29.991 Year
- Wallet Premium Lifetime$49.99
Mortgage Payoff Visualizer
- Unlock Forever$4.49
Questions
Is Budget Tracker free?
Is Mortgage Payoff Visualizer free?
Do Budget Tracker or Mortgage Payoff Visualizer have ads?
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