Penko Expense Tracker vs EV TRADING LABS

Take Control of Your Finances - Simple, Private, Ad-Free Penko is a powerful yet simple expense tracking app designed with your privacy in mind. No ads, no tracking, no cloud storage - just pure functionality to help you manage your money better. KEY FEATURES Smart Analysis - Visual charts and graphs to understand your spending patterns - Monthly and daily progress rings - Category-based spending breakdown - Compare current spending with previous months - Overview of this month against your income, what is left, and a 12-month forecast Flexible Expense Tracking - Quick expense entry with custom categories - 40+ currencies with exchange rates - Recurring expenses (daily, weekly, monthly, weekdays) - type how many times it repeats and the end date is worked out for you - One-time and recurring expense tracking - Detailed expense history with search and filtering - Optional daily reminder, only on days you have not logged anything Calendar View - Interactive monthly calendar - Daily expense visualization - Week-by-week spending history - Easy date navigation Categories and Organization - Create custom categories and subcategories - Visual category distribution charts - Detailed category analysis - Smart categorization with color coding Financial Planning - Set daily and monthly spending limits - Create financial goals and plans - Track progress towards your goals - Budget management tools - Project future savings with interest calculations Privacy First - All data stored locally on your device - No data collection or tracking - No account required - Backup & restore to a single file you control - no server involved - No advertisements Customization - Dark and light themes - Available in 10 languages - Customizable categories with colors - Flexible date ranges for analysis - Personalized budget limits Insights and Analytics - Monthly spending trends - Category comparison - Daily vs monthly averages - Visual progress indicators - Detailed expense reports WHY CHOOSE PENKO? - 100% Free: All features unlocked, no premium version - No Ads: Clean, distraction-free interface - Privacy Focused: Your data never leaves your device - No Internet Required: Works completely offline - Modern Design: Beautiful iOS-native interface PERFECT FOR: - Students managing budgets - Families tracking household expenses - Anyone wanting financial clarity - Privacy-conscious users - People who prefer offline apps SUPPORT THE DEVELOPER This app is completely free with no ads. If you find it useful, you can support development through optional in-app donations (buy me a coffee or tea). YOUR PRIVACY MATTERS Unlike other expense trackers, we don't collect any data. No analytics, no tracking, no cloud sync. Your financial information is yours alone, stored only on your device. FEEDBACK AND SUPPORT We're committed to making this the best expense tracker for you. Have suggestions or found a bug? Contact us - we listen to our users! Download now and start taking control of your finances today!

EV TRADING LABS is a clean, fast suite of seven trading calculators for forex, metals and crypto. No login, no ads, fully offline - your inputs never leave the device. CALCULATORS - Position Size - enter balance, risk %, stop-loss, and lot size to get the right position. - Pip Value - compute the monetary value of a 1-pip move in your account currency. - Risk/Reward - ratio of potential reward to risk before you enter a trade. - Profit - estimate realized P&L from entry, exit, position size, and direction. - Margin - required margin for a position and the leverage in use. - Compounding - project account growth with daily returns and reinvestment. - Grid / DCA - backtest a grid or DCA strategy with fee/slippage assumptions. JOURNAL - Trade log with win rate, profit factor, and equity curve. - Multi-workspace: per-pair, per-strategy, or per-firm accounts. - Day notes linked to trade days for review and journaling. FINANCE (Prop Firm) - Track payouts, fees, and ROI across multiple firm accounts. - Presets for FTMO, MyForexFunds, FundedNext, and other top firms. COMMUNITY - Chat with other traders and message us directly. Privacy-first by design. No accounts required for the calculators. 22 instruments, 4 languages, 4 currencies. SUBSCRIPTION EVTL Pro is available as an auto-renewable monthly or yearly subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://evtradelabs.com/privacy