Penko Expense Tracker vs MoneyTracker

Take Control of Your Finances - Simple, Private, Ad-Free Penko is a powerful yet simple expense tracking app designed with your privacy in mind. No ads, no tracking, no cloud storage - just pure functionality to help you manage your money better. KEY FEATURES Smart Analysis - Visual charts and graphs to understand your spending patterns - Monthly and daily progress rings - Category-based spending breakdown - Compare current spending with previous months - Overview of this month against your income, what is left, and a 12-month forecast Flexible Expense Tracking - Quick expense entry with custom categories - 40+ currencies with exchange rates - Recurring expenses (daily, weekly, monthly, weekdays) - type how many times it repeats and the end date is worked out for you - One-time and recurring expense tracking - Detailed expense history with search and filtering - Optional daily reminder, only on days you have not logged anything Calendar View - Interactive monthly calendar - Daily expense visualization - Week-by-week spending history - Easy date navigation Categories and Organization - Create custom categories and subcategories - Visual category distribution charts - Detailed category analysis - Smart categorization with color coding Financial Planning - Set daily and monthly spending limits - Create financial goals and plans - Track progress towards your goals - Budget management tools - Project future savings with interest calculations Privacy First - All data stored locally on your device - No data collection or tracking - No account required - Backup & restore to a single file you control - no server involved - No advertisements Customization - Dark and light themes - Available in 10 languages - Customizable categories with colors - Flexible date ranges for analysis - Personalized budget limits Insights and Analytics - Monthly spending trends - Category comparison - Daily vs monthly averages - Visual progress indicators - Detailed expense reports WHY CHOOSE PENKO? - 100% Free: All features unlocked, no premium version - No Ads: Clean, distraction-free interface - Privacy Focused: Your data never leaves your device - No Internet Required: Works completely offline - Modern Design: Beautiful iOS-native interface PERFECT FOR: - Students managing budgets - Families tracking household expenses - Anyone wanting financial clarity - Privacy-conscious users - People who prefer offline apps SUPPORT THE DEVELOPER This app is completely free with no ads. If you find it useful, you can support development through optional in-app donations (buy me a coffee or tea). YOUR PRIVACY MATTERS Unlike other expense trackers, we don't collect any data. No analytics, no tracking, no cloud sync. Your financial information is yours alone, stored only on your device. FEEDBACK AND SUPPORT We're committed to making this the best expense tracker for you. Have suggestions or found a bug? Contact us - we listen to our users! Download now and start taking control of your finances today!

MoneyTracker – Your Personal Expense & Income Manager Want to track every dollar you spend and earn? Need a simple way to snap receipts and see your finances at a glance? Looking for clear charts and a visual calendar to understand your money habits? MoneyTracker is the app you've been searching for! Why MoneyTracker? Log expenses and income in seconds — amount, category, date, and notes. Capture receipts with your camera or photo library, or enter transactions manually. Built-in calculator for quick amount entry. Beautiful monthly calendar shows spending and income day by day. Summary cards for balance, monthly spending, and monthly income. Your data stays on your device — private, local, and works offline. Track Smarter Every Day Home calendar — tap any day to view transactions and receipt photos. Charts & analytics — view by month, year, or custom date range. Category breakdown — see where your money goes with clear visuals. Custom categories — organize spending and income with your own icons and colors. Multi-currency — VND, USD, EUR, GBP, JPY, CNY, KRW, THB, SGD, and more. Search — find any transaction quickly across your history. Explore Powerful Features Expense & Income tracking Receipt capture & photo attachments Financial calendar & daily detail Charts, summaries & category analysis Custom categories, icons & colors Multi-language support (English, Vietnamese, Spanish, French, German, Japanese) Works offline — no account required to get started Upgrade to MoneyTracker Premium for the Best Experience Ad-free experience Export reports as PDF or CSV Advanced search filters 60 icons & 24 colors for categories Face ID / Touch ID app lock Early access to new features Your iTunes Account will be charged upon purchase confirmation. Weekly and yearly subscription plans are available (prices may vary by country). Manage your subscriptions and disable auto-renewal anytime in Account Settings after purchase. Subscriptions auto-renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Renewal charges occur 24 hours prior to the end of the current period. Cancel your subscription to enjoy the full period; no refunds will be issued for partial periods. Learn More Privacy Policy: https://sites.google.com/view/vthglobalprivacy/trang-ch%E1%BB%A7 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Contact: vtglobalstore@gmail.com Download MoneyTracker now and take control of your personal finances!