Spend Calculator vs Materiality Calculator

Spend Calculator is a private, flexible way to understand where your money goes—without creating an account or sending your financial data to a server. LOG EXPENSES IN SECONDS Enter an amount with the built-in calculator, choose a category, mark it as essential or non-essential, add an optional note, and save. Reuse recent amounts or repeat your last expense to make everyday tracking effortless. PLAN WITH SMART BUDGETS Create weekly or monthly budgets for your total spending or individual categories. See progress at a glance, enable rollover for unspent money, and get useful warnings as you approach a limit. SEE THE STORY BEHIND YOUR SPENDING Explore daily trends, category breakdowns, a 26-week calendar heatmap, needs-versus-wants summaries, and monthly comparisons. Helpful on-device insights can highlight changes in spending, possible subscriptions, budget status, no-spend streaks, and your projected month-end total. MANAGE RECURRING COSTS Add rent, bills, subscriptions, and other repeating expenses. Spend Calculator keeps track of the next due date and can log due expenses automatically. MAKE IT YOURS • Create custom categories with your own icons and colors • Search, edit, and review your complete spending history • Choose from 15 currencies • Use light, dark, system, or AMOLED themes • Change the app’s accent color • Export your data as a CSV file • Use the app in English or Arabic with full right-to-left support PRIVATE BY DESIGN Your spending data is stored locally on your device. There is no account, no advertising, and no collection of your personal financial information.

Simulieren Sie Wesentlichkeitsgrenzen nach direkt auf Ihrem iPhone, die perfekte Pocket Version für schnelle Berechnungen unterwegs. WICHTIG: Diese App dient ausschliesslich der Simulation. Sie ersetzt keine professionelle Beratung oder Prüfung. FEATURES Simulation durch ein Arithmetisches Mittel aus 4 Bezugsgrößen Automatische Toleranzwesentlichkeit Intelligenter Umgang mit negativen Werten PDF Export (PRO) Szenario Vergleich (PRO) Anpassbare Prozentsätze (PRO) Offline-fähig Deutsch und Englisch EUR und USD Negative Werte werden automatisch erkannt und ausgeschlossen. PRO VERSION (Einmalzahlung, kein Abo) Unbegrenzte Berechnungen speichern PDF-Export fuer Dokumentation Szenario-Vergleich (Side by Side) Anpassbare Prozentsätze Alle Updates inklusive imulate materiality thresholds based on IDW standards directly on your iPhone - the perfect pocket version for quick calculations on the go. IMPORTANT: This app is for simulation only. It does not replace professional advice or audit procedures. FEATURES Simulation based on arithmetic mean of 4 benchmarks Automatic performance materiality Smart handling of negative values PDF export (PRO) Scenario comparison (PRO) Adjustable percentages (PRO) Offline capable German and English EUR and USD CALCULATION Total Assets: 2 percent Revenue: 1.5 percent EBT: 6 percent Equity: 2.8 percent Negative values are automatically detected and excluded. PRO VERSION (One-time payment, no subscription) Save unlimited calculations PDF export for documentation Scenario comparison (side-by-side) Adjustable IDW percentages All future updates included POCKET VERSION Always with you - no laptop or Excel needed. Faster than a calculator, more elegant than a notes app. FOR WHOM Auditors and Tax Advisors Controllers and Finance Experts Students and Career Starters Anyone who wants to simulate materiality LEARNING TOOL Perfect for understanding the materiality concept - test different scenarios and see immediate results. DEVELOPED BY Dr. Frank Otto - Certified Public Auditor and Tax Advisor with over 20 years of experience. 100 PERCENT PRIVACY All data stays locally on your iPhone. No cloud, no tracking, GDPR compliant. MADE IN GERMANY