PayCheck Budget vs SimpliSpend

PayCheck Budget is built for people who budget by paycheck, not just by month. Plan every dollar around the day you are actually paid. Add as many paychecks as a month requires—including bonuses, overtime, freelance work, or an extra biweekly payday—then assign bills and income to the paycheck that should cover them. KNOW WHAT IS SAFE TO SPEND See your income, committed bills, and safe-to-spend amount at a glance. Each paycheck gets its own plan, so you can make decisions today without losing sight of the next payday. BUILT FOR REAL PAY SCHEDULES • Semi-monthly, biweekly, weekly, and monthly schedules • Unlimited one-time paychecks for irregular income • Bills assigned to the paycheck that actually pays them • Bill frequencies for every paycheck, monthly, annual, or one-time expenses • Dual-income household planning • Cash flow forecasting with a running balance PLAN AHEAD • Build savings goals a little at a time from upcoming paychecks • Ask “Can I Afford It?” before a purchase • Track paid and unpaid commitments separately • Scan receipts and quickly add everyday spending • Export budget reports as PDF or CSV PAYCHECK BUDDY Ask practical questions such as: • “Am I on pace this paycheck?” • “How much did I spend on dining?” • “Can I afford $120 today?” Paycheck Buddy works on device. Your budget questions are not sent to our servers. YOUR BUDGET, YOUR DATA No bank linking and no separate account are required. Your budget stays on your device and can sync through your iCloud account. You can also share a household budget with a partner through iCloud. TRY EVERYTHING FOR 30 DAYS New users receive 30 days of full in-app access beginning on first launch, with no card and no account required. After that, Premium unlocks paycheck budgeting, forecasts, sharing, Apple Watch support, receipt scanning, reports, and Paycheck Buddy. Current U.S. introductory pricing for eligible customers: • Monthly: $3.99/month for the first 12 months • Annual: $29.99 for the first year Standard pricing, eligibility, renewal terms, and any promotional details are shown before purchase and may vary by storefront. Privacy Policy: https://paycheckbudget.com/privacy Terms of Use: https://paycheckbudget.com/terms

Tired of budgeting apps that charge you just to track your own money? SimpliSpend is completely free — no subscriptions, no popup ads, no paywalls, ever. Built for real life, SimpliSpend helps you take control of every paycheck. Enter what you made, set your spending limits, and always know exactly how much you have left. It's that simple. FEATURES: Paycheck Tracker — Enter your pay and set your budget in seconds Savings Goals — Save by percentage or fixed amount, automatically deducted every payday Spending Categories — Set limits for Food, Gas, Entertainment, Shopping, Subscriptions and more Gas Tracker — Log every fill-up and scan receipts with your camera Impulse Buy Cooldown — Get a reality check before spending big Payday Countdown — Always know how many days until your next check Subscription Tracker — Never get caught off guard by recurring charges Weekly Budget Challenges — Stay motivated with weekly spending goals Spending History — See where your money goes over time No account required. No login. Your data stays on your phone. Download SimpliSpend and start your first budget in under 2 minutes — completely free.