Overtime Live vs Wealthvision

Know exactly what every shift is worth. Watch your pay tick up live on your Lock Screen, plan your work schedule in seconds and see your take-home pay before you say yes to overtime. Built by a shift worker, for shift workers. Free, no subscription, no sign-up. YOUR EARNINGS, LIVE ON THE LOCK SCREEN The moment you start a shift, a Live Activity shows your pay ticking up and the time left, without opening the app. On iPhone 14 Pro and later it appears in the Dynamic Island too. WATCH YOUR PAY TICK UP Enter your hourly rate and Overtime Live counts your earnings up second by second, with overtime tracked separately from regular hours. KNOW YOUR REAL TAKE-HOME PAY See past the gross figure. The What-If calculator compares hours, rate and estimated take-home pay before you accept a shift, and the Take Home Pay card estimates what you actually keep after tax. Set your pay period to weekly, biweekly, monthly or a custom date and track every payday. BUILT FOR SHIFT WORK Handle the pay that office apps ignore: overtime multipliers like time and a half and double time, shift differentials, on-call days with separate callback pay, flat-rate sleep-ins, shifts with no set end that count up until you finish, and custom rates for any arrangement. Split a shift across different rates or an unpaid break and track comp time. Add expenses and receipt photos to any shift. PLAN YOUR SCHEDULE IN SECONDS Pick a popular rotation such as DuPont, Pitman or 4 on 4 off, or build your own and fill in weeks or months ahead. Save your usual shifts as templates, set reminders and see everything in month, week, day, agenda or full-screen calendar views. Overlap warnings, schedule export and iPhone calendar sync included. INSIGHTS, STATS & GOALS Explore a 12-month hours and earnings heatmap, track totals and averages, set a yearly goal and unlock achievements as your shifts add up. On compatible iPhones, optional Apple Intelligence creates a short personalized briefing on-device. YOUR DATA, YOUR WAY Your shift, pay and goal data stays on your device. Optional iCloud backup uses your personal iCloud account and keeps earlier copies automatically, so you can restore if you need to. Export your hours and pay history as CSV or a monthly PDF for taxes or bookkeeping. FREE, WITH AN OPTIONAL ONE-TIME PRO UNLOCK Shift tracking, live earnings, your schedule calendar, stats and iCloud backup are free. Your first 30 days include every Pro feature. After that, a one-time Pro purchase removes ads, adds the Apple Watch app and lifts the limits on What-If calculations, exports, expenses and pay period tracking. No subscription. WHO IT'S FOR Nurses, CNAs and caregivers. Police, EMTs and firefighters. Retail, restaurant and warehouse workers. Security, delivery drivers and gig workers. Anyone paid by the hour who wants to see what their time is really worth. Available in English, German, Spanish and Chinese (Simplified and Traditional). Download Overtime Live and make every hour count.

Privacy-first personal financial insights and budgeting. Wealthvision is personal finance, privately yours. Track spending, budgets, savings, and goals — without ever handing over your banking credentials. Instead of connecting to your bank, Wealthvision works from the CSV statements you download yourself. Import credit card, chequing, and savings statements, and everything is parsed and stored on your device. TRACK EVERYTHING, PRIVATELY • Import CSV statements from major Canadian banks and any generic CSV • Multiple accounts side by side, with per-account balances and net worth • All data stored on-device — nothing is uploaded UNDERSTAND YOUR MONEY • Spending by category with interactive charts • Savings rate, income analysis, and month-to-month trends • A yearly Wrapped: your top categories, merchants, and milestones PLAN AHEAD • Category budgets with alerts, pace projections, and period comparisons • Savings goals with allocation tracking • Spending forecasts against your budgets PRO + AI (optional subscription) • AI Advisor: personalized insights and a financial health score • Smart merchant identification and bulk categorization • AI-generated yearly summary • Privacy-first: you see and approve exactly what's shared before any AI request Your account (email, Google, or Apple) exists only for sign-in and subscriptions — your financial data is never attached to it.