Overtime Live vs SpendFlex

Know exactly what every shift is worth. Watch your pay tick up live on your Lock Screen, plan your work schedule in seconds and see your take-home pay before you say yes to overtime. Built by a shift worker, for shift workers. Free, no subscription, no sign-up. YOUR EARNINGS, LIVE ON THE LOCK SCREEN The moment you start a shift, a Live Activity shows your pay ticking up and the time left, without opening the app. On iPhone 14 Pro and later it appears in the Dynamic Island too. WATCH YOUR PAY TICK UP Enter your hourly rate and Overtime Live counts your earnings up second by second, with overtime tracked separately from regular hours. KNOW YOUR REAL TAKE-HOME PAY See past the gross figure. The What-If calculator compares hours, rate and estimated take-home pay before you accept a shift, and the Take Home Pay card estimates what you actually keep after tax. Set your pay period to weekly, biweekly, monthly or a custom date and track every payday. BUILT FOR SHIFT WORK Handle the pay that office apps ignore: overtime multipliers like time and a half and double time, shift differentials, on-call days with separate callback pay, flat-rate sleep-ins, shifts with no set end that count up until you finish, and custom rates for any arrangement. Split a shift across different rates or an unpaid break and track comp time. Add expenses and receipt photos to any shift. PLAN YOUR SCHEDULE IN SECONDS Pick a popular rotation such as DuPont, Pitman or 4 on 4 off, or build your own and fill in weeks or months ahead. Save your usual shifts as templates, set reminders and see everything in month, week, day, agenda or full-screen calendar views. Overlap warnings, schedule export and iPhone calendar sync included. INSIGHTS, STATS & GOALS Explore a 12-month hours and earnings heatmap, track totals and averages, set a yearly goal and unlock achievements as your shifts add up. On compatible iPhones, optional Apple Intelligence creates a short personalized briefing on-device. YOUR DATA, YOUR WAY Your shift, pay and goal data stays on your device. Optional iCloud backup uses your personal iCloud account and keeps earlier copies automatically, so you can restore if you need to. Export your hours and pay history as CSV or a monthly PDF for taxes or bookkeeping. FREE, WITH AN OPTIONAL ONE-TIME PRO UNLOCK Shift tracking, live earnings, your schedule calendar, stats and iCloud backup are free. Your first 30 days include every Pro feature. After that, a one-time Pro purchase removes ads, adds the Apple Watch app and lifts the limits on What-If calculations, exports, expenses and pay period tracking. No subscription. WHO IT'S FOR Nurses, CNAs and caregivers. Police, EMTs and firefighters. Retail, restaurant and warehouse workers. Security, delivery drivers and gig workers. Anyone paid by the hour who wants to see what their time is really worth. Available in English, German, Spanish and Chinese (Simplified and Traditional). Download Overtime Live and make every hour count.

SpendFlex helps you understand your money without giving away access to your money. It is a local, private, and offline budget app designed to put you back in absolute control of your income and expenses. Unlike a traditional, cloud-dependent auto expense tracker that requires risky bank syncs, our secure cash expense tracker keeps 100% of your data entirely on your local device. No sign-ups, no accounts, and no tracking servers. Protect your personal identity and help save money while effortlessly logging your day to day expenses. SECURE AND PRIVATE · Offline-First Storage: Your personal financial information never leaves your phone. · Launch Lockup: Instantly secure your dashboard using a PIN, fingerprint lock, Face ID, or Touch ID. · Absolute Data Authority: Erase or modify any entry, transaction, or number instantly upon your request. · Private Backups: Enjoy fixed auto-backups directly to your personal Files or Google Drive. EASY TRACKING & CUSTOMIZATION · Fast Manual Logging: A seamless daily expense tracker and income tracker built to log transactions in seconds. · Custom Payment Methods: Select a specific payment method for every entry, with options to create, edit, or hide your own. · Instant Recurring Entries: Turn any transaction into a repeating item inside the recurring expense tracker right when you create it. · Flexible Categories: Easily edit, delete, and drag to reorder your custom income and expense categories. · Smart History Filters: Adding transactions in a past month defaults the date to that period, and your custom filters stick as you move between months. SMART BUDGET PLANNER · Versatile Cycles: Whether you need a strict biweekly budget, a custom envelope system, or a standard monthly budget planner, adjust your cycle dates freely to match your paydays. · All-In-One Dashboard: Seamlessly manage payments and subscriptions using the built-in bill manager and bill payment organizer. It serves as your total bill organizer budget planner. · Over-Limit Warnings: Stay within your chosen expense budget with real-time target notifications driven by an intelligent expense budget tracker. · Savings Goals: Set target deadlines for your dreams and watch your progress build over time. INSIGHTS & ANALYTICS • Visual Breakdown: This interactive spending tracker app generates clean home charts for a clear visual layout of your monthly spending tracker data. • Powerful Sorting: Sort your Home breakdown and history view your way. Import directly from CSV or export to PDF, CSV, and Excel. • Global Readiness: Multi-currency logging featuring 76 currencies with live conversion and receipt photo attachments. • Forecasts & Advice: Get tailored custom advice and forecasts to stay on budget and save money over the long term. • Visual Comfort: Includes fully optimized Light and Dark modes to comfortably track your money day or night. WHY CHOOSE A MANUAL BUDGETING APP? Automated tracking tools can make your financial habits invisible, derailing your discipline and accountability. By using a manual expense-tracking app, you actively notice where every dollar goes. SpendFlex delivers a premium, highly secure free budget tracker app framework that perfectly balances speed with intent. It pairs an adaptable expense tracker with deep customization tools, allowing you to organize your bills and budget in one calm, safe place. ► Download SpendFlex now for free, because financial awareness beats financial automation! Terms: https://caloto.dev/spendflex/terms/