Overtime Live vs SpendFlex

Start your shift and watch your pay climb in real time, right on your iPhone Lock Screen. Overtime Live turns every extra hour into live earnings, countdowns and satisfying stats. Free, no subscription, no sign-up. YOUR EARNINGS, LIVE ON THE LOCK SCREEN The moment you start a shift, a Live Activity shows your pay ticking up and the time left, without opening the app. On iPhone 14 Pro and later it appears in the Dynamic Island too. WATCH YOUR PAY TICK UP Enter your hourly rate and Overtime Live counts your earnings up second by second, with overtime tracked separately from regular hours. KNOW YOUR REAL TAKE-HOME PAY See past the gross figure. A built-in tax and take-home estimator and an on-screen Take Home Pay card show what you actually keep, so you know exactly what an overtime shift is worth after tax. Set your pay period to weekly, fortnightly, monthly or a custom date and track every payday. BUILT FOR SHIFT WORKERS Handle the pay that office apps ignore: overtime multipliers (Time and a Third, Time and a Half, Double), unsocial hours enhancements, on-call days with separate call-out pay, and custom rates for any arrangement. Add expenses to any shift and attach photos like receipts to keep your records in one place. PLAN YOUR ROTA Plan with month, week, day and agenda views. Build your shift pattern once and let the app fill in weeks or months ahead, warn about overlaps and export your schedule. Sync shifts to your iPhone calendar and get a notification the moment a shift starts. INSIGHTS, STATS & GOALS See clear patterns across your hours, pay and goals, explore a 12-month activity heatmap and use the What-If calculator to model extra shifts. On compatible iPhones, optional Apple Intelligence creates a short personalised briefing on-device. Standard insights remain available at all times. Track total earnings, hours and averages, set a yearly goal and unlock achievements as your shifts add up. YOUR DATA, YOUR WAY Your shift, pay and goal data stays on your device. Optional iCloud backup uses your personal iCloud account, and Apple Intelligence briefings run on-device. Export your full hours and pay history as CSV or monthly PDF anytime for tax returns or bookkeeping. It is your data. FREE. NO SUBSCRIPTION. NO ADS IN THE WAY. Core features are free, with a one-time No Ads unlock if you want it. No monthly fee, no paywall on the things that matter. WHO IT'S FOR Nurses, doctors and carers. Police, paramedics and firefighters. Retail, hospitality and warehouse staff. Security, delivery drivers and gig workers. Anyone paid by the hour who wants to see what their time is really worth. Available in English, German and Spanish. Download Overtime Live and make every hour count.

SpendFlex helps you understand your money without giving away access to your money. It is a local, private, and offline budget app designed to put you back in absolute control of your income and expenses. Unlike a traditional, cloud-dependent auto expense tracker that requires risky bank syncs, our secure cash expense tracker keeps 100% of your data entirely on your local device. No sign-ups, no accounts, and no tracking servers. Protect your personal identity and help save money while effortlessly logging your day to day expenses. SECURE AND PRIVATE · Offline-First Storage: Your personal financial information never leaves your phone. · Launch Lockup: Instantly secure your dashboard using a PIN, fingerprint lock, Face ID, or Touch ID. · Absolute Data Authority: Erase or modify any entry, transaction, or number instantly upon your request. · Private Backups: Enjoy fixed auto-backups directly to your personal Files or Google Drive. EASY TRACKING & CUSTOMIZATION · Fast Manual Logging: A seamless daily expense tracker and income tracker built to log transactions in seconds. · Custom Payment Methods: Select a specific payment method for every entry, with options to create, edit, or hide your own. · Instant Recurring Entries: Turn any transaction into a repeating item inside the recurring expense tracker right when you create it. · Flexible Categories: Easily edit, delete, and drag to reorder your custom income and expense categories. · Smart History Filters: Adding transactions in a past month defaults the date to that period, and your custom filters stick as you move between months. SMART BUDGET PLANNER · Versatile Cycles: Whether you need a strict biweekly budget, a custom envelope system, or a standard monthly budget planner, adjust your cycle dates freely to match your paydays. · All-In-One Dashboard: Seamlessly manage payments and subscriptions using the built-in bill manager and bill payment organizer. It serves as your total bill organizer budget planner. · Over-Limit Warnings: Stay within your chosen expense budget with real-time target notifications driven by an intelligent expense budget tracker. · Savings Goals: Set target deadlines for your dreams and watch your progress build over time. INSIGHTS & ANALYTICS • Visual Breakdown: This interactive spending tracker app generates clean home charts for a clear visual layout of your monthly spending tracker data. • Powerful Sorting: Sort your Home breakdown and history view your way. Import directly from CSV or export to PDF, CSV, and Excel. • Global Readiness: Multi-currency logging featuring 76 currencies with live conversion and receipt photo attachments. • Forecasts & Advice: Get tailored custom advice and forecasts to stay on budget and save money over the long term. • Visual Comfort: Includes fully optimized Light and Dark modes to comfortably track your money day or night. WHY CHOOSE A MANUAL BUDGETING APP? Automated tracking tools can make your financial habits invisible, derailing your discipline and accountability. By using a manual expense-tracking app, you actively notice where every dollar goes. SpendFlex delivers a premium, highly secure free budget tracker app framework that perfectly balances speed with intent. It pairs an adaptable expense tracker with deep customization tools, allowing you to organize your bills and budget in one calm, safe place. ► Download SpendFlex now for free, because financial awareness beats financial automation! Terms: https://caloto.dev/spendflex/terms/