Comparison

FinanceApps vs Splendi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinanceApps

Features
Read full description

Finance Apps is a specialized e-procurement & inventory management system designed to benefit all levels of an organization, focused on Business-to-Business & Business-to-Consumer purchases and deliveries. With Finance Apps all your organizations information will be available anywhere you go, all spending patterns will be instantly visible, offering your more control of your business. Features include: • Invoicing • Purchase Orders • Goods Received Notes • Vendor Management • Point of sale Integration • Employee management • Create, send and recall documents • Contract Management • Workflow Management • Stock Take • Inventory Management • Interactive Dashboards • and more!

About

Splendi

Features
Read full description

Take control of your credit journey with Splendi, South Africa’s trusted credit wellness app powered by XDS, one of the country’s leading credit bureaus. Splendi helps you understand your credit profile, improve your financial health, and make informed credit decisions with confidence. With Splendi, you can access your credit score for free, view your full credit report, and receive personalised insights to guide your financial journey. Whether you are just starting to build credit, working to repair it, or managing it carefully, Splendi gives you the tools you need to succeed. Key Features Free Credit Score Instantly access your up-to-date credit score at any time. Your score is presented clearly, helping you understand where you stand financially. Comprehensive Credit Report View a detailed breakdown of your credit report and understand what influences your score. Identify accounts, payment history, and other key factors that affect your credit health. Personalised Insights and Education Get easy-to-understand tips and articles that explain how credit works, how to improve your score, and how to avoid common mistakes. Splendi helps you make sense of your financial data in plain language. Offers and Services Explore relevant financial offers that suit your credit profile and goals. Identity Protection Stay protected against identity theft. Splendi monitors your profile for unusual activity and alerts you to potential risks, giving you peace of mind about your personal information. Why Choose Splendi Splendi is more than a credit score app. It is a complete credit wellness platform designed to help South Africans take charge of their financial futures. Backed by XDS, Splendi provides trusted and accurate information straight from one of the country’s official credit bureaus. With an easy-to-use interface and secure technology, Splendi empowers you to: • Understand what affects your credit score • Improve your credit standing over time • Discover better financial opportunities • Protect your identity and data • Build long-term financial confidence Whether you are checking your credit for the first time or keeping track of your ongoing progress, Splendi gives you the insights and tools you need to make smarter money choices. Empower your credit. Empower your future. Download Splendi today and start your journey toward financial wellness with confidence.

Screenshots

FinanceApps4 screens
Splendi4 screens

Verdict

The call

FinanceApps and Splendi are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FinanceApps ships an update monthly, Splendi every 3 weeks. The most recent releases landed on September 17, 2026 and September 22, 2026 respectively.

ScorecardNo meaningful differences
FinanceApps versus Splendi: the parameters behind the verdict, then further details
ParameterFinanceAppsSplendi
PriceFreeFree
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.6
Further details — not scored
Size52 MB33 MB
Age rating4+4+
DeveloperFinance AppsXpert Decision Systems (XDS)

In-app purchases

None

FinanceApps

No in-app purchases

None

Splendi

No in-app purchases

Questions

Is FinanceApps free?
FinanceApps is free to download, with no in-app purchases.
Is Splendi free?
Splendi is free to download, with no in-app purchases.
Do FinanceApps or Splendi have ads?
Neither FinanceApps nor Splendi shows ads.
Which is updated more often, FinanceApps or Splendi?
FinanceApps ships an update monthly, and Splendi every 3 weeks. Most recently, FinanceApps was updated on September 17, 2026 and Splendi on September 22, 2026.

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