Splendi vs iStore Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splendi
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Take control of your credit journey with Splendi, South Africa’s trusted credit wellness app powered by XDS, one of the country’s leading credit bureaus. Splendi helps you understand your credit profile, improve your financial health, and make informed credit decisions with confidence. With Splendi, you can access your credit score for free, view your full credit report, and receive personalised insights to guide your financial journey. Whether you are just starting to build credit, working to repair it, or managing it carefully, Splendi gives you the tools you need to succeed. Key Features Free Credit Score Instantly access your up-to-date credit score at any time. Your score is presented clearly, helping you understand where you stand financially. Comprehensive Credit Report View a detailed breakdown of your credit report and understand what influences your score. Identify accounts, payment history, and other key factors that affect your credit health. Personalised Insights and Education Get easy-to-understand tips and articles that explain how credit works, how to improve your score, and how to avoid common mistakes. Splendi helps you make sense of your financial data in plain language. Offers and Services Explore relevant financial offers that suit your credit profile and goals. Identity Protection Stay protected against identity theft. Splendi monitors your profile for unusual activity and alerts you to potential risks, giving you peace of mind about your personal information. Why Choose Splendi Splendi is more than a credit score app. It is a complete credit wellness platform designed to help South Africans take charge of their financial futures. Backed by XDS, Splendi provides trusted and accurate information straight from one of the country’s official credit bureaus. With an easy-to-use interface and secure technology, Splendi empowers you to: • Understand what affects your credit score • Improve your credit standing over time • Discover better financial opportunities • Protect your identity and data • Build long-term financial confidence Whether you are checking your credit for the first time or keeping track of your ongoing progress, Splendi gives you the insights and tools you need to make smarter money choices. Empower your credit. Empower your future. Download Splendi today and start your journey toward financial wellness with confidence.
iStore Pay
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Turn your iPhone into a secure payment terminal in under 15 minutes with the all-new iStore Pay app. This dedicated business payment solution from iStore—Apple’s only Premium Partner in Africa—allows you to take payments from anywhere with no hidden fees. With a model where you only pay when you transact or request a payout, it is the ultimate solution for your small business. iStore Pay enables Apple’s Tap to Pay on iPhone, allowing local businesses to seamlessly and securely accept all forms of in-person, contactless payments. This includes everything from physical debit and credit cards to Apple Pay and other digital wallets—using only your iPhone and the iStore Pay app. It is easy, secure and requires no additional hardware or payment terminals. App Features: Get Started in Minutes: Download the iStore Pay app and start transacting in under 15 minutes. Tap to Pay on iPhone: Accept contactless credit and debit cards, Apple Pay and other digital wallets with a simple tap on your iPhone. Zero Barrier to Entry: Start accepting payments right on your current iPhone. Your Business Command Centre: Monitor sales, track transaction history and manage funds or refunds in real-time. Secure and Private: Leveraging Apple’s built-in features, card numbers are never stored on Apple servers, ensuring business and customer data stay private.
Screenshots
Verdict
The clearest difference is update cadence: Splendi at every 3 weeks against iStore Pay's every 2 months. Splendi also leads on iOS requirement (16.6 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Splendi ships an update every 3 weeks, iStore Pay every 2 months. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.
| Parameter | Splendi | iStore Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 33 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Xpert Decision Systems (XDS) | ZA Online Store (Pty) Ltd |
In-app purchases
Splendi
No in-app purchases
iStore Pay
No in-app purchases








