FinLu vs Pezo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinLu
This app helps you manage your money by tracking income and expenses, visualizing spending, and organizing financial data. It offers secure access and a clean interface to empower users to build better money habits.
- Track income and expenses
- Visualize spending with charts
- Secure passcode and biometrics
- Edit and refine entries
- Smart organization by time period
- Modern, minimal design
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FinLu - Smart, Simple, and Secure Budgeting Take control of your finances with FinLu - your all in one budget and spending companion designed to keep your money organized, secure, and stress-free. FinLu helps you track income and expenses, visualize your balance, and stay on top of your goals with clean insights and effortless organization. Key Features - Track Income & Expenses: Log every transaction with customizable categories, title, amount, and dates - all in one place - Visualize Your Spending: Get a clear overview of your balance and thresholds through dynamic charts and summaries. - Secure Passcode & Biometrics: Protect your financial data with an optional passcode, Face ID, or Touch ID - only you can unlock FinLu. - Edit & Refine Easily: Update any entry at any time to keep your records accurate and up-to-date. - Smart Organization: Filter by day, week, or month to understand your habits and make smarter decisions. - Modern, Minimal Design: A clean and intuitive interface built for simplicity and focus Your Data, Your Privacy - FinLu stores your information locally on your device - never shared, never sold. Why You'll Love FinLu - Managing your money shouldn't be complicated, it should feel empowering, private, and effortless. Download FinLu today and build better money habits - one smart decision at a time.
Pezo
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Pezo is your intelligent spending companion that helps you make better financial decisions. Track your expenses, manage budgets, and get AI-powered advice on purchases—all in one beautiful, privacy-focused app. KEY FEATURES Smart Expense Tracking Easily record and categorize your income and expenses. Create multiple accounts, set budgets, and track your financial goals with intuitive, user-friendly tools. Receipt Scanning with OCR Never manually enter receipt details again. Simply take a photo of your receipt, and Pezo uses advanced OCR technology to automatically extract transaction information. Works with receipts from stores, restaurants, gas stations, and more. AI-Powered Purchase Advice Unsure about a purchase? Pezo's "Should I Buy It?" feature provides instant, personalized recommendations. Our AI analyzes your financial situation, spending patterns, and goals to help you make informed decisions. Choose from three modes: • Auto: AI helps with borderline decisions • Always: Get AI advice for every purchase • Offline: Use local calculations only Comprehensive Analytics Visualize your spending with beautiful charts and insights. See where your money goes, identify spending trends, and discover opportunities to save. Track spending by category, time period, and account. Budget Management Set budgets for different categories and track your progress. Get alerts when you're approaching limits and see how much you have left to spend each month. Privacy First Your financial data stays on your device. We don't store your transactions on our servers. AI analysis is done securely through our Cloudflare Worker with strict rate limiting (max 3 requests per day) and privacy protections. Data Export Export your financial data in JSON, CSV, or PDF formats for backup, analysis, or use with other financial tools. Beautiful Design Enjoy a modern, intuitive interface with dark mode support. Pezo adapts to your preferences and provides a seamless experience across all your devices. WHY CHOOSE PEZO? Unlike other budget apps, Pezo combines: • Local rule-based analysis for instant decisions • AI-powered insights for complex scenarios • Automatic receipt scanning to save time • Complete privacy—your data never leaves your device • Beautiful, easy-to-use interface Perfect for anyone who wants to: • Take control of their spending • Make smarter purchase decisions • Track expenses effortlessly • Understand their spending habits • Achieve financial goals GET STARTED TODAY Download Pezo and start your journey to better financial health. Whether you're saving for a goal, trying to stick to a budget, or just want to understand where your money goes, Pezo makes it simple and enjoyable. Privacy-focused. AI-powered. Completely free.
Screenshots
Verdict
The clearest difference is device support: Pezo at 3 against FinLu's 1. Pezo also leads on iOS requirement (13.0 vs 18.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | FinLu | Pezo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 2 MB | 60 MB |
| Age rating | 12+ | 4+ |
| Developer | Stephanie Liew | Remi Hleihel |
In-app purchases
FinLu
No in-app purchases
Pezo
No in-app purchases









