Cyber Finances vs Lucent Budget
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Cyber Finances
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Cyber Finances is a futuristic finance tracker that helps you see, understand, and control your money across all accounts and currencies. Designed with a clean, cyberpunk-inspired interface, it turns raw transactions into clear insights so you can spend with confidence and reach your financial goals faster. Create flexible budgets, track accounts and categories, and instantly see where your money goes each month. Powerful reports and trends highlight whatβs working - and what needs attention - while multi-currency support keeps everything consistent whether youβre at home or traveling. Key Features β’ All accounts in one place Track multiple accounts and balances through a unified, real-time dashboard. β’ Smart budgeting Create and manage monthly budgets by category, and see how much youβve spent β and whatβs left. β’ Powerful reports & analytics Get clear charts, trends, and summaries that reveal your spending patterns over time. β’ Multi-currency support Easily handle different currencies with accurate conversions and consistent reporting. β’ Beautiful cyberpunk UI A modern neon-inspired interface that makes managing money intuitive, fast, and visually engaging. β’ Privacy-focused Your financial data stays on your device and under your control β no tracking, no ads, no external servers. Cyber Finances is built for people who want clarity, control, and a touch of sci-fi style in their everyday money management. Premium Subscription Cyber Finances offers optional premium features through in-app purchases: β’ Monthly Subscription β Auto-renewable monthly subscription, billed monthly. β’ Lifetime Purchase β One-time payment for lifetime access. Pricing Subscription prices vary by region and are displayed in the App Store before purchase. Billing Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription at any time in your Apple ID account settings. Free Trial If offered, free trials automatically convert to a paid subscription unless canceled at least 24 hours before the end of the trial period. Legal Privacy Policy: https://cyberfinances.dolasoft.co/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Lucent Budget
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Lucent helps you see what you can spend, follow your savings, and keep a shared budget with your household. Create budgets in different currencies, set category targets, and log expenses and income. Use templates for entries you make often, add notes and receipts, and explore your spending in Stats. Track savings goals, share budgets with your partner or family, and export your records to CSV. Lucent is free to use, with no ads. Free includes one active recurring transaction and the small Spending Pace widget. Optional Lucent Plus adds: - Subscriptions & Bills: spot regular payments in your recorded transactions and see their estimated yearly cost and price changes. - Merchant insights and comparisons with the same period last year as your history grows. - More recurring transactions, with due entries added when you open Lucent. - Receipt fill: read a receipt image on your device and suggest the amount, date, and description for you to review. - Medium and large Home Screen widgets, plus Lock Screen widgets. Choose a yearly subscription or a one-time lifetime purchase. Eligible customers can try the yearly plan free for one month. The yearly plan renews automatically unless canceled through Apple's subscription settings. Local prices and purchase terms are shown before you buy. Privacy: https://lucentbudget.app/privacy-policy Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Cyber Finances and Lucent Budget are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Cyber Finances sells 2 in-app purchases, starting at $6.99 per month and Lucent Budget sells 2 in-app purchases, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.
Cyber Finances ships an update weekly, Lucent Budget every 5 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Cyber Finances | Lucent Budget |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Every 5 days β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad β better |
| Requires iOS | 17.6 | 17.6 |
| Further details β not scored | ||
| Size | 14 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | DolaSoft (F.Z.E) | Gregory Bell |
In-app purchases
Cyber Finances
- Monthly Subscription7 Days trial$6.991 Month
- Lifetime Access$49.99
Lucent Budget
- Lucent Plus Yearly1 Month trial$14.991 Year
- Lucent Plus Lifetime$29.99
Questions
Is Cyber Finances free?
Is Lucent Budget free?
Do Cyber Finances or Lucent Budget have ads?
Which is updated more often, Cyber Finances or Lucent Budget?
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