HOLD vs DrorOne

HOLD: money, finally social. Get paid from anywhere, pay friends like you text, and let Hi, your money assistant, plan your next trip. One app, and only you hold your money. GET PAID FROM ANYWHERE • Your own USD, EUR and GBP account numbers, and more currencies • Get paid by clients, employers and platforms worldwide • Share your @username, not long addresses or SWIFT codes YOUR GROUP CHAT, NOW WITH MONEY • Chat 1:1 or in groups and pay right in the conversation • Split trips, dinners and rent. HOLD tracks who owes what • Settle up in one tap JUST ASK HI • Your AI money assistant, right in your chats • Ask for a hotel near an event and book it without leaving the chat • Hi keeps to your budget TRAVEL MORE, PAY LESS • eSIMs for your next trip, from $13 • Hotels worldwide, paid from your balance • Earn HiPoints as you go SAVE AND INVEST • Keep your earnings in dollars, safe from local inflation • Buy Bitcoin, Ethereum, Solana and more • Convert between currencies in one tap SECURITY • Self-custodial: your recovery phrase never leaves your device • Passkey and Face ID login, no passwords to leak • BIP-39 compatible: if you ever leave, you take everything with you WHO IT'S FOR Freelancers, remote workers, creators, travellers and friends who share expenses. Anyone whose paycheck lives in one currency and whose life lives in another. WHAT WE WILL NEVER DO • Block you based on your country • Sell your data • Hide fees in the exchange rate HOLD is a tool. Your money is yours. Create your account in 30 seconds with your email and a passkey. hello@hihodl.xyz · hihodl.xyz

DrorOne is a non-custodial crypto wallet. Only you hold your recovery phrase, and every send and swap is signed on your phone. MULTI-CHAIN WALLET • Hold and receive USDT, USDC, ETH, BNB, SOL, TRX, POL, TON, EURC and PYUSD. • Networks: Ethereum, BNB Smart Chain, Solana, Tron, Polygon, Base, Arbitrum and TON. • One balance in your currency, with live prices and full activity history. CROSS-CHAIN SWAP • Swap between major blockchains in a few taps, for example USDC on Solana to USDT on BNB Smart Chain. • See the route, estimated time, network fee, swap fee and minimum received before you confirm. • "Approve this amount only" keeps token approvals limited and safer. BITCOIN LIGHTNING • Send and receive bitcoin in seconds with tiny fees. • Keep your Lightning balance in dollars so it doesn't move with the bitcoin price. Switch anytime. • Load it from BTC, USDC or USDT and withdraw back to your wallet. • Your own Lightning address to get paid. • Every fee is shown clearly, in sats and in dollars. YOUR OWN BANK ACCOUNTS • Get paid in USD (ACH, wire or FedNow), EUR (SEPA) and MXN (SPEI). • Money sent to your account details arrives in your wallet as USDC or EURC on Solana. • Withdraw from your wallet to your bank. BUY CRYPTO • Buy with card, Apple Pay or Google Pay. • Pay with your Cash App balance and get bitcoin in your Lightning balance. • Send PYUSD from PayPal or Venmo (United States). • Transfer from your bank in USD, EUR or MXN. • Crypto arrives straight in your wallet. DROR CARD • Get your card and top it up with USDC from your wallet. • View card details, freeze it, change your PIN and download your monthly statement as a PDF. • Higher levels raise your top-up limit. SECURITY • Non-custodial: DrorOne never has access to your funds or your recovery phrase. • PIN and biometric lock (fingerprint or Face ID). • Optional PIN to sign sends, swaps and WalletConnect requests. • Your recovery phrase can only be revealed with your PIN or biometrics. MORE • Multiple wallets on one phone. • WalletConnect to use your wallet with dApps. • Invite friends with your invite code. Some features (bank accounts, card, buy options) depend on your country and require identity verification with our partners. Fees and limits are shown in the app before you confirm.