Comparison

Splitit Go vs Ghostpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitit Go

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

Highlights
  • Real-time installment control
  • Mobile-first point-of-sale
  • Intuitive workflow
  • In-store and on-the-go management
  • Speed and clarity
Features
Read full description

The Real-Time Command Center for Installment Commerce Transform how you manage installment payments with Splitit Go - a mobile-first point-of-sale experience designed for modern merchants who need speed, clarity, and control. Whether you are in-store or on the go, Splitit Go turns complex installment management into an intuitive workflow.

About

Ghostpay

This platform enables service professionals to offer clients flexible installment payments for services. Artists receive full payment upfront, while clients can pay over time. It aims to increase bookings and revenue for service providers.

Highlights
  • Client installment payments
  • Artist upfront payouts
  • No percentage fees on services
  • Monthly subscription model
  • Local client promotion
  • Secure payment processing
Features
Read full description

GhostPay is a modern payment platform designed for service-based professionals. It allows clients to pay for services in flexible installments while artists receive full payment upfront. Whether you’re a tattoo artist, barber, nail technician, or any service provider, GhostPay helps you increase bookings, boost revenue, and attract more clients. Unlike traditional payment platforms, GhostPay does not take a percentage from your services. Artists keep 100% of what they earn and only pay a simple monthly subscription. Clients benefit from flexible payment options, while artists enjoy instant payouts and business growth. Key Features: • Pay Later (installments for services) • Instant payouts for artists • No percentage fees taken from services • Monthly subscription model • Local promotion to attract new clients • Easy-to-use dashboard and tracking • Secure payment processing GhostPay is built to help service professionals grow, earn more, and simplify payments.

Screenshots

Splitit Go4 screens
Ghostpay4 screens

Verdict

The call

The clearest difference is update cadence: Ghostpay at monthly against Splitit Go's every 6 months. Ghostpay also leads on ratings volume (4 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Splitit Go against 5.0 for Ghostpay. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Splitit Go ships an update every 6 months, Ghostpay monthly. The most recent releases landed on October 2, 2026 and October 1, 2026 respectively.

Scorecard2 real differences · 8 level
Splitit Go versus Ghostpay: the parameters behind the verdict, then further details
ParameterSplitit GoGhostpay
PriceFreeFree
Rating5.0 (1 ratings)5.0 (4 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings14 — better
Update frequencyEvery 6 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size43 MB91 MB
Age rating4+4+
DeveloperSplitit USA IncBRAYAN ISMAEL PEREZ BONILLA

Customer experience

Splitit Go

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Ghostpay

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Splitit Go

No in-app purchases

None

Ghostpay

No in-app purchases

Questions

Is Splitit Go free?
Splitit Go is free to download, with no in-app purchases.
Is Ghostpay free?
Ghostpay is free to download, with no in-app purchases.
Which has better reviews, Splitit Go or Ghostpay?
Splitit Go and Ghostpay are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.
Do Splitit Go or Ghostpay have ads?
Neither Splitit Go nor Ghostpay shows ads.
Which is updated more often, Splitit Go or Ghostpay?
Splitit Go ships an update every 6 months, and Ghostpay monthly. Most recently, Splitit Go was updated on October 2, 2026 and Ghostpay on October 1, 2026.

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