BeanFlow vs Numio

BeanFlow is a personal finance and accounting app that combines simple everyday tracking with the structure of Beancount. Whether you only want to record daily income and expenses or already use double-entry accounting to manage accounts and assets, BeanFlow gives you a flexible way to organize your financial records. Simple Mode and Beancount Mode now both support OCR import from screenshots and videos, making it easier to turn large amounts of transaction history into usable records without entering everything manually. Import transactions from screenshots and videos Have a folder full of payment screenshots? Need to capture transactions from a recorded statement or scrolling transaction list? BeanFlow can use OCR to recognize transaction information from screenshots and videos and prepare it for import. This is especially useful when you need to process historical transactions, long lists, or many records at once. OCR import works in both Simple Mode and Beancount Mode, so you can use the same faster capture workflow regardless of how you prefer to manage your finances. Track everyday money Coffee, lunch, subscriptions, shopping, bills, or a new source of income — every transaction can become part of your financial history. Record income and expenses over time and build a clearer picture of where your money goes and how your finances change. Simple Mode for everyday tracking Managing your money shouldn’t require learning accounting before recording your first expense. Simple Mode provides an approachable workflow for everyday income and expense tracking, without forcing unnecessary accounting concepts into every transaction. If you just want a clean personal ledger, you can keep things simple. Beancount Mode when you need more structure For users who want greater control over their records, Beancount Mode provides a more structured accounting workflow. Organize transactions through accounts and use double-entry accounting to maintain clearer records of income, expenses, assets, and other financial activity. Built around Beancount Already using Beancount? BeanFlow supports .bean files, allowing you to continue working with a familiar and portable data format instead of moving your financial history into a completely closed system. Import and export .bean files Your financial records should remain yours. BeanFlow supports importing and exporting Beancount files, making it easier to back up your ledger, migrate your data, and continue using it as part of your existing Beancount workflow. Offline-first and portable BeanFlow is designed with local use in mind, so your ledger doesn’t need to depend on a constant internet connection. Open data formats and portable files help you stay in control of your financial records. Simple for everyday use. Structured when you need it. Recording a cup of coffee shouldn’t feel like completing an accounting assignment. At the same time, your finance app shouldn’t become limiting when you want to organize accounts, assets, and more detailed records. From a single payment screenshot to years of financial history, BeanFlow helps you capture, organize, and keep control of your data.

Know what you own, what you owe, what keeps renewing, and what you use every day. Numio is a local-first personal asset organizer that brings your accounts, credit cards, investments, subscriptions, and important belongings into one place. You do not need to log every purchase to understand your assets, renewals, and belongings. Asset management - View your net worth, total assets, total liabilities, account structure, and currency allocation - Manage cash, bank accounts, digital wallets, stored-value cards, term deposits, and multi-currency accounts - Track credit cards, shared credit limits, statement dates, payment due dates, and annual fee progress - Record balance changes, expenses, income, top-ups, and repayments - Track receivables, payables, and expected settlement dates - Organize accounts with groups, sorting options, and custom card designs - Manage stocks, ETFs, funds, fixed-income products, investment insurance, gold, silver, and crypto assets - Estimate term deposit interest and total value at maturity, and track insurance current values and expected payouts - Update low-frequency valuations and unrealized gains or losses for supported investments Subscription management - Manage automatic and manual renewals, third-party memberships, free trials, and lifetime purchases - Record payment history, service periods, plan upgrades, downgrades, and price changes - Manage shared memberships and each member’s service period - Review average daily, monthly, and yearly spending - Receive local reminders before renewals, charges, or expiration dates - Share an app from the App Store to Numio to create a subscription more quickly Belongings - Record purchase prices, dates, retailers, warranties, and current status - Track repairs, maintenance, cleaning, upgrades, sales, and disposal - Manage repairs, maintenance, accessories, and supplies under each belonging, with related spending included in its cost - Understand long-term value through days in use and daily ownership cost - Manage consumable inventory, expiration dates, wish lists, and regret lists - Paste purchase links from Taobao, Tmall, JD, or Pinduoduo to help fill in purchase details - On supported devices, use Apple Intelligence to extract reviewable order information entirely on device More capabilities - Use Home Screen widgets for assets, accounts, credit cards, subscriptions, and consumables - Keep data on your device by default, with no account required - Export JSON backups, CSV spreadsheets, and local diagnostic files - Optionally save and sync snapshots through iCloud or WebDAV - Protect information in the app switcher with a privacy cover - Use Numio in Simplified Chinese, Traditional Chinese, or English Numio does not provide real-time quotes, trading, or investment advice, and it does not require a complete expense history. It helps you understand your accounts, investments, subscriptions, and belongings with less daily maintenance.