BeanFlow vs Steward
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BeanFlow
This app offers a flexible approach to personal finance management, supporting both simple daily tracking and structured double-entry accounting. It features OCR import from screenshots and videos to easily add transactions, and supports the Beancount data format for portability and integration.
- Simple and Beancount accounting modes
- OCR import from screenshots and videos
- Track daily income and expenses
- Double-entry accounting support
- Import and export .bean files
- Offline-first operation
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BeanFlow is a personal finance and accounting app that combines simple everyday tracking with the structure of Beancount. Whether you only want to record daily income and expenses or already use double-entry accounting to manage accounts and assets, BeanFlow gives you a flexible way to organize your financial records. Simple Mode and Beancount Mode now both support OCR import from screenshots and videos, making it easier to turn large amounts of transaction history into usable records without entering everything manually. Import transactions from screenshots and videos Have a folder full of payment screenshots? Need to capture transactions from a recorded statement or scrolling transaction list? BeanFlow can use OCR to recognize transaction information from screenshots and videos and prepare it for import. This is especially useful when you need to process historical transactions, long lists, or many records at once. OCR import works in both Simple Mode and Beancount Mode, so you can use the same faster capture workflow regardless of how you prefer to manage your finances. Track everyday money Coffee, lunch, subscriptions, shopping, bills, or a new source of income — every transaction can become part of your financial history. Record income and expenses over time and build a clearer picture of where your money goes and how your finances change. Simple Mode for everyday tracking Managing your money shouldn’t require learning accounting before recording your first expense. Simple Mode provides an approachable workflow for everyday income and expense tracking, without forcing unnecessary accounting concepts into every transaction. If you just want a clean personal ledger, you can keep things simple. Beancount Mode when you need more structure For users who want greater control over their records, Beancount Mode provides a more structured accounting workflow. Organize transactions through accounts and use double-entry accounting to maintain clearer records of income, expenses, assets, and other financial activity. Built around Beancount Already using Beancount? BeanFlow supports .bean files, allowing you to continue working with a familiar and portable data format instead of moving your financial history into a completely closed system. Import and export .bean files Your financial records should remain yours. BeanFlow supports importing and exporting Beancount files, making it easier to back up your ledger, migrate your data, and continue using it as part of your existing Beancount workflow. Offline-first and portable BeanFlow is designed with local use in mind, so your ledger doesn’t need to depend on a constant internet connection. Open data formats and portable files help you stay in control of your financial records. Simple for everyday use. Structured when you need it. Recording a cup of coffee shouldn’t feel like completing an accounting assignment. At the same time, your finance app shouldn’t become limiting when you want to organize accounts, assets, and more detailed records. From a single payment screenshot to years of financial history, BeanFlow helps you capture, organize, and keep control of your data.
Steward
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Steward is an AI investing assistant built around your own rules. Talk with the blue robot, explore a company, and review your holdings at your own pace. Start with a conversation Ask about a company or record why you made a trade, by voice or text. Review your rules and reflect on your investing decisions in the same conversation. Holdings and rules, together Add holdings manually or from a portfolio screenshot. Review position weights and manage your position limits and personal rules from My rules inside Portfolio. Find a company first Search for a stock and explore its scores and supporting analysis. Open market news and stock filters when you need them. Plain-language explanations help you read financial terms. Steward Live Follow Steward's investing experiment through public records. A connected feed shows assets, trades, and journal entries with observation times. Delayed updates and unavailable records are clearly marked. Live is a view of a public experiment; it does not place orders in your account. When you want to go deeper Research brings together different views, calculations, assumptions, and sources. Check the app for available features and usage limits. Pricing Free features and optional paid subscriptions are available. Your app and store purchase screen show plan benefits, prices, and any available trial. Analysis and simulations are for information and education. They are not a recommendation to buy or sell. Past figures do not guarantee future results. Steward is not a registered investment adviser, and your decisions and their outcomes are your own. Contact: lionandthelab@gmail.com https://lionandthelab.com/steward-ai
Screenshots
Verdict
The clearest difference is in-app purchases: BeanFlow at none against Steward's 2. BeanFlow also leads on ads (none vs shown). Steward's advantage is iOS requirement (15.5 vs 17.0). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Steward sells 2 in-app purchases, starting at $2.99 per month. BeanFlow asks for nothing beyond the download.
BeanFlow ships an update every 10 days, Steward every 11 days. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.
| Parameter | BeanFlow | Steward |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) — better | — |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 10 days — better | Every 11 days |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 30 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | 昆 杨 | Euiseok Kim |
In-app purchases
BeanFlow
No in-app purchases
Steward
- Steward Pro$2.991 Month
- Steward Research$34.991 Month









