BeanFlow vs MomBooks

BeanFlow is a personal finance and accounting app that combines simple everyday tracking with the structure of Beancount. Whether you only want to record daily income and expenses or already use double-entry accounting to manage accounts and assets, BeanFlow gives you a flexible way to organize your financial records. Simple Mode and Beancount Mode now both support OCR import from screenshots and videos, making it easier to turn large amounts of transaction history into usable records without entering everything manually. Import transactions from screenshots and videos Have a folder full of payment screenshots? Need to capture transactions from a recorded statement or scrolling transaction list? BeanFlow can use OCR to recognize transaction information from screenshots and videos and prepare it for import. This is especially useful when you need to process historical transactions, long lists, or many records at once. OCR import works in both Simple Mode and Beancount Mode, so you can use the same faster capture workflow regardless of how you prefer to manage your finances. Track everyday money Coffee, lunch, subscriptions, shopping, bills, or a new source of income — every transaction can become part of your financial history. Record income and expenses over time and build a clearer picture of where your money goes and how your finances change. Simple Mode for everyday tracking Managing your money shouldn’t require learning accounting before recording your first expense. Simple Mode provides an approachable workflow for everyday income and expense tracking, without forcing unnecessary accounting concepts into every transaction. If you just want a clean personal ledger, you can keep things simple. Beancount Mode when you need more structure For users who want greater control over their records, Beancount Mode provides a more structured accounting workflow. Organize transactions through accounts and use double-entry accounting to maintain clearer records of income, expenses, assets, and other financial activity. Built around Beancount Already using Beancount? BeanFlow supports .bean files, allowing you to continue working with a familiar and portable data format instead of moving your financial history into a completely closed system. Import and export .bean files Your financial records should remain yours. BeanFlow supports importing and exporting Beancount files, making it easier to back up your ledger, migrate your data, and continue using it as part of your existing Beancount workflow. Offline-first and portable BeanFlow is designed with local use in mind, so your ledger doesn’t need to depend on a constant internet connection. Open data formats and portable files help you stay in control of your financial records. Simple for everyday use. Structured when you need it. Recording a cup of coffee shouldn’t feel like completing an accounting assignment. At the same time, your finance app shouldn’t become limiting when you want to organize accounts, assets, and more detailed records. From a single payment screenshot to years of financial history, BeanFlow helps you capture, organize, and keep control of your data.

MomBooks brings real double-entry bookkeeping to iPhone, iPad, and Mac — Plain Text Accounting (PTA), compatible with ledger/hledger/beancount syntax. Every transaction balances to zero, GAAP-oriented reports show where you actually stand, and your data stays on your device unless you choose otherwise. No spreadsheets. No subscription just to see your own numbers. WHO IT'S FOR Generate a starter Chart of Accounts in one tap, tailored to how you actually use money: • Personal Finance — checking, savings, credit cards, and the household categories you'd expect • Rental Property / Landlord — tenant deposits, mortgage interest, depreciation, and rental-specific income & expenses • Small Business — receivables, payables, inventory, owner's equity, and operating expense categories Profiles combine, too — a landlord who also tracks household finances can generate both at once. THE LEDGER CORE • Double-entry register with the Rule of Zero strictly enforced, per commodity • Manual entry via a guided split form or a raw PTA command-line editor with live syntax highlighting • Reusable split templates for recurring transactions — record a paycheck's gross pay, taxes, deductions, and net deposit without re-picking the same accounts every payday • Multi-currency and commodity support, with price directives for exchange rates and lot pricing • Strict Decimal arithmetic throughout — money is never floating-point, anywhere IMPORT, EXPORT, AND RECONCILE • Import plain-text PTA ledgers, OFX/QFX bank statements, and CSV exports, with a reconciliation queue that flags duplicates before anything is committed • Native file picker on every platform — no copy-pasting required • Bulk-reclassify a batch of freshly-imported transactions in one pass, right from the Register • Balance any account against a real bank statement — check off what cleared and watch the difference converge to zero • Export to .ledger or .beancount plain text, with optional two-way file sync • CPA Extract: General Ledger, Trial Balance, Income Statement, and Balance Sheet as CSV or PDF — formats an actual accountant can use REPORTING, BUDGETS, AND FISCAL YEARS • Balance Sheet, Income Statement, Cash Flow, Trial Balance, and a raw Journal view • Configurable fiscal year start — YTD and QTD figures respect it everywhere, not just the calendar year • Zero-based or rollover envelope budgeting against actual spend A REAL AUDIT TRAIL Every create, edit, and delete on a transaction or account is logged: when, a plain-language summary, field-level before/after values, and which device made the change — resolved automatically across your iPhone, iPad, and Mac. Export the trail as CSV or PDF for outside review. SECURITY & PRIVACY • Face ID / Touch ID / Optic ID and PIN app lock, with auto-lock and app-switcher privacy masking • Local-first, zero exfiltration — ledger data never leaves the device to third-party analytics • Medical billing entries use de-identified account tokens, keeping PHI out of your ledger text MULTIPLATFORM BY DESIGN Adaptive layout on every screen size, native macOS menu commands and keyboard shortcuts for fast entry, Siri & Shortcuts support, and optional iCloud sync across your own devices. FREE, WITH OPTIONAL PRO The base app is a fully functional ledger — accounts, transactions, splits, the Chart of Accounts generator, plain-text import/export, account reconciliation, the audit trail, and every security feature are free, no account required. Pro adds OFX/QFX statement import, visual CSV mapping, two-way Beancount/HLedger sync, the full report suite (Balance Sheet, P&L, Cash Flow) plus CPA/Auditor CSV & PDF extracts, envelope budgeting, multi-currency tracking, and iCloud sync. MomBooks is a record-keeping tool, not a source of financial, tax, or legal advice. Verify calculations and statements with a licensed CPA or qualified professional. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/