Comparison

BeanWise vs MomBooks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BeanWise

This app offers a comprehensive double-entry accounting solution with a focus on local data processing for enhanced privacy. It features a customizable dashboard, real-time tracking, and detailed reporting, making financial management intuitive for individuals and businesses.

Highlights
  • Local data processing for privacy
  • Customizable financial dashboard
  • Real-time account tracking
  • Double-entry accounting
  • Multiple currency support
  • Detailed report generation
  • Cloud-synced configurations
Features
Read full description

BeanWise - Your Multifunctional Double-Entry Accounting App All query code and data are processed and rendered in local. No data is sent to any server. Compatible with beancount. Experience our newly enhanced dashboard with advanced data visualization! Featuring customizable queries, trend indicators, and a fluid waterfall layout. Streamlined account management makes financial tracking more intuitive than ever. What's New: Enhanced Dashboard Experience • New number display with trend indicators for custom queries • Optimized table views with dynamic column widths and smooth scrolling • Introducing waterfall grid layout for flexible data presentation • Added query editor for personalized data views Improved Interactions • Quick account modifications directly from transaction cards • Organized account categories (Assets, Expenses, Income, Liabilities) • Enhanced component layout controls for intuitive operation Feature Enhancements • Cloud-synced dashboard configurations • Refined date handling for precise data visualization • New beancount plugin support for extended functionality Key Features: • Customizable financial dashboard • Real-time account tracking • Intuitive transaction management • Cloud synchronization • Advanced data visualization • Flexible reporting options # Description generated by Notion AI: Support local ledger. keep your financial information confidential and secure, without uploading it to the cloud or sharing it with third-party services. BeanWise is a powerful accounting application that helps users perform double-entry accounting, making financial management easier for users. Whether you are an individual or a business user, BeanWise is your best financial assistant. ## Features - One-click double-entry accounting - Supports multiple currencies - Generates detailed reports - Customize accounts, currencies, items, tags, payees..… - Free import/export of data ## User Guide With the BeanWise accounting app, you can easily record all financial transactions, including income and expenses. Simply create an account in BeanWise and start adding transactions. BeanWise will automatically calculate your cash flow to keep your financial records accurate and complete. ## Keywords - BeanWise - Accounting book - Double-entry accounting - Financial management - Reports - Currency Download BeanWise and start managing your finances! ## Integration of BeanWise and Beancount BeanWise is compatible with the powerful Beancount accounting system. This integration allows BeanWise to provide advanced features such as customizable categories and support for multiple currencies. In addition, BeanWise provides a user-friendly interface that allows users to easily manage finances without using complex command-line tools. With BeanWise, you can easily create accounts, add transactions and generate detailed reports. Download BeanWise now and start confidently managing your finances! If you have any questions or suggestions, do not hesitate to contact us at (beanwise@wang.kids)(https://t.me/beanwise).

About

MomBooks

Read full description

MomBooks brings real double-entry bookkeeping to iPhone, iPad, and Mac — Plain Text Accounting (PTA), compatible with ledger/hledger/beancount syntax. Every transaction balances to zero, GAAP-oriented reports show where you actually stand, and your data stays on your device unless you choose otherwise. No spreadsheets. No subscription just to see your own numbers. WHO IT'S FOR Generate a starter Chart of Accounts in one tap, tailored to how you actually use money: • Personal Finance — checking, savings, credit cards, and the household categories you'd expect • Rental Property / Landlord — tenant deposits, mortgage interest, depreciation, and rental-specific income & expenses • Small Business — receivables, payables, inventory, owner's equity, and operating expense categories Profiles combine, too — a landlord who also tracks household finances can generate both at once. THE LEDGER CORE • Double-entry register with the Rule of Zero strictly enforced, per commodity • Manual entry via a guided split form or a raw PTA command-line editor with live syntax highlighting • Reusable split templates for recurring transactions — record a paycheck's gross pay, taxes, deductions, and net deposit without re-picking the same accounts every payday • Multi-currency and commodity support, with price directives for exchange rates and lot pricing • Strict Decimal arithmetic throughout — money is never floating-point, anywhere IMPORT, EXPORT, AND RECONCILE • Import plain-text PTA ledgers, OFX/QFX bank statements, and CSV exports, with a reconciliation queue that flags duplicates before anything is committed • Native file picker on every platform — no copy-pasting required • Bulk-reclassify a batch of freshly-imported transactions in one pass, right from the Register • Balance any account against a real bank statement — check off what cleared and watch the difference converge to zero • Export to .ledger or .beancount plain text, with optional two-way file sync • CPA Extract: General Ledger, Trial Balance, Income Statement, and Balance Sheet as CSV or PDF — formats an actual accountant can use REPORTING, BUDGETS, AND FISCAL YEARS • Balance Sheet, Income Statement, Cash Flow, Trial Balance, and a raw Journal view • Configurable fiscal year start — YTD and QTD figures respect it everywhere, not just the calendar year • Zero-based or rollover envelope budgeting against actual spend A REAL AUDIT TRAIL Every create, edit, and delete on a transaction or account is logged: when, a plain-language summary, field-level before/after values, and which device made the change — resolved automatically across your iPhone, iPad, and Mac. Export the trail as CSV or PDF for outside review. SECURITY & PRIVACY • Face ID / Touch ID / Optic ID and PIN app lock, with auto-lock and app-switcher privacy masking • Local-first, zero exfiltration — ledger data never leaves the device to third-party analytics • Medical billing entries use de-identified account tokens, keeping PHI out of your ledger text MULTIPLATFORM BY DESIGN Adaptive layout on every screen size, native macOS menu commands and keyboard shortcuts for fast entry, Siri & Shortcuts support, and optional iCloud sync across your own devices. FREE, WITH OPTIONAL PRO The base app is a fully functional ledger — accounts, transactions, splits, the Chart of Accounts generator, plain-text import/export, account reconciliation, the audit trail, and every security feature are free, no account required. Pro adds OFX/QFX statement import, visual CSV mapping, two-way Beancount/HLedger sync, the full report suite (Balance Sheet, P&L, Cash Flow) plus CPA/Auditor CSV & PDF extracts, envelope budgeting, multi-currency tracking, and iCloud sync. MomBooks is a record-keeping tool, not a source of financial, tax, or legal advice. Verify calculations and statements with a licensed CPA or qualified professional. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BeanWise4 screens
MomBooks4 screens

Verdict

The call

The clearest difference is price: MomBooks at Free against BeanWise's $4.99. MomBooks also leads on update cadence (every 4 days vs every 2 weeks). BeanWise's advantage is in-app purchases (none vs 3) and iOS requirement (17.6 vs 26.5). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

MomBooks is free to download; BeanWise costs $4.99 up front. MomBooks sells 3 in-app purchases, starting at $4.99 per month. BeanWise asks for nothing beyond the download.

UpkeepUpdate frequency

BeanWise ships an update every 2 weeks, MomBooks every 4 days. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
BeanWise versus MomBooks: the parameters behind the verdict, then further details
ParameterBeanWiseMomBooks
Price$4.99Free — better
Rating4.1 (9 ratings) — better—
Positive reviews76.9% of reviews—
Number of ratings9 — better—
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaid—
DevicesiPhone, iPad, MaciPhone, iPad, Mac
Requires iOS17.6 — better26.5
Further details — not scored
Size208 MB19 MB
Age rating4+4+
DeveloperLUTHAI INTERNATIONAL LIMITEDGabriel Sanchez

In-app purchases

None

BeanWise

No in-app purchases

3 purchases

MomBooks

Subscriptions2
  • Pro Monthly7 Days trial$4.991 Month
  • Pro Annual7 Days trial$39.991 Year
One-time1
  • Pro Lifetime License$99.99

Questions

Is BeanWise free?
BeanWise costs $4.99, with no in-app purchases.
Is MomBooks free?
MomBooks is free to download, with in-app purchases available.
Do BeanWise or MomBooks have ads?
Neither BeanWise nor MomBooks shows ads.
Which is updated more often, BeanWise or MomBooks?
BeanWise ships an update every 2 weeks, and MomBooks every 4 days. Most recently, BeanWise was updated on October 30, 2026 and MomBooks on October 29, 2026.

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