Balans vs Net Worth Tracker

Most finance apps track where your money goes. Balans shows where your finances are going. No transactions to categorize. No daily budgeting. Simply update your balances once a month and see how your financial life develops over time. See your assets, debts and net worth in one place. Follow your progress, spot long-term trends and answer the question that really matters: Am I better off than I was a year ago? Your finances. Once a month. Add your savings, investments, property, other assets and debts. Update their balances when you want — once a month is enough to build a meaningful history. Balans gives you: • Net worth over time • A clear overview of assets and debts • Balans Score – a simple measure of your financial position • Long-term trends and progress • Wealth goals with Balans Plus • Fixed assets with automatic depreciation • No bank connection required Balans is for people who already know where their money goes — and want to know where their finances are going. Less tracking. More perspective.

Wealth Up helps you see the full picture of your money without linking bank accounts or sending your financial data to a third-party budgeting service. Track your assets, debts, income, and expenses in one clean dashboard. Watch your net worth change over time, understand your progress, and update your balances during a simple monthly check-in. Keep an eye on the investments you already hold with optional live prices for stocks, ETFs, gold, and silver — refreshed automatically, with no account linking. Tag holdings as liquid or retirement, then filter your net worth to see just your liquid assets or exclude retirement accounts. Use flexible planning tools to explore long-term wealth goals, including financial independence and retirement scenarios. Wealth Up helps you compare paths and understand what your numbers mean. Built for privacy-first personal finance: - No bank linking required - See your money working in real time with Live Earnings - No ads - No social features - Optional live prices for stocks, ETFs, and precious metals auto tracking - Currency selection for display or auto tracking - Optional Face ID or Touch ID protection - iCloud sync through your Apple account when available - JSON and CSV export so your data stays portable - Home Screen widgets for FIRE progress, net worth, and Live Earnings This version includes core net worth tracking, manual entry, optional live market prices, liquid and retirement filters, detailed asset and debt history, planning tools, iCloud-backed sync when available, and JSON/CSV export. Wealth Up is built for planning and education. It does not provide financial, investment, tax, or legal advice.