Pezo vs Cashee CostScope

Pezo is your intelligent spending companion that helps you make better financial decisions. Track your expenses, manage budgets, and get AI-powered advice on purchases—all in one beautiful, privacy-focused app. KEY FEATURES Smart Expense Tracking Easily record and categorize your income and expenses. Create multiple accounts, set budgets, and track your financial goals with intuitive, user-friendly tools. Receipt Scanning with OCR Never manually enter receipt details again. Simply take a photo of your receipt, and Pezo uses advanced OCR technology to automatically extract transaction information. Works with receipts from stores, restaurants, gas stations, and more. AI-Powered Purchase Advice Unsure about a purchase? Pezo's "Should I Buy It?" feature provides instant, personalized recommendations. Our AI analyzes your financial situation, spending patterns, and goals to help you make informed decisions. Choose from three modes: • Auto: AI helps with borderline decisions • Always: Get AI advice for every purchase • Offline: Use local calculations only Comprehensive Analytics Visualize your spending with beautiful charts and insights. See where your money goes, identify spending trends, and discover opportunities to save. Track spending by category, time period, and account. Budget Management Set budgets for different categories and track your progress. Get alerts when you're approaching limits and see how much you have left to spend each month. Privacy First Your financial data stays on your device. We don't store your transactions on our servers. AI analysis is done securely through our Cloudflare Worker with strict rate limiting (max 3 requests per day) and privacy protections. Data Export Export your financial data in JSON, CSV, or PDF formats for backup, analysis, or use with other financial tools. Beautiful Design Enjoy a modern, intuitive interface with dark mode support. Pezo adapts to your preferences and provides a seamless experience across all your devices. WHY CHOOSE PEZO? Unlike other budget apps, Pezo combines: • Local rule-based analysis for instant decisions • AI-powered insights for complex scenarios • Automatic receipt scanning to save time • Complete privacy—your data never leaves your device • Beautiful, easy-to-use interface Perfect for anyone who wants to: • Take control of their spending • Make smarter purchase decisions • Track expenses effortlessly • Understand their spending habits • Achieve financial goals GET STARTED TODAY Download Pezo and start your journey to better financial health. Whether you're saving for a goal, trying to stick to a budget, or just want to understand where your money goes, Pezo makes it simple and enjoyable. Privacy-focused. AI-powered. Completely free.

Stop guessing what your loans really cost. CostScope translates confusing interest rates into one honest number — the Effective Interest Rate (EIR) — so you finally see the true price of every dollar you borrowed. Lending apps love to hide behind "low monthly rates" and "small processing fees." CostScope strips away the marketing and shows you the real math: what you actually paid, what you're still paying, and where you got ripped off. Features: • Rate Translator — convert monthly rate, flat rate, add-on, or declining balance into true annual EIR in seconds • Hidden Cost Exposer — input processing fees, insurance, penalties; see your real total cost and "rip-off index" • Loan X-Ray Wall — record every loan you've taken, see true cost breakdown side by side • Loan Comparison PK — pit up to 3 loan offers against each other, find the cheapest one instantly • Repayment Timeline — visualize all your loans on a horizontal timeline, spot overlap peaks and danger months • Payoff Strategy Engine — Snowball vs Avalanche vs Custom: compare total interest and debt-free dates • Early Payoff Simulator — see how much you save by paying extra each month • New Loan Stress Test — simulate adding another loan, see how your burden ratio changes • Document Vault — photograph contracts, receipts, and collection screenshots for safekeeping • Monthly Cost Report — track how much you're paying for debt over time, with improvement tips All calculations happen on your device. No servers, no accounts, no data leaves your phone. Your loans, your business.