TOMI vs Expense Tracker & Budget Note
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TOMI
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Stop wondering where your money goes. Start telling it where to grow. TOMI is not just another expense tracker; it is your personal financial navigator. While other apps record your history, TOMI builds a future-proof roadmap based on your real-time spending habits, helping you achieve financial freedom faster. WHY TOMI? * Personalized Financial Roadmap: Unlike generic budget apps, TOMI analyzes your actual situation to create a dynamic financial path. We update your progress daily to keep you on track. * Plan Your Money with Confidence: Set plans for your expenses, savings, and investments. Compare your actual transactions with your plans to see how you're doing and make adjustments when needed. * Private & Secure: Your financial data belongs to you, and only you. TOMI stores all sensitive data locally on your device. No server uploads, no third-party access. Easily share and sync your data across Apple devices using AirDrop. KEY FEATURES: * Fast Expense Tracking: Log income and expenses in seconds. * Smart Planning: Plan your spending, savings, and investments, then track your progress against your actual transactions. * Insightful Reports: Visualize cash flow and total asset growth with intuitive charts. * Trend Analysis: Spot spending leaks before they become problems. * Asset Management: Keep track of your net worth accumulation over time. * Sync Data via AirDrop: Transfer your financial data to another device and continue managing your finances seamlessly without having to re-enter your data. Take control of your financial destiny today with TOMI. Simple to start, powerful to keep. Privacy Policy: https://sun-kyu-xuan.notion.site/TOMI-s-Privacy-Policy-2cf55b374432806dbc31d8510f5d51a0?source=copy_link Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Expense Tracker & Budget Note
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【Smart Accounting, Easy Finance】 A powerful personal finance management app that helps you easily record every income and expense, manage various assets, and understand your financial situation through detailed data analysis. Core Features Accounting Management • Quickly record income and expenses • Custom category management • View transactions by date • Link asset accounts with automatic balance updates • Swipe to delete, easy operation Asset Management • Support multiple asset types: cash, bank cards, digital wallets • Manage credit cards, savings cards, and more • Track stocks, funds, cryptocurrencies, and other virtual accounts • Record mortgages, car loans, and other liabilities • Automatically calculate net worth and total assets Statistics & Analysis • View income/expense statistics by month/year • Category percentage analysis to understand spending habits • Income/expense rankings • Daily/monthly averages • Monthly balance trends Personalization • Multiple theme colors • Dark mode support • 12 language support • Password protection for privacy • Honeypot mode to hide real data Data Security • Local data storage, secure and reliable • Backup and restore support • Password protection • Honeypot mode for privacy Multi-language Support Supports 12 languages: Simplified Chinese, Traditional Chinese, English, Japanese, Korean, German, French, Spanish, Italian, Portuguese, Russian, and Thai. Start using it now and make financial management simple and efficient! Privacy Policy: https://icnvrac9ij4m.feishu.cn/wiki/VvlXwndbziHVyXkpjFFcAHtAnCg?from=from_copylink User Agreement: https://icnvrac9ij4m.feishu.cn/wiki/H7LewdiPqitkU5kkoa0c79DZnwh?from=from_copylink
Screenshots
Verdict
The clearest difference is update cadence: TOMI at every 6 days against Expense Tracker & Budget Note's every 2 weeks. TOMI also leads on iOS requirement (15.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TOMI sells 2 in-app purchases, starting at $3.99 per month and Expense Tracker & Budget Note sells 2 in-app purchases, starting at $8.99 per year. Whichever you choose, the download price is not the number that matters.
TOMI ships an update every 6 days, Expense Tracker & Budget Note every 2 weeks. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.
| Parameter | TOMI | Expense Tracker & Budget Note |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 47 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Xuan Nguyen | 绅 董 |
In-app purchases
TOMI
- Getting to Know14 Days trial$3.991 Month
- Soulmate1 Month trial$19.991 Year
Expense Tracker & Budget Note
- annual$8.991 Year
- lifetime$17.99
Questions
Is TOMI free?
Is Expense Tracker & Budget Note free?
Do TOMI or Expense Tracker & Budget Note have ads?
Which is updated more often, TOMI or Expense Tracker & Budget Note?
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