Comparison

TOMI vs Expense Tracker & Budget Note

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TOMI

Features
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Stop wondering where your money goes. Start telling it where to grow. TOMI is not just another expense tracker; it is your personal financial navigator. While other apps record your history, TOMI builds a future-proof roadmap based on your real-time spending habits, helping you achieve financial freedom faster. WHY TOMI? * Personalized Financial Roadmap: Unlike generic budget apps, TOMI analyzes your actual situation to create a dynamic financial path. We update your progress daily to keep you on track. * Plan Your Money with Confidence: Set plans for your expenses, savings, and investments. Compare your actual transactions with your plans to see how you're doing and make adjustments when needed. * Private & Secure: Your financial data belongs to you, and only you. TOMI stores all sensitive data locally on your device. No server uploads, no third-party access. Easily share and sync your data across Apple devices using AirDrop. KEY FEATURES: * Fast Expense Tracking: Log income and expenses in seconds. * Smart Planning: Plan your spending, savings, and investments, then track your progress against your actual transactions. * Insightful Reports: Visualize cash flow and total asset growth with intuitive charts. * Trend Analysis: Spot spending leaks before they become problems. * Asset Management: Keep track of your net worth accumulation over time. * Sync Data via AirDrop: Transfer your financial data to another device and continue managing your finances seamlessly without having to re-enter your data. Take control of your financial destiny today with TOMI. Simple to start, powerful to keep. Privacy Policy: https://sun-kyu-xuan.notion.site/TOMI-s-Privacy-Policy-2cf55b374432806dbc31d8510f5d51a0?source=copy_link Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker & Budget Note

Features
Read full description

【Smart Accounting, Easy Finance】 A powerful personal finance management app that helps you easily record every income and expense, manage various assets, and understand your financial situation through detailed data analysis. Core Features Accounting Management • Quickly record income and expenses • Custom category management • View transactions by date • Link asset accounts with automatic balance updates • Swipe to delete, easy operation Asset Management • Support multiple asset types: cash, bank cards, digital wallets • Manage credit cards, savings cards, and more • Track stocks, funds, cryptocurrencies, and other virtual accounts • Record mortgages, car loans, and other liabilities • Automatically calculate net worth and total assets Statistics & Analysis • View income/expense statistics by month/year • Category percentage analysis to understand spending habits • Income/expense rankings • Daily/monthly averages • Monthly balance trends Personalization • Multiple theme colors • Dark mode support • 12 language support • Password protection for privacy • Honeypot mode to hide real data Data Security • Local data storage, secure and reliable • Backup and restore support • Password protection • Honeypot mode for privacy Multi-language Support Supports 12 languages: Simplified Chinese, Traditional Chinese, English, Japanese, Korean, German, French, Spanish, Italian, Portuguese, Russian, and Thai. Start using it now and make financial management simple and efficient! Privacy Policy: https://icnvrac9ij4m.feishu.cn/wiki/VvlXwndbziHVyXkpjFFcAHtAnCg?from=from_copylink User Agreement: https://icnvrac9ij4m.feishu.cn/wiki/H7LewdiPqitkU5kkoa0c79DZnwh?from=from_copylink

Screenshots

TOMI4 screens
Expense Tracker & Budget Note4 screens

Verdict

The call

The clearest difference is update cadence: TOMI at every 6 days against Expense Tracker & Budget Note's every 2 weeks. TOMI also leads on iOS requirement (15.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TOMI sells 2 in-app purchases, starting at $3.99 per month and Expense Tracker & Budget Note sells 2 in-app purchases, starting at $8.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

TOMI ships an update every 6 days, Expense Tracker & Budget Note every 2 weeks. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 4 level
TOMI versus Expense Tracker & Budget Note: the parameters behind the verdict, then further details
ParameterTOMIExpense Tracker & Budget Note
PriceFreeFree
Update frequencyEvery 6 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.5
Further details — not scored
Size47 MB26 MB
Age rating4+4+
DeveloperXuan Nguyen绅 董

In-app purchases

2 purchases

TOMI

Subscriptions2
  • Getting to Know14 Days trial$3.991 Month
  • Soulmate1 Month trial$19.991 Year
2 purchases

Expense Tracker & Budget Note

Subscriptions1
  • annual$8.991 Year
One-time1
  • lifetime$17.99

Questions

Is TOMI free?
TOMI is free to download, with in-app purchases available.
Is Expense Tracker & Budget Note free?
Expense Tracker & Budget Note is free to download, with in-app purchases available.
Do TOMI or Expense Tracker & Budget Note have ads?
Neither TOMI nor Expense Tracker & Budget Note shows ads.
Which is updated more often, TOMI or Expense Tracker & Budget Note?
TOMI ships an update every 6 days, and Expense Tracker & Budget Note every 2 weeks. Most recently, TOMI was updated on October 30, 2026 and Expense Tracker & Budget Note on October 25, 2026.

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