Flowxi vs Togethrust

Flowxi is the app that lets you manage your money simply, quickly, and from anywhere in the world. Send, receive, and convert funds in seconds, open an account in EUR, USD, and USDC, and enjoy a smooth experience designed for real-life needs. Open your account in minutes and start receiving payments right away. Your virtual card is available as soon as you sign up, ready for online or in-store payments, fully compatible with Apple Pay. Flowxi makes everyday and international payments effortless. Send money instantly to your contacts, convert currencies with ease, and benefit from global access without banking delays. Buy and sell USDC securely between users through a supervised exchange system that protects every transaction. Flowxi acts as an intermediary to guarantee safe, transparent, and accessible transfers for everyone. Your money stays fully under your control: instant notifications, clear history, real-time spending tracking, automatic categorisation, and complete management directly in the app. Your security is a priority. Flowxi includes identity verification, biometrics, fraud protection, and the ability to freeze your card at any moment. And whenever you need help, responsive support is available directly in the app to guide you and assist you at every step. Designed for travellers, freelancers, students, expatriates, and anyone who wants a simple, modern, and international solution, Flowxi goes with you everywhere—without complexity. Join Flowxi and enjoy money that moves as fast as you do.

Togethrust brings the tontine, the trusted way to save together, to your phone. Create or join a tontine, top up your wallet, contribute every cycle and receive the pot on your turn. FEATURES • Create a tontine in a few steps: amount, frequency, number of spots and maximum coefficient per member. • Join a tontine with an invitation code and sign your contract online. • Hold several spots to receive the tontine several times, and choose a coefficient for each: contribute more to receive more. • Top up your wallet by card or SEPA direct debit. Your saved cards and mandates are offered to you. • Contribute from your wallet, by hand or automatically. • Receive your distributions according to your turn in the cycle. • Follow your balance, your contributions and each tontine's history in real time, exportable as a PDF. • Conviviality: exclusive perks at our partner restaurants. • Built-in identity verification, simple and secure. • Notifications so you never miss a due date. SECURITY & COMPLIANCE Togethrust is a crowdfunding intermediary registered with ORIAS (no. 24006639). Your payments are processed by a licensed provider and your personal data is protected under the GDPR. Usage statistics are collected only with your consent. Join Togethrust and save together, with confidence.