Comparison

Spendlyst vs mibu

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spendlyst

Features
Read full description

Take control of your finances with Spendlyst, the intelligent expense tracker that makes managing your money effortless and insightful. KEY FEATURES: * AI-Powered Categorization Automatically categorize your expenses using advanced AI technology. Just add a transaction or scan a receipt, and Spendlyst intelligently suggests the right category, saving you time and ensuring consistency. * Receipt Scanning Scan receipts with your camera using on-device OCR technology. All processing happens on your deviceβ€”your receipt images never leave your phone, ensuring maximum privacy and security. Extract amounts, dates, and merchant information instantly. * Insightful Analytics Get detailed insights into your spending patterns with beautiful charts and visualizations. Understand where your money goes, identify trends, and make smarter financial decisions. Track spending by category, view monthly comparisons, and discover your top spending areas. * Budget Management Set budgets for different categories and track your progress in real-time. Get notified when you're approaching limits, helping you stay on track with your financial goals. * Privacy First All your financial data is stored locally on your device using SwiftData. We don't sync your data to the cloud, and you don't need an account to get started. Your financial information stays private and secureβ€”exactly where it should be. * Fast & Simple Add transactions in seconds with our clean, intuitive interface. Designed for quick expense tracking on the go, Spendlyst makes it easy to stay on top of your finances without the hassle. * Smart Insights Receive personalized insights about your spending habits. Get alerts for unusual spending, budget warnings, and savings opportunities. Our AI analyzes your patterns to help you make better financial decisions. * Categories & Tags Organize your expenses with customizable categories and tags. Create your own categories or use our smart defaults. Track everything from groceries to subscriptions with ease. * Export Your Data Export all your transactions as CSV files (Pro feature) for use in spreadsheets or other financial tools. Take your data with you whenever you need it. WHY SPENDLYST? β€’ No Account Required: Start tracking immediately without signing up β€’ On-Device Processing: Receipt scanning happens entirely on your device β€’ Local Storage: Your data never leaves your device β€’ AI-Powered: Smart categorization saves time and ensures accuracy β€’ Beautiful Design: Clean, modern interface that's a joy to use β€’ Privacy Focused: Your financial data stays private and secure PERFECT FOR: β€’ Personal expense tracking β€’ Budget management β€’ Receipt organization β€’ Spending analysis β€’ Financial goal tracking UPGRADE TO PRO: Unlock unlimited receipt scans, advanced analytics, CSV export, PDF reports, custom categories, unlimited budgets, and priority support. Download Spendlyst today and take control of your finances. Start tracking smarter, not harder. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

mibu

Read full description

Mibu is a personal finance app for tracking your money manually, without connecting your bank account. One-time Premium purchase, no subscriptions. With Mibu you can: - Log your income and expenses - Analyze them by category - Create overall or per-category budgets - Set up recurring income and expenses - Create custom categories that match how you organize your money - Set savings goals and track your progress - Record your assets and debts to see your net worth - See a yearly summary of your activity

Screenshots

Spendlyst4 screens
mibu4 screens

Verdict

The call

The clearest difference is in-app purchases: mibu at none against Spendlyst's 3. mibu also leads on iOS requirement (15.1 vs 18.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spendlyst sells 3 in-app purchases, starting at $1.99 per month. mibu asks for nothing beyond the download.

UpkeepUpdate frequency

Spendlyst ships an update every 3 weeks, mibu every 10 days. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

Scorecard2 real differences Β· 4 level
Spendlyst versus mibu: the parameters behind the verdict, then further details
ParameterSpendlystmibu
PriceFreeFree
Update frequencyEvery 3 weeksEvery 10 days β€” better
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.1 β€” better
Further details β€” not scored
Size16 MB51 MB
Age rating4+4+
DeveloperCagri GiderMarina Nieblas Gallardo

In-app purchases

3 purchases

Spendlyst

Subscriptions2
  • Monthly Subscription7 Days trial$1.991 Month
  • Annual Subscription7 Days trial$14.991 Year
One-time1
  • Lifetime Access$19.99
None

mibu

No in-app purchases

Questions

Is Spendlyst free?
Spendlyst is free to download, with in-app purchases available.
Is mibu free?
mibu is free to download, with no in-app purchases.
Do Spendlyst or mibu have ads?
Neither Spendlyst nor mibu shows ads.
Which is updated more often, Spendlyst or mibu?
Spendlyst ships an update every 3 weeks, and mibu every 10 days. Most recently, Spendlyst was updated on October 9, 2026 and mibu on October 24, 2026.

Other comparisons