Pockito vs Expensa

Pockito is an expense tracker and daily budget planner that fills itself in. No bank login. Your data is never sold. KEY FEATURES • Safe to spend: one daily number after bills and savings • Apple Pay and bank texts that log themselves • Voice entry: say "45 at Trader Joe's" and fix any part in place • Receipt scanner that reads every line into items with categories • Budget alerts and bill reminders before the money is gone • Bills, subscriptions and expected income in one Repeating tab • Wallet: cash, bank accounts and cards, each with its own balance • An AI assistant that sets limits, adds bills and answers questions • Recaps for any week, month or dates, free for everyone • Incognito Mode: no account, and your records stay on this device LOGS ITSELF • Apple Pay: tap at the register and the expense shows up a moment later. • Bank texts: when your bank texts you about a purchase, Pockito reads the message and files the expense. Formats for 54 banks and wallets in 14 countries are built in, Chase and Bank of America among them, and its AI reads messages from other banks. • Voice: tap the mic and say "Spent 80 on groceries". • Receipts: hold the camera over one and every line becomes an item. Screenshots, PDFs and pasted text work too, and you can attach a receipt to an entry you already have. • By hand: typing an entry yourself is free, with no monthly cap. Apple Pay and bank texts each run on a Shortcuts automation you set up once. IT LEARNS, AND IT ASKS • Fix a category once and Pockito remembers it. • Tell it which account a card belongs to, and that card's next texts go there. • Unclear messages wait in "To review" until you decide. • With Pro, rules file your bank messages for you. ASK POCKITO Type or say what you want: • "Keep dining under $200 this month" sets the limit. • "Add Netflix, $15.99 a month" adds the bill and reminds you before it renews. • "How much went to Uber last week?" gets a straight answer. • "Am I on track for my $2,000 savings goal?" checks your progress. It asks before it deletes anything, and it answers in your language. AHEAD OF YOUR BILLS • Budget alerts as you near a limit: "You're at 90% of your Food & Dining budget." • Bill reminders: "Netflix is due tomorrow." • The Repeating tab flags a free trial about to end and a subscription with no recorded spending for 60 days. • Add a warranty to a purchase and Pockito reminds you 30, 7 and 1 day before it ends. • Insights warns you early: "On pace to finish $90 over budget", unusual spending, a price that went up. Free shows the top alert, Pro shows them all. SEE WHERE IT WENT • Give any category a limit in Insights and see what's left. • Pick a week, a month or your own dates for a recap. YOUR ACCOUNTS AND NET WORTH • Wallet keeps cash, bank accounts, cards and savings, each with its own balance. • Credit cards show their limit and due date. • Add gold too. Net worth comes with Pro. YOUR DATA • Sign in to sync your devices, or use Incognito Mode with no account. • Lock the app with Face ID. • With Pro, import bank statements (CSV, Excel, PDF, OFX), export to CSV, Excel or PDF, and back up to iCloud. ALSO IN POCKITO • 23 Home Screen and Lock Screen widgets (Pro) • Shortcuts in all 24 of the app's languages, and Siri in each one Siri speaks • Full right-to-left Arabic FREE AND PRO Free: every manual entry, your full history, recaps, budget alerts and bill reminders, plus a first taste of automatic tracking, voice, scanning and AI chat. Pro: no limits on those, more accounts, categories and bills, net worth, widgets, every Insights alert, import, export and backup, and rules for bank messages. Support: support@pockitoai.app Privacy: https://pockitoai.app/privacy Terms: https://pockitoai.app/terms

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html