shopwithvest vs Payday Timer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
shopwithvest
This app helps you manage your shopping habits and budget by organizing your wishlists, tracking purchases, and providing insights into your spending patterns. It encourages mindful shopping to prevent impulse buys and offers a personalized view of your favorite brands.
- Add items via URL, screenshot, or photo
- Organize wishlists with custom categories
- Track purchases and view monthly receipts
- Analyze shopping behavior score
- Save and get insights on favorite brands
- Prevent impulse buys
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Who said budgeting couldn't have a little personality! HOW IT WORKS Add Products - add items to your VEST (wishlist) by pasting a URL, uploading screenshots, taking a picture, or describing the type of item you'd like. The app automatically pulls in the product name, price, and image. Organize Your Wishlist - Create custom categories to sort your items. You can filter, reorder, and prioritize what matters most to you. Track Purchases - When you buy something, mark it as purchased. It moves to a separate "Purchased Items" section with a timestamp, so you have a record of when you bought it. Monthly Receipt - View your purchases organized by month. If you return something, tap it to cross it out — the totals adjust automatically. Shopping Behavior Score - The app tracks patterns like how many items you add vs. remove vs. actually buy, giving you insight into your shopping habits over time. Use this to determine if the time is right to buy something! Save brands - Keep track of your favorite brands, or the cool ones you come across and don't want to forget! On the Vest data page, personalized insights will give you a story about what your loved brands say about you (it's fun)! WHY SHOP WITH VEST Stop Impulse buys - VEST encourages you to pause before you buy. By saving items to your wishlist first, you give yourself time to decide if you really want or need something. See how much you spend on things overtime - The Shopping Behavior Score and data visualizations show you how you shop over time — what you keep, what you remove, and what you actually purchase. This awareness helps you make better decisions. Vest's goal is to help shoppers buy the things they love, while also staying on top of your budget! (I needed this personally!) Become aware of just how much you spend on things, & shopwithvest - it's mindblowing & very eyeopening! #shopwithvest
Payday Timer
Easily track your upcoming paychecks with a clear countdown to your next payday. Monitor earnings from multiple jobs, mark payments as received, and view detailed income history and statistics. All your paycheck information in one straightforward, ad-free app.
- Paycheck countdown with amount and date
- Track multiple income sources
- Mark paychecks as paid
- View paycheck history
- Earnings statistics and projections
- Income graphs by source and time
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Payday Timer is the simplest way to count down to your next paycheck. Track every job, mark paychecks as paid, see your earnings grow, and know exactly when payday hits — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the paycheck countdown you want. PAYCHECK COUNTDOWN Your next payday sits front and center with a clean day count, the paycheck amount, and the exact date you'll be paid. Add a second job, a side hustle, or any recurring income source and every paycheck shows up on the same screen in order of whoever's paid next. Weekly, biweekly, semi-monthly, or monthly — Payday Timer handles every pay schedule. PAID EARLY, ON TIME, OR LATE Every paycheck gets tagged based on when it actually hit versus when it was scheduled. See at a glance which jobs pay early, which pay on time, and which pay late. No other paycheck tracker gives you this level of insight into your income patterns. MARK AS PAID When a paycheck comes in, tap Mark as Paid and Payday Timer logs the date and rolls forward to your next one. Tap by mistake? One-tap undo. PAYCHECK HISTORY Every paycheck you mark as paid is saved to the History tab with the date, amount, source, and on-time status. Look back at any time to see what you've been paid, when, and from which job. EARNINGS STATS The Stats tab gives you a full picture of your income: year-to-date earnings, this month's total, paid-in-month tracking, projected yearly earnings based on your pay schedule, paycheck progress for the year, and a preview of your next three paydays. Every number you need to understand your income, in one scroll. INCOME GRAPHS The Graphs tab visualizes your earnings three ways: cumulative earnings with actual versus projected trajectory, monthly income by month, and income by source so you can see how each job contributes to your total. Watch your yearly earnings add up in real time. THE TOOLKIT Payday Timer works great on its own — and even better alongside our full suite of finance tools. Jump into Rent Due Timer to stay ahead of rent, BridgeBudget to manage your monthly finances, Split My Paycheck to divide your income into clear categories, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're counting down to your first paycheck, tracking hourly wages across multiple jobs, or watching your salary add up through the year, Payday Timer gives you the clearest view of when you're getting paid and how much. Download Payday Timer today and start counting down to your next paycheck.
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Verdict
The clearest difference is price: Payday Timer at Free against shopwithvest's $2.99. Payday Timer also leads on ratings volume (3 vs 1). shopwithvest's advantage is update cadence (every 4 weeks vs every 3 months) and device support (3 vs 1). On rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Payday Timer is free to download; shopwithvest costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for shopwithvest against 5.0 for Payday Timer. Both are backed by a comparable volume of ratings — 1 and 3 respectively.
shopwithvest ships an update every 4 weeks, Payday Timer every 3 months. The most recent releases landed on October 23, 2026 and October 16, 2026 respectively.
| Parameter | shopwithvest | Payday Timer |
|---|---|---|
| Price | $2.99 | Free — better |
| Rating | 5.0 (1 ratings) | 5.0 (3 ratings) |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 4 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.5 — better | 17.0 |
| Further details — not scored | ||
| Size | 7 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Vest Tech, inc. | Jonathan Burks |
Customer experience
shopwithvest
Payday Timer
In-app purchases
shopwithvest
No in-app purchases
Payday Timer
No in-app purchases
Questions
Is shopwithvest free?
Is Payday Timer free?
Which has better reviews, shopwithvest or Payday Timer?
Do shopwithvest or Payday Timer have ads?
Which is updated more often, shopwithvest or Payday Timer?
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