Roundz vs Hesba

Roundz is a UAE-built digital saving circles app for people who want to save together in a clear, organised and transparent way. It brings structure and accountability to traditional group savings (jam3iya) by keeping every contribution, payout and date in one simple app. HOW IT WORKS * Create or join a digital saving circle with a fixed contribution amount and schedule. * Each member receives the pooled amount in a specific turn during the cycle. * Members keep paying their share every period until the circle ends. * All members, roles, dates and amounts are visible in the app for everyone in the circle. VALUE FOR USERS * Simple overview: see all your active circles and upcoming payments in one place. * Clear timeline: know exactly when you will pay and when you are expected to receive your payout. * Helpful reminders: get notified before each due date so you do not miss a payment. * Local experience: designed around how saving circles work in our region, with Arabic and English support. * Better discipline: Roundz helps users build consistent saving habits with their friends, family or colleagues. VALUE FOR PARTNERS & ECOSYSTEM * More visibility on group saving activity compared to informal offline arrangements. * Digital journeys that can complement existing banking and payment products. * A structured way for communities to manage their savings circles with clearer rules and expectations. EARLY ACCESS During the early launch phase, places in circles may be limited. Early users can receive priority access to new circles and may receive discounts on administration fees in selected circles. IMPORTANT NOTICE Roundz is a technology platform that helps users organise and manage saving circles. It is not a bank, lender or investment advisor and does not provide interest-based products. Roundz does not itself hold customer funds; money movement related to circles is handled by trusted third-party payment services. Use of the app is subject to the terms, conditions and policies shown inside Roundz.

Hesba is a smart and simple finance calculator designed to help users estimate personal finance and mortgage options quickly and clearly. The app provides instant results for finance amount, monthly installment, DBR, down payment, and administrative fees based on the values entered by the user. The app allows users to choose employment status such as employed or retired, adjust DBR within allowed limits, and review structured finance results in a clear and easy-to-use interface. Hesba also includes a rate conversion tool to convert between APR and flat rate, along with a contact form for inquiries and support. Features: Personal finance calculator Mortgage calculator Monthly installment and fees calculation DBR calculation based on user status APR and flat rate conversion Simple Arabic-first interface