Roundz vs Dufaat

Roundz is a UAE-built digital saving circles app for people who want to save together in a clear, organised and transparent way. It brings structure and accountability to traditional group savings (jam3iya) by keeping every contribution, payout and date in one simple app. HOW IT WORKS * Create or join a digital saving circle with a fixed contribution amount and schedule. * Each member receives the pooled amount in a specific turn during the cycle. * Members keep paying their share every period until the circle ends. * All members, roles, dates and amounts are visible in the app for everyone in the circle. VALUE FOR USERS * Simple overview: see all your active circles and upcoming payments in one place. * Clear timeline: know exactly when you will pay and when you are expected to receive your payout. * Helpful reminders: get notified before each due date so you do not miss a payment. * Local experience: designed around how saving circles work in our region, with Arabic and English support. * Better discipline: Roundz helps users build consistent saving habits with their friends, family or colleagues. VALUE FOR PARTNERS & ECOSYSTEM * More visibility on group saving activity compared to informal offline arrangements. * Digital journeys that can complement existing banking and payment products. * A structured way for communities to manage their savings circles with clearer rules and expectations. EARLY ACCESS During the early launch phase, places in circles may be limited. Early users can receive priority access to new circles and may receive discounts on administration fees in selected circles. IMPORTANT NOTICE Roundz is a technology platform that helps users organise and manage saving circles. It is not a bank, lender or investment advisor and does not provide interest-based products. Roundz does not itself hold customer funds; money movement related to circles is handled by trusted third-party payment services. Use of the app is subject to the terms, conditions and policies shown inside Roundz.

Dufaat keeps your installment plans and short-term payments clear, private, and easy to follow. No account is required. Your plans, payments, notes, and attachments stay on your device, and Dufaat does not connect to banks or move money. Create a plan for a car installment, financing, a savings group, or any recurring amount. Enter the total and monthly amount—or the number of months—and Dufaat builds the schedule automatically. Mark payments as settled in order, defer a payment when needed, and always see what remains. For shorter obligations, Pay Soon keeps advances and one-off amounts separate from long-term plans, with a monthly view of what is paid, due, or overdue. Core features: • Automatic installment schedules with exact totals • SAR and AED quick choices, plus a full currency list • Pay Soon for short-term amounts • Ordered settlement and payment deferral • Local reminders with one clear global time • Receipt photos, PDFs, and notes beside each payment • A clean PDF statement that follows your device calendar • File backup and restore under your control • A home-screen widget for the next payment • Instant Arabic and English switching with full RTL support • Optional App Lock using Face ID, Touch ID, or the device passcode Dufaat Plus — one-time purchase: • PDF Studio with four professional templates, optional identity, logo, color, footer, attachments, and Gregorian, Umm al-Qura Hijri, or dual dates • Financial Outlook showing unpaid amounts within 30, 60, and 90 days, separated by currency • Smart Reminders for the due day and an optional next-day follow-up when an amount remains unpaid There is no subscription. The core tracker, backup, and standard PDF statement remain available without Dufaat Plus. Privacy first: Dufaat has no account system, analytics, tracking, advertising, or developer backend. Core records remain on your device. Store purchases are handled securely by Apple. A quiet personal record for your installments—not a banking service.