Dufaat vs Jam3eety

Dufaat keeps your installment plans and short-term payments clear, private, and easy to follow. No account is required. Your plans, payments, notes, and attachments stay on your device, and Dufaat does not connect to banks or move money. Create a plan for a car installment, financing, a savings group, or any recurring amount. Enter the total and monthly amount—or the number of months—and Dufaat builds the schedule automatically. Mark payments as settled in order, defer a payment when needed, and always see what remains. For shorter obligations, Pay Soon keeps advances and one-off amounts separate from long-term plans, with a monthly view of what is paid, due, or overdue. Core features: • Automatic installment schedules with exact totals • SAR and AED quick choices, plus a full currency list • Pay Soon for short-term amounts • Ordered settlement and payment deferral • Local reminders with one clear global time • Receipt photos, PDFs, and notes beside each payment • A clean PDF statement that follows your device calendar • File backup and restore under your control • A home-screen widget for the next payment • Instant Arabic and English switching with full RTL support • Optional App Lock using Face ID, Touch ID, or the device passcode Dufaat Plus — one-time purchase: • PDF Studio with four professional templates, optional identity, logo, color, footer, attachments, and Gregorian, Umm al-Qura Hijri, or dual dates • Financial Outlook showing unpaid amounts within 30, 60, and 90 days, separated by currency • Smart Reminders for the due day and an optional next-day follow-up when an amount remains unpaid There is no subscription. The core tracker, backup, and standard PDF statement remain available without Dufaat Plus. Privacy first: Dufaat has no account system, analytics, tracking, advertising, or developer backend. Core records remain on your device. Store purchases are handled securely by Apple. A quiet personal record for your installments—not a banking service.

Jam3eety runs your savings circle (jam'iya, gameya, tanda, susu, committee) from the first draw to the last turn. No notebooks, no lost messages. A spin-wheel draw everyone can check Before the spin you get a "draw fingerprint" to send to the group. Then a member picks a number that goes into the draw, so nobody, not even the organizer, can know the order in advance. Afterwards you share the result with its "draw code", and any member with Jam3eety can check that it matches the fingerprint. Everything about your circle in one place • Several circles: monthly, every two weeks or weekly • Members from Contacts, with half, one-and-a-half and double shares • A payment checklist for every turn: paid, partial, late • Record when the pot is handed over • Swap turns between members • Add a circle that is already running, with its past turns • Postpone a turn for Ramadan or travel, and fix turns before the draw • Circle rules as a PDF, Hijri dates, a change log and a trash Share on WhatsApp A clean image with this month's turn, how many have paid and the turn schedule, a PDF of the full schedule, a personal WhatsApp reminder for each member, and a monthly message for the group. Your turn is close! A ring of coins counts down to your turn. Reminders before each payment and on payout day (when notifications are allowed). Home Screen widget. Stay on track, earn rewards On-time streaks, gold badges and two extra app icons: one for your first draw, one for 3 on-time payments in a row. Private by design • Completely free, no ads, no account • Your circles, numbers and amounts stay on your phone • Face ID lock, and backup to iCloud Drive or Files • Jam3eety never sends or receives money and never asks for bank details. It organizes and tracks. Supports the Kuwaiti dinar with 3 decimals, every Gulf currency, most Arab currencies (Egyptian pound, Jordanian dinar, Moroccan dirham and more) and the US dollar, with Arabic or Western digits, in Arabic or English. Privacy: https://jam3eety.pages.dev/privacy Terms: https://jam3eety.pages.dev/terms