Roundz vs Cercora

Roundz is a UAE-built digital saving circles app for people who want to save together in a clear, organised and transparent way. It brings structure and accountability to traditional group savings (jam3iya) by keeping every contribution, payout and date in one simple app. HOW IT WORKS * Create or join a digital saving circle with a fixed contribution amount and schedule. * Each member receives the pooled amount in a specific turn during the cycle. * Members keep paying their share every period until the circle ends. * All members, roles, dates and amounts are visible in the app for everyone in the circle. VALUE FOR USERS * Simple overview: see all your active circles and upcoming payments in one place. * Clear timeline: know exactly when you will pay and when you are expected to receive your payout. * Helpful reminders: get notified before each due date so you do not miss a payment. * Local experience: designed around how saving circles work in our region, with Arabic and English support. * Better discipline: Roundz helps users build consistent saving habits with their friends, family or colleagues. VALUE FOR PARTNERS & ECOSYSTEM * More visibility on group saving activity compared to informal offline arrangements. * Digital journeys that can complement existing banking and payment products. * A structured way for communities to manage their savings circles with clearer rules and expectations. EARLY ACCESS During the early launch phase, places in circles may be limited. Early users can receive priority access to new circles and may receive discounts on administration fees in selected circles. IMPORTANT NOTICE Roundz is a technology platform that helps users organise and manage saving circles. It is not a bank, lender or investment advisor and does not provide interest-based products. Roundz does not itself hold customer funds; money movement related to circles is handled by trusted third-party payment services. Use of the app is subject to the terms, conditions and policies shown inside Roundz.

Cercora – Digital Savings Circle & Tontine Manager Cercora is a modern app designed to help you create and manage digital savings circles, also known as tontines or rotating savings groups. The app makes it simple to organize group savings, track contributions, manage members, and follow payout cycles in a transparent and organized way. Traditional savings circles often rely on manual tracking, spreadsheets, or group chats, which can quickly become confusing. Cercora provides a digital solution that helps groups manage their savings circles clearly and efficiently. Organize Your Savings Circle Easily With Cercora, you can create and manage a rotating savings group in just a few steps. Define contribution amounts, invite members, and keep track of group activity directly from your phone. Whether you are organizing a tontine with friends, family, or community members, Cercora helps simplify the entire process. Key Features Create Savings Circles (Tontines) Start a digital savings circle and define contribution rules, cycle structure, and group members. Invite and Manage Members Send invitations and manage your tontine members directly in the app. Track Contributions Easily monitor member contributions and keep track of who has paid and when. Manage Savings Cycles Follow contribution cycles and stay informed about the progress of each savings round. Clear Dashboard Overview See your active savings circles, recent contributions, and important updates all in one place. Organized Group Savings Keep your savings circle transparent and well organized without manual tracking. Why Choose Cercora? Cercora helps groups simplify the management of tontines and rotating savings circles by providing a centralized and transparent platform. Instead of relying on messages or manual tracking, members can easily view group progress and stay updated on contributions. The app helps bring structure and clarity to group savings activities. Important Notice Cercora is designed to organize and track savings circles. The app does not hold, process, or transfer user funds. Financial transactions between members occur outside the application. Who Can Use Cercora? Cercora is ideal for: Family savings groups Community tontines Rotating savings clubs Friends organizing group savings Anyone managing a savings circle Start Your Savings Circle Today Create your first digital savings circle with Cercora and make managing group savings easier, more transparent, and more organized.