SplitRick vs Symphony
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SplitRick
Effortlessly track shared expenses with friends and groups. This app handles all the calculations, so you know exactly who owes what without manual tracking or awkward conversations. Perfect for roommates, trips, or any shared activity.
- Create custom groups for any occasion
- Add expenses with payer and participants
- Automatic balance updates
- Track spending by category
- Settle up directly within the app
- Receipt scanning (premium feature)
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Going out with friends is supposed to be fun. Splitting the bill afterwards isn't. SplitRick fixes that. Someone covered the Uber? Someone else grabbed dinner? The drinks went on a third card? By the time you're home, nobody really remembers who paid for what, and bringing it up tomorrow feels weird, so you don't. The next time someone covers a tab, drop it into your SplitRick group. Pick who paid, who's involved, and how it splits. SplitRick does the math in the background and updates everyone's balance the second you save so the number you see is the number you actually owe. Or are owed. No spreadsheet. No screenshots of receipts in the group chat. No "wait, was that with tip?" Groups can be anything: roommates, trips, weekly dinners, the bachelorette weekend, the carpool, the parents at your kid's summer camp. Add expenses as they happen, edit them when something's wrong, settle up I the app when you're square. Live balances mean nobody has to remember anything; they just have to glance. Each group keeps its own running summary. Where the money went, by category, when, and by person. We built SplitRick because we wanted something that fits the natural rhythm of going out with people you actually like. Tell the waiter one check, leave the math to us! Upgrade with SplitRick Divide to make the splitting even easier - no ads and a simple photo snap of a receipt to automatically divide items! Terms of Use (EULA): https://splitrick.click/terms
Symphony
This app offers high-yield savings accounts with up to 5% APY and rewards points on every dollar saved. It's fully automated, allowing users to grow their money effortlessly and redeem points for various perks. Designed for financial wellness, it provides a clear, real-time view of savings growth.
- Up to 5% APY on savings
- Earn reward points on every dollar saved
- Fully automated savings growth
- Redeem points for travel, experiences, gift cards
- No fees or minimums
- Instant withdrawals
- Real-time growth tracking
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Save money. Earn rewards. Travel more. Credit cards reward spending. Symphony rewards saving. Earn 5% APY in cash, points, or a mix of both that can be transferred to leading airline and hotel loyalty programs. Every dollar you save helps you grow your money and get closer to your next trip. Whether you’re building an emergency fund, saving for your next vacation, or simply making your money work harder, Symphony helps every dollar go further. Earn in cash, points, or both. Unlike traditional savings accounts, Symphony lets you choose how your rewards are paid. 100% cash interest 100% travel points Or any mix of both Change your rewards allocation anytime to match your goals. Turn savings into travel Your points can be transferred to participating airline and hotel loyalty programs, helping you book flights, hotel stays, upgrades, and unforgettable experiences. Instead of earning rewards by spending more, earn them simply by saving. Why people use Symphony Earn a fixed 5% APY on your savings Earn points on every dollar you save Transfer points to airline and hotel partners Choose cash, points, or both Fast deposits and withdrawals No fees or minimum balance requirements Built with security in mind. Your money is protected through multiple layers of institutional-grade security, independent custody partners, smart contract coverage, and additional reserve protections designed to help safeguard customer assets. Limited Time Offer: New Member Welcome Bonus New members can unlock +100,000 bonus points when they start saving. Download Symphony today and discover a better way to save. Terms and eligibility requirements apply. See symphony.io for more details.
Screenshots
Verdict
The clearest difference is in-app purchases: Symphony at none against SplitRick's 1. Symphony also leads on ratings volume (108 vs 9) and device support (3 vs 1). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitRick sells 1 in-app purchase, starting at $2.99 per month. Symphony asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for SplitRick against 4.9 for Symphony. That said, the two scores are not equally well evidenced: Symphony has 108 ratings behind it against 9, so its average is the more settled of the two. Written reviews are what separate them: 100% of SplitRick's written reviews are positive against 97% of Symphony's.
Both ship on a similar rhythm, roughly every 4 days. The most recent releases landed on October 1, 2026 and October 17, 2026 respectively.
| Parameter | SplitRick | Symphony |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (9 ratings) — better | 4.9 (108 ratings) |
| Positive reviews | 100.0% of reviews — better | 97.3% of reviews |
| Number of ratings | 9 | 108 — better |
| Update frequency | Every 4 days | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 76 MB | 131 MB |
| Age rating | 4+ | 17+ |
| Developer | Richard Kyte | Symphony Labs Inc. |
Customer experience
SplitRick
Symphony
In-app purchases
SplitRick
- SplitRick Divide$2.991 Month
Symphony
No in-app purchases









