Comparison

Expense Tracker & Planner vs WealthWise Budget

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Expense Tracker & Planner

Features
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Take control of your money without giving up control of your data. Expense Tracker & Planner is a powerful personal finance app designed to work 100% offline. Track expenses, income, budgets, accounts, savings goals, loans, EMIs and net worth β€” with your financial records stored locally on your device. No cloud connection is required to manage your everyday finances. EXPENSE & INCOME TRACKER Quickly record expenses and income and always know where your money is going. β€’ Track expenses and income β€’ Transfer money between accounts β€’ Add notes, merchants, tags and dates β€’ Attach receipts β€’ Search and filter transactions β€’ Create custom categories BUDGET PLANNER Create a monthly budget and stay aware of your spending. β€’ Set your monthly budget β€’ Monitor daily spending pace β€’ Get budget alerts β€’ Compare spending and income β€’ Review monthly savings ACCOUNTS & NET WORTH See your complete financial picture in one place. β€’ Track bank accounts, cash, wallets and credit cards β€’ Set opening balances β€’ View balances across accounts β€’ Monitor your total net worth β€’ Follow net worth trends over time SMART ANALYTICS Understand your finances with clear reports and visual insights. β€’ Spending by category β€’ Income vs spending β€’ Monthly financial summaries β€’ Spending trends β€’ Savings insights SAVINGS GOALS Create financial goals and track your progress toward them. Whether you're saving for a new laptop, vehicle, home, vacation or emergency fund, your progress stays easy to understand. LOANS & EMI TRACKER Keep track of your existing loans without connecting a bank account. β€’ Outstanding loan balance β€’ Monthly EMI β€’ Payments completed β€’ Upcoming payment dates β€’ Loan progress RECURRING TRANSACTIONS Organize recurring expenses and income such as: Salary, rent, EMIs, utility bills, subscriptions and other repeating transactions. EXPORT & BACKUP Your data stays under your control. β€’ Export transactions to CSV β€’ Create PDF reports β€’ Local backup and restore β€’ Move or archive your own financial records PRIVATE & OFFLINE Expense Tracker & Planner is built around local-first personal finance. - Works completely offline - Financial records stored on your device - No bank account connection required - No cloud required for everyday tracking Perfect for personal budgeting, household expenses, salary management, freelancers, cash flow tracking and anyone who prefers keeping financial records on their own device. Important: The Loans & EMI feature is only for tracking existing loans. Expense Tracker & Planner does not provide, broker, facilitate or recommend loans or other financial products.

About

WealthWise Budget

Features
Read full description

WealthWise – Personal Finance, Simplified WealthWise helps you take control of your finances with clear budgeting, spending tracking, and goal-settingβ€”all in one app. Track spending and income Log income and expenses with categories and notes. View everything in one place, search and filter by date or category, and see where your money goes. Stay on budget Set budgets by category and see how much you’ve spent vs. how much you planned. Use group budgets to manage shared spending with family or roommates. Reach your goals Create savings goals, add contributions, and watch your progress. Get a simple view of your finances with an overview of balances, budgets, and goals. Understand your habits Use insights to spot spending patterns and get recommendations. Optional recurring transactions and CSV export (WealthWise Pro) help you plan and review your finances. WealthWise supports multiple currencies and works with your existing bank data through manual entry. Your data is synced securely so you can use the app across devices. Download WealthWise and start building better money habits today.

Screenshots

Expense Tracker & Planner4 screens
WealthWise Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker & Planner at none against WealthWise Budget's 4. Expense Tracker & Planner also leads on update cadence (every 2 days vs every 10 days). WealthWise Budget's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. WealthWise Budget sells 4 in-app purchases, starting at $3.99 per month. Expense Tracker & Planner asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Tracker & Planner ships an update every 2 days, WealthWise Budget every 10 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard3 real differences Β· 3 level
Expense Tracker & Planner versus WealthWise Budget: the parameters behind the verdict, then further details
ParameterExpense Tracker & PlannerWealthWise Budget
PriceFreeFree
Update frequencyEvery 2 days β€” betterEvery 10 days
AdsYesNo β€” better
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 β€” better15.0
Further details β€” not scored
Size54 MB98 MB
Age rating4+4+
DeveloperRahul JalavadiyaHISHAM ALDAYEL

In-app purchases

None

Expense Tracker & Planner

No in-app purchases

4 purchases

WealthWise Budget

Subscriptions4
  • Premium Monthly Plan7 Days trial$3.991 Month
  • Premium+ Monthly Plan7 Days trial$7.991 Month
  • Premium Annually Plan7 Days trial$14.991 Year
Show 1 more
  • Premium+ Annual Plan7 Days trial$89.991 Year

Questions

Is Expense Tracker & Planner free?
Expense Tracker & Planner is free to download, with no in-app purchases.
Is WealthWise Budget free?
WealthWise Budget is free to download, with in-app purchases available.
Do Expense Tracker & Planner or WealthWise Budget have ads?
Expense Tracker & Planner shows ads; WealthWise Budget does not.
Which is updated more often, Expense Tracker & Planner or WealthWise Budget?
Expense Tracker & Planner ships an update every 2 days, and WealthWise Budget every 10 days. Most recently, Expense Tracker & Planner was updated on October 25, 2026 and WealthWise Budget on October 31, 2026.

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