Expense Tracker & Planner vs WealthWise Budget
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Expense Tracker & Planner
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Take control of your money without giving up control of your data. Expense Tracker & Planner is a powerful personal finance app designed to work 100% offline. Track expenses, income, budgets, accounts, savings goals, loans, EMIs and net worth β with your financial records stored locally on your device. No cloud connection is required to manage your everyday finances. EXPENSE & INCOME TRACKER Quickly record expenses and income and always know where your money is going. β’ Track expenses and income β’ Transfer money between accounts β’ Add notes, merchants, tags and dates β’ Attach receipts β’ Search and filter transactions β’ Create custom categories BUDGET PLANNER Create a monthly budget and stay aware of your spending. β’ Set your monthly budget β’ Monitor daily spending pace β’ Get budget alerts β’ Compare spending and income β’ Review monthly savings ACCOUNTS & NET WORTH See your complete financial picture in one place. β’ Track bank accounts, cash, wallets and credit cards β’ Set opening balances β’ View balances across accounts β’ Monitor your total net worth β’ Follow net worth trends over time SMART ANALYTICS Understand your finances with clear reports and visual insights. β’ Spending by category β’ Income vs spending β’ Monthly financial summaries β’ Spending trends β’ Savings insights SAVINGS GOALS Create financial goals and track your progress toward them. Whether you're saving for a new laptop, vehicle, home, vacation or emergency fund, your progress stays easy to understand. LOANS & EMI TRACKER Keep track of your existing loans without connecting a bank account. β’ Outstanding loan balance β’ Monthly EMI β’ Payments completed β’ Upcoming payment dates β’ Loan progress RECURRING TRANSACTIONS Organize recurring expenses and income such as: Salary, rent, EMIs, utility bills, subscriptions and other repeating transactions. EXPORT & BACKUP Your data stays under your control. β’ Export transactions to CSV β’ Create PDF reports β’ Local backup and restore β’ Move or archive your own financial records PRIVATE & OFFLINE Expense Tracker & Planner is built around local-first personal finance. - Works completely offline - Financial records stored on your device - No bank account connection required - No cloud required for everyday tracking Perfect for personal budgeting, household expenses, salary management, freelancers, cash flow tracking and anyone who prefers keeping financial records on their own device. Important: The Loans & EMI feature is only for tracking existing loans. Expense Tracker & Planner does not provide, broker, facilitate or recommend loans or other financial products.
WealthWise Budget
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WealthWise β Personal Finance, Simplified WealthWise helps you take control of your finances with clear budgeting, spending tracking, and goal-settingβall in one app. Track spending and income Log income and expenses with categories and notes. View everything in one place, search and filter by date or category, and see where your money goes. Stay on budget Set budgets by category and see how much youβve spent vs. how much you planned. Use group budgets to manage shared spending with family or roommates. Reach your goals Create savings goals, add contributions, and watch your progress. Get a simple view of your finances with an overview of balances, budgets, and goals. Understand your habits Use insights to spot spending patterns and get recommendations. Optional recurring transactions and CSV export (WealthWise Pro) help you plan and review your finances. WealthWise supports multiple currencies and works with your existing bank data through manual entry. Your data is synced securely so you can use the app across devices. Download WealthWise and start building better money habits today.
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Verdict
The clearest difference is in-app purchases: Expense Tracker & Planner at none against WealthWise Budget's 4. Expense Tracker & Planner also leads on update cadence (every 2 days vs every 10 days). WealthWise Budget's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. WealthWise Budget sells 4 in-app purchases, starting at $3.99 per month. Expense Tracker & Planner asks for nothing beyond the download.
Expense Tracker & Planner ships an update every 2 days, WealthWise Budget every 10 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.
| Parameter | Expense Tracker & Planner | WealthWise Budget |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days β better | Every 10 days |
| Ads | Yes | No β better |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 β better | 15.0 |
| Further details β not scored | ||
| Size | 54 MB | 98 MB |
| Age rating | 4+ | 4+ |
| Developer | Rahul Jalavadiya | HISHAM ALDAYEL |
In-app purchases
Expense Tracker & Planner
No in-app purchases
WealthWise Budget
- Premium Monthly Plan7 Days trial$3.991 Month
- Premium+ Monthly Plan7 Days trial$7.991 Month
- Premium Annually Plan7 Days trial$14.991 Year
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- Premium+ Annual Plan7 Days trial$89.991 Year
Questions
Is Expense Tracker & Planner free?
Is WealthWise Budget free?
Do Expense Tracker & Planner or WealthWise Budget have ads?
Which is updated more often, Expense Tracker & Planner or WealthWise Budget?
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