Comparison

WealthWise Budget vs Masareef

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

WealthWise Budget

Features
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WealthWise – Personal Finance, Simplified WealthWise helps you take control of your finances with clear budgeting, spending tracking, and goal-settingβ€”all in one app. Track spending and income Log income and expenses with categories and notes. View everything in one place, search and filter by date or category, and see where your money goes. Stay on budget Set budgets by category and see how much you’ve spent vs. how much you planned. Use group budgets to manage shared spending with family or roommates. Reach your goals Create savings goals, add contributions, and watch your progress. Get a simple view of your finances with an overview of balances, budgets, and goals. Understand your habits Use insights to spot spending patterns and get recommendations. Optional recurring transactions and CSV export (WealthWise Pro) help you plan and review your finances. WealthWise supports multiple currencies and works with your existing bank data through manual entry. Your data is synced securely so you can use the app across devices. Download WealthWise and start building better money habits today.

About

Masareef

Features
Read full description

Masareef is a fast, private expense tracker that does the boring part for you. Most money apps make you type in every purchase, and after a week you stop. Masareef turns your bank's SMS alerts into transactions. Set it up once and bank texts are caught even while the app is closed, then filed when you open it. It works offline once you're signed in, and your financial data never reaches an analytics service. AUTOMATIC SPENDING CAPTURE β€’ A guided one-time setup walks you through a Shortcuts automation β€’ A banner tells you when a bank text is caught β€’ On iOS 27 and later, a second automation can catch your bank app's alerts too β€’ Payments, transfers, top-ups, ATM cash and income, each to the right wallet or card β€’ Or share a bank message, or import a CSV, Excel or PDF statement β€’ Review first, or let confident ones post on their own, with undo WORKS WITH YOUR BANK Recognises payment alerts from 1202 banks, wallets and payment apps, including: β€’ Egypt β€” NBE, Banque Misr, CIB, QNB Alahli, Banque du Caire, AAIB, Bank of Alexandria, HSBC, ADIB, Al Baraka, aiBANK β€’ Egypt wallets β€” InstaPay, Vodafone Cash, Orange Cash, e& Cash, WE Pay, Fawry, Telda, ValU, Meeza, Contact β€’ Saudi Arabia β€” Al Rajhi, SNB, Riyad Bank, SAB, Alinma, Albilad, Bank Aljazira, stc pay, urpay β€’ Gulf & MENA β€” Emirates NBD, FAB, ADCB, Mashreq, Dubai Islamic Bank, NBK, QNB, Arab Bank Masareef is an independent app, not affiliated with or endorsed by any bank or wallet listed, and it never asks for your banking password. ADD IN SECONDS β€’ Type it in plain words, English or Arabic: "coffee 45, taxi 80" logs both β€’ Or hold the + and say it, in Arabic or English YOUR DAY β€’ An 8:30 brief: what you can spend today and the bills due, with your streak on Home β€’ Pin the seven tools you use most to Home β€’ Ask about your money, answered on your phone. Coach says what to do next (Pro) WIDGETS & SIRI β€’ Home and Lock Screen widgets for today's spending and safe-to-spend; budget, goal and quick-log widgets (Pro) β€’ Siri in English and Arabic, plus Control Center and Action button shortcuts WALLETS & NET WORTH β€’ Cash, bank and mobile wallets side by side, in any country and currency β€’ One total across every wallet, with a six-month trend β€’ Wallets in another currency, plus gold, silver, shares and funds in one net worth (Pro) BUDGETS & PLANNING β€’ Category budgets that warn you at 80% and over the limit β€’ A monthly target that says what's safe to spend today; your month can start on payday β€’ Savings goals, money owed, installments and gam'eyas, and zakat worked out for you β€’ Plan: a split for your income and where it leads in 5, 10 and 20 years (Pro) SUBSCRIPTIONS & INSIGHTS β€’ Subscriptions found in your history, with yearly cost and price rises flagged β€’ Recurring rent, salary and bills post on schedule β€’ Where it went: every category ranked, plus double charges and refunds β€’ Trends, merchants, unusual charges, cash flow and your money story (Pro) COMPARE PRICES β€’ Scan a barcode to see prices near you, each with its source and date PRIVATE & BACKED UP β€’ A free account (email, Google or Apple sign-in) unlocks the app and backs up your data for a new phone β€’ Data syncs only to your own account, and Face ID can lock the app β€’ No ads, no data selling, and no financial data in analytics, ever β€’ AI features (Pro) run only when you ask, and never see your whole ledger MASAREEF PRO Free includes 25 automatic captures a month and everything above not marked Pro. Pro adds unlimited capture, receipt photos and warranty reminders, trips, a shared ledger, sync on all your phones, Google Drive backup, CSV export, statements for any dates, and AI that reads the alerts Masareef couldn't. Pro is a monthly or yearly subscription that renews until cancelled in your App Store settings, or a one-time lifetime purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vette1123.github.io/masareef-privacy/

Screenshots

WealthWise Budget4 screens
Masareef4 screens

Verdict

The call

The clearest difference is update cadence: Masareef at every 2 days against WealthWise Budget's every 10 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. WealthWise Budget sells 4 in-app purchases, starting at $3.99 per month and Masareef sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

WealthWise Budget ships an update every 10 days, Masareef every 2 days. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Β· 5 level
WealthWise Budget versus Masareef: the parameters behind the verdict, then further details
ParameterWealthWise BudgetMasareef
PriceFreeFree
Update frequencyEvery 10 daysEvery 2 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.0 β€” better16.4
Further details β€” not scored
Size98 MB101 MB
Age rating4+4+
DeveloperHISHAM ALDAYELMohamed Gado

In-app purchases

4 purchases

WealthWise Budget

Subscriptions4
  • Premium Monthly Plan7 Days trial$3.991 Month
  • Premium+ Monthly Plan7 Days trial$7.991 Month
  • Premium Annually Plan7 Days trial$14.991 Year
Show 1 more
  • Premium+ Annual Plan7 Days trial$89.991 Year
3 purchases

Masareef

Subscriptions2
  • Pro Monthly: Expense Tracker$4.991 Month
  • Pro Yearly: Expense Tracker$29.991 Year
One-time1
  • Pro Lifetime: Expense Tracker$99.99

Questions

Is WealthWise Budget free?
WealthWise Budget is free to download, with in-app purchases available.
Is Masareef free?
Masareef is free to download, with in-app purchases available.
Do WealthWise Budget or Masareef have ads?
Neither WealthWise Budget nor Masareef shows ads.
Which is updated more often, WealthWise Budget or Masareef?
WealthWise Budget ships an update every 10 days, and Masareef every 2 days. Most recently, WealthWise Budget was updated on October 22, 2026 and Masareef on October 24, 2026.

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