Spendly vs Submap
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spendly
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Spendly is your all-in-one financial companion designed to help you save money, track expenses, and build wealth. With a focus on privacy and simplicity, all your financial data stays securely on your device.
Submap
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Submap is a calm, fast subscription tracker for people who already have too many subscriptions and want to stop guessing whatβs draining the card every month. Add subscriptions in three ways: β’ Voice - say βApple Music nine ninety-nine monthlyβ, and the AI fills in the form. β’ Screenshot - share a screenshot of your bank statement or App Store subscriptions list, and Submap parses the rows. β’ By hand - when you want full control. Once theyβre in: β’ See the next charge for every active subscription, with the days remaining counted out. β’ Know your real yearly spend, your monthly average, and which category eats the most. β’ Tap βHelp me cancelβ to land on the right billing page in one hop - Submap tracks the verified cancellation paths for the most common services. β’ Group subscriptions by card, so you see at a glance which card is carrying the most weight. Pro adds unlimited tracking, AI-powered adds (100 a month), deep analytics, and per-day push reminders before each charge β every feature is on by default for everyone, the Pro tier just lifts the limits. Privacy by design: β’ Your data sits in your own account, encrypted in transit and at rest. β’ Voice and screenshot inputs are processed for one shot only and not retained. β’ No advertising, no tracking SDKs, no data sold. Questions and feedback: support@submap.cloud Terms of Use (EULA): https://submap.cloud/terms/ Privacy Policy: https://submap.cloud/privacy/
Screenshots
Verdict
The clearest difference is in-app purchases: Spendly at none against Submap's 2. Spendly also leads on iOS requirement (13.0 vs 15.1). Submap's advantage is update cadence (every 2 days vs every 5 days). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Submap sells 2 in-app purchases, starting at $2.99 per month. Spendly asks for nothing beyond the download.
Spendly ships an update every 5 days, Submap every 2 days. The most recent releases landed on September 30, 2026 and September 27, 2026 respectively.
| Parameter | Spendly | Submap |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days | Every 2 days β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 13.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 28 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Univers Group Dooel | Dashchynski Dzianis |
In-app purchases
Spendly
No in-app purchases
Submap
- Pro Monthly$2.991 Month
- Pro Yearly$19.991 Year









