Comparison

Spendly vs Submap

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spendly

Features
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Spendly is your all-in-one financial companion designed to help you save money, track expenses, and build wealth. With a focus on privacy and simplicity, all your financial data stays securely on your device.

About

Submap

Features
Read full description

Submap is a calm, fast subscription tracker for people who already have too many subscriptions and want to stop guessing what’s draining the card every month. Add subscriptions in three ways: β€’ Voice - say β€œApple Music nine ninety-nine monthly”, and the AI fills in the form. β€’ Screenshot - share a screenshot of your bank statement or App Store subscriptions list, and Submap parses the rows. β€’ By hand - when you want full control. Once they’re in: β€’ See the next charge for every active subscription, with the days remaining counted out. β€’ Know your real yearly spend, your monthly average, and which category eats the most. β€’ Tap β€œHelp me cancel” to land on the right billing page in one hop - Submap tracks the verified cancellation paths for the most common services. β€’ Group subscriptions by card, so you see at a glance which card is carrying the most weight. Pro adds unlimited tracking, AI-powered adds (100 a month), deep analytics, and per-day push reminders before each charge β€” every feature is on by default for everyone, the Pro tier just lifts the limits. Privacy by design: β€’ Your data sits in your own account, encrypted in transit and at rest. β€’ Voice and screenshot inputs are processed for one shot only and not retained. β€’ No advertising, no tracking SDKs, no data sold. Questions and feedback: support@submap.cloud Terms of Use (EULA): https://submap.cloud/terms/ Privacy Policy: https://submap.cloud/privacy/

Screenshots

Spendly4 screens
Submap4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendly at none against Submap's 2. Spendly also leads on iOS requirement (13.0 vs 15.1). Submap's advantage is update cadence (every 2 days vs every 5 days). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Submap sells 2 in-app purchases, starting at $2.99 per month. Spendly asks for nothing beyond the download.

UpkeepUpdate frequency

Spendly ships an update every 5 days, Submap every 2 days. The most recent releases landed on September 30, 2026 and September 27, 2026 respectively.

Scorecard3 real differences Β· 3 level
Spendly versus Submap: the parameters behind the verdict, then further details
ParameterSpendlySubmap
PriceFreeFree
Update frequencyEvery 5 daysEvery 2 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size28 MB48 MB
Age rating4+4+
DeveloperUnivers Group DooelDashchynski Dzianis

In-app purchases

None

Spendly

No in-app purchases

2 purchases

Submap

Subscriptions2
  • Pro Monthly$2.991 Month
  • Pro Yearly$19.991 Year

Questions

Is Spendly free?
Spendly is free to download, with no in-app purchases.
Is Submap free?
Submap is free to download, with in-app purchases available.
Do Spendly or Submap have ads?
Neither Spendly nor Submap shows ads.
Which is updated more often, Spendly or Submap?
Spendly ships an update every 5 days, and Submap every 2 days. Most recently, Spendly was updated on September 30, 2026 and Submap on September 27, 2026.

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