Qalta AI vs Expense Flow Canada

Track money at the speed of speech. Qalta is a fast money tracker for people who hate typing. Say a purchase out loud, scan a receipt, or add it manually — in seconds, not minutes. WHY QALTA? • Voice logging — Say "Spent $15 on coffee," "Got paid $2,000," or "Netflix $10 every month." One sentence can hold several transactions. Qalta fills in the amount, category, account, and recurring schedule. • Receipt scanning — Snap a photo, or share a PDF from another app. Qalta reads a receipt, bill, or bank statement and saves it as one transaction or as separate line items. • Shared spaces — Keep a private ledger on this iPhone, or share one with a partner or family. A shared space syncs across your devices and with the people you invite. • Bring your history — Import a CSV from YNAB, Monarch, Copilot, Rocket Money, Spendee, Monefy, ZenMoney, CoinKeeper, and other apps. Past spending comes with you. • Multi-currency accounts — Create accounts in any currency. Live exchange rates help you see your total balance at a glance — ideal for travel and remote work. • Built for iPhone — Home Screen widget, Siri Shortcuts, Back Tap, Action Button, and Apple Pay let you log spending without opening the app. On the latest iOS, a bank notification can do it too. MORE YOU'LL USE EVERY DAY • Budgets — Set limits by category or account and track what's left. • Goals — Link a savings goal to an account and watch the balance close in. • Debts — Track what you owe and what you're owed, then settle when it's paid. • Insights — Spending trends, savings, subscription totals, and patterns that are easy to miss in a spreadsheet. • Analytics — Category breakdowns and a cash-flow view of where money comes from and where it goes. • Recurring transactions — Subscriptions, bills, and income, set manually or by voice. • Reminders — A nudge to log the day, and a heads-up the day before a payment. • Search & filters — Find any transaction in seconds. • CSV export — Your data, your spreadsheet. • Privacy first — A private space stays on your device. Optional iCloud backup. A shared space is uploaded only when you choose to share it. No ads. Start with the free plan. Upgrade to Qalta Pro for unlimited transactions, voice, and scans — and for shared spaces. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://qalta.app/privacy-policy

Stop dreading tax season. ExpenseFlow is the iOS expense tracker built for Canadian contractors, freelancers, and self-employed professionals. Upload your bank statement, and we handle the rest — auto-categorizing every transaction into CRA-approved expense categories and calculating your HST input tax credit on every line. UPLOAD YOUR BANK STATEMENT - Supports CSV and XLSX exports from any Canadian bank - Auto-detects your bank format — no manual setup - Handles credit card and chequing statements - Processes thousands of transactions in seconds AUTO-CATEGORIZED FOR CRA - Advertising & Marketing - Meals & Entertainment (50% rule applied) - Motor Vehicle Expenses - Office Expenses & Supplies - Interest & Bank Charges - Professional & Legal Fees - Telephone & Utilities - And all other T2125 categories TRACK YOUR HST - HST automatically calculated per transaction - See your total input tax credit at a glance - Supports 13% Ontario HST and all provincial rates - Net amount tracked separately from tax SEARCH, FILTER & REVIEW - Search transactions by merchant or description - Filter by category, amount range, or date - Manually override any auto-categorized transaction - Revert to original categorization anytime EXPORT CRA-READY REPORTS - Clean export for your accountant - Organized by CRA category - Covers full tax year at once - Supports multiple tax years WHY EXPENSEFLOW? No subscriptions. No spreadsheets. No shoebox of receipts. Just upload, review, and export — ready for your T2125 or your accountant. Built by BitMentors Inc. — made in Canada